Payday Loans in Dravosburg, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dravosburg, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
American Financial Advisors 1040 3rd St, Beaver, PA 15009 +1 (724) 775 - 9210
Rob's Auto Repair 5316 National Pike 1, Markleysburg, PA 15459 +1 (724) 329 - 5670
PNC Bank 1066 Harrison City Export Rd, Jeannette, PA 15644 +1 (724) 744 - 2141
ESSA Bank & Trust 300 Mulberry St 100, Scranton, PA 18503 +1 (570) 207 - 1894
Univest Bank and Trust Co. 5829 Easton Rd, Plumsteadville, PA 18902 +1 (215) 766 - 3701
Thrivent Financial 3497 Highland Rd, Orefield, PA 18069 +1 (610) 398 - 0120
Fairway Independent Mortgage Corporation 3500 Winchester Rd Suite 100, Suite 100, Allentown, PA 18104 +1 (610) 432 - 0900
First National Bank 1713 Union Ave, Natrona Heights, PA 15065 +1 (724) 224 - 5566
Manheim Auto Sales and Service LLC 329 W High St, Manheim, PA 17545 +1 (717) 664 - 3128
Galaxy Federal Credit Union 1313 Liberty St, Franklin, PA 16323 +1 (814) 432 - 1207

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dravosburg, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Payday Loan Without a Credit Check in Allentown, PA, Quick Loan in Altoona, PA, Payday Loans in Bensalem, PA, Same Day Loans in Bethel Park, PA, No Credit Check Loans in Bethlehem, PA, Payday Loans in Bristol, PA and Payday Loan Companies in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dravosburg, PA.

Beautiful sights of Dravosburg, PA

Payday Loans Available in Dravosburg, PA By The Following ZIP Codes:

15034

Are Payday Loans Legal In Dravosburg, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dravosburg, PA payday loan calculator

Payday Loans in Dravosburg, Pennsylvania: What You Need to Know

Payday loans are a type of short-term loan that is typically due on the borrower’s next payday. While they may seem like a helpful solution when you need money quickly, it is important to understand the potential risks and drawbacks, especially since payday loans are prohibited in Pennsylvania. In this article, we will explore the regulations surrounding payday loans in Dravosburg, Pennsylvania, as well as alternatives to consider.

Payday Loan Regulations in Dravosburg, Pennsylvania

As previously mentioned, payday loans are illegal in Pennsylvania. The Pennsylvania Department of Banking and Securities has strict regulations in place to protect consumers from predatory lending practices that can lead to financial hardship and debt.

In Pennsylvania, loans with an annual percentage rate (APR) greater than 6% are considered usurious, which means they are illegal. Payday loans typically have APRs in excess of 300%. This is because payday lenders often charge extremely high fees and interest rates, which can trap borrowers in a cycle of debt.

It is important to note that even though payday loans are illegal in Pennsylvania, there may still be lenders attempting to offer these loans. If you are approached by a payday lender, it is best to decline the offer and report the lender to the Pennsylvania Department of Banking and Securities.

Alternatives to Payday Loans in Dravosburg, Pennsylvania

When you are in need of money quickly, it can be tempting to turn to payday loans. However, there are other options available that can help you avoid the risks associated with payday loans.

  • Credit Cards: If you have a credit card, it may be a better option than a payday loan. While credit cards also charge high interest rates, they typically have lower rates and fees than payday loans. Additionally, if you can pay off the balance quickly, you can avoid accruing large amounts of interest.
  • Personal Loans: A personal loan may be a good option for those who need to borrow a larger sum of money. Personal loans typically have lower interest rates than payday loans and can be repaid over a longer period of time.
  • Borrowing from Friends or Family: While it may be uncomfortable to ask for help from friends or family, it can be a better option than taking out a payday loan. Be sure to discuss repayment terms and any potential interest charges to avoid damaging personal relationships.

Interesting Facts and Statistics

While payday loans are prohibited in Pennsylvania, they are legal in many other states throughout the United States. According to a report from the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year and spends around 200 days per year in debt. This highlights the cycle of debt that many borrowers can fall into when relying on payday loans.

Apply Now

If you are in need of money quickly, it is important to explore all of your options before turning to payday loans. At TheGuaranteedLoans, we can help connect you with potential lenders who can offer personal loans with more reasonable terms and interest rates. We are not a direct lender, but a connector service that can help you find the right loan option for your needs. Visit our website to complete an online application today.

F.A.Q.

Can a payday loan company report me to a credit bureau in Dravosburg, Pennsylvania?

No, a payday loan company cannot report you to a credit bureau in Dravosburg, Pennsylvania because these loans are illegal in the state.

Can a payday loan company take me to court in Dravosburg, Pennsylvania?

No, a payday loan company cannot take you to court in Dravosburg, Pennsylvania because these loans are illegal in the state.