Payday Loans in East Hickory, Pennsylvania

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No payday loan companies in East Hickory, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Glendale Mortgage 1 Raymond Dr # 1, Havertown, PA 19083 +1 (610) 853 - 6500
GardaWorld 401 Kaiser Dr, Folcroft, PA 19032 +1 (610) 461 - 1098
Univest Bank and Trust Co. 1041 York Rd, Warminster, PA 18974 +1 (215) 441 - 4100
Mc Keesport Bell Federal CU 316 36th St, McKeesport, PA 15132 +1 (412) 672 - 8550
Thrivent Financial for Lutherans 10 E Washington St, Corry, PA 16407 +1 (814) 920 - 6939
Janney Montgomery Scott LLC 20 Erford Rd 315, Lemoyne, PA 17043 +1 (717) 731 - 4400
Tompkins VIST Bank 101 E Philadelphia Ave, Boyertown, PA 19512 +1 (610) 367 - 0140
Treasury 207 Wyoming Ave, Scranton, PA 18503 +1 (570) 963 - 2100
Fulton Financial Corporation 1695 State St, East Petersburg, PA 17520 +1 (800) 752 - 9580
Univest Bank and Trust Co. 23 W Highland Ave, Philadelphia, PA 19118 +1 (215) 242 - 1550

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in East Hickory, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Pittsburgh, PA, Payday Loan Companies in Reading, PA, Payday Loans in Scranton, PA, Payday Loans in State College, PA, Payday Loans in Upper Darby, PA, Same Day Loans in Warminster, PA, Emergency Loan in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in East Hickory, PA.

Are Payday Loans Legal In East Hickory, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

East Hickory, PA payday loan calculator

Understanding Payday Loans in East Hickory, Pennsylvania

Payday loans, also known as cash advances, are small, short-term loans that are typically due on the borrower’s next payday. They are meant to provide temporary financial relief for unexpected expenses or emergencies. However, in the state of Pennsylvania, payday loans are prohibited. In this article, we will explore why payday loans are banned in Pennsylvania and what alternative options are available for those in need of emergency funding in East Hickory.

Why are Payday Loans Prohibited in Pennsylvania?

In 2010, Pennsylvania passed a law that prohibited payday lenders from operating in the state. The law was passed with bipartisan support and was meant to protect Pennsylvania consumers from high-interest loans and predatory lending practices. The law also provides protections against online payday lenders, which are often difficult to regulate.

Alternatives to Payday Loans in East Hickory, Pennsylvania

While payday loans may not be an option in Pennsylvania, there are other ways to access emergency funds. Here are some possible alternatives:

  • Credit Cards: If you have a credit card, it may be possible to use it to cover unexpected expenses or emergencies.
  • Installment Loans: Installment loans are a type of loan where borrowers repay the loan in installments over time rather than in one lump sum. They may have lower interest rates than payday loans and are available in Pennsylvania.
  • Borrow from Family or Friends: While borrowing from family or friends can be risky, it may be an option for those in need of emergency funding.
  • Personal Loans: Personal loans are another option for those in need of emergency funds. They can be obtained from banks, credit unions, or online lenders.

Interesting Facts About Payday Loans in East Hickory, Pennsylvania

  • Pennsylvania’s law protecting consumers from payday loans sets the interest rate cap at 28%.
  • The average payday loan in Pennsylvania has an interest rate of 500% or more.
  • Payday lenders have come under fire from consumer advocates and lawmakers for their high-interest rates and predatory lending practices.

Apply Now for Emergency Funds in East Hickory

If you are in need of emergency funds in East Hickory, TheGuaranteedLoans can help. We are a connector service, not a direct lender. We can help connect you with potential lenders who may be able to provide the emergency funding you need. To learn more and fill out an online application, visit TheGuaranteedLoans website now.

At TheGuaranteedLoans, we strive to provide valuable, accurate information to our readers. While we cannot offer payday loans in Pennsylvania, we are committed to helping you find the emergency funding you need. If you have any questions or concerns, please contact us.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in East Hickory, Pennsylvania?

No, because payday loans are illegal in East Hickory, Pennsylvania, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in East Hickory, Pennsylvania?

Yes, the state of Pennsylvania has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.