Payday Loans in Dimock, Pennsylvania

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No payday loan companies in Dimock, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 3018 Pleasant Valley Blvd, Altoona, PA 16602 +1 (814) 944 - 8474
Univest Bank and Trust Co. 200 N High St, West Chester, PA 19380 +1 (610) 344 - 3049
Community State Bank 50 Pennsylvania Ave, Huntingdon, PA 16652 +1 (814) 641 - 4272
ACE Cash Express 128 Chartiers Ave, McKees Rocks, PA 15136 +1 (412) 771 - 9153
ACE Cash Express 2840 W Girard Ave, Philadelphia, PA 19130 +1 (215) 236 - 5406
First Columbia Bank & Trust Co. Operations Center 992 Central Rd, Bloomsburg, PA 17815 +1 (570) 784 - 1660
Meridian Bank - Media 100 E State St, Media, PA 19063 +1 (610) 590 - 5200
Jolley's Money Loan 6214 Woodland Ave, Philadelphia, PA 19142 +1 (215) 727 - 2340
Mid Penn Bank 1100 Spring Garden Dr, Middletown, PA 17057 +1 (717) 985 - 0100
BB&T 1196 Walnut Bottom Rd, Carlisle, PA 17015 +1 (717) 249 - 8281

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dimock, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, Payday Loans in Reading, PA, Payday Loan for Scranton, PA, Payday Loans in State College, PA, Payday Loans in Upper Darby, PA, Same Day Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dimock, PA.

Beautiful sights of Dimock, PA

Payday Loans Available in Dimock, PA By The Following ZIP Codes:

18816

Are Payday Loans Legal In Dimock, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dimock, PA payday loan calculator

Payday loans in Dimock, Pennsylvania: What you need to know

Payday loans can be a useful tool for people who need quick access to cash for emergencies or unexpected expenses. However, in Pennsylvania, payday loans are illegal. If you’re in Dimock, Pennsylvania, it’s important to know the laws surrounding payday loans.

What are payday loans?

A payday loan is a short-term loan that typically has a repayment period of two weeks. The loan is usually for a small amount, ranging from $100 to $1,000, and is intended to cover expenses until the borrower’s next payday. Payday loans are known for their high interest rates, with some lenders charging up to 400% APR.

Payday loan laws in Pennsylvania

In Pennsylvania, payday loans are prohibited by the state’s Consumer Discount Company Act. This law prohibits lenders from charging interest rates higher than 6% on loans under $50,000. Since payday loans are typically for less than $1,000 and have higher interest rates, they are not legal in Pennsylvania.

While payday loans are illegal in the state, some lenders may still offer them under the guise of other loan types like installment loans or open-end credit plans. These loans may come with high fees and interest rates, so it’s important to read the terms and conditions carefully before signing.

Why are payday loans illegal in Pennsylvania?

The state of Pennsylvania has taken a stance against payday loans because of their predatory nature. Payday lenders often target low-income borrowers who may be unable to repay the loan on time, leading them into a cycle of debt. The high interest rates and fees associated with payday loans can make it difficult for borrowers to pay off the loan, leading to further financial difficulties.

Alternatives to payday loans

If you’re in need of quick cash in Dimock, Pennsylvania, there are several alternatives to payday loans:

  • Credit unions: Credit unions offer small-dollar loans with lower interest rates and fees.
  • Personal loans: Personal loans from banks or online lenders may have longer repayment periods and lower interest rates than payday loans.
  • Credit counseling: Credit counseling agencies can work with you to create a budget and manage your debt.
  • Emergency assistance: Charities and nonprofit organizations may offer emergency assistance for things like utilities, rent, and food.

Interesting facts and statistics about payday loans in Pennsylvania

  • In 2010, Pennsylvania passed the Pennsylvania Credit Services Act, which caps interest rates at 6% for loans under $50,000.
  • According to a report by the Pew Charitable Trusts, the average payday loan borrower in Pennsylvania takes out eight loans per year with an average annual interest rate of 391%.
  • In 2018, Pennsylvania’s attorney general filed a lawsuit against Think Finance, a payday loan company, for allegedly charging interest rates of up to 448%.

Apply Now

While payday loans are illegal in Pennsylvania, TheGuaranteedLoans can help you find other loan options to meet your financial needs. Our online application is quick and easy, and we’ll connect you with potential lenders who can offer you a loan that fits your needs. Remember, we are a connector service, not a direct lender.

Don’t let unexpected expenses get the best of you. Apply now and get the help you need.

F.A.Q.

Can I get a payday loan with bad credit in Dimock, Pennsylvania?

No, payday loans are not available in Dimock, Pennsylvania regardless of credit history.

Can I get a payday loan without a checking account in Dimock, Pennsylvania?

No, payday loans are not available in Dimock, Pennsylvania regardless of banking status.