Payday Loans in East Vandergrift, Pennsylvania

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No payday loan companies in East Vandergrift, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
The First National Bank & Trust 832 2nd St Pike 4, Richboro, PA 18954 +1 (215) 355 - 8211
Thrivent Financial for Lutherans 3 2nd St, Smock, PA 15480 +1 (724) 978 - 2692
Thrivent Financial 102 Tomahawk Dr, Kutztown, PA 19530 +1 (610) 683 - 3564
Miners Bank 431 Dowdentown Rd, Pottsville, PA 17901 +1 (570) 544 - 4787
VIST Bank 1 Reading Dr, Wernersville, PA 19565 +1 (610) 678 - 5997
Grove City Agway & Pets 111 Breckenridge St, Grove City, PA 16127 +1 (724) 458 - 9830
S.A.M. Check Cashing Machine 273 E Roy Furman Hwy, Waynesburg, PA 15370 +1 (724) 627 - 8442
1 Cochran Nissan Monroeville 3355 William Penn Hwy, Pittsburgh, PA 15235 +1 (412) 245 - 4650
ACNB Bank 101 Main St, Arendtsville, PA 17303 +1 (888) 334 - 2262
Cash & Trading Inc 16 N Centre St, Pottsville, PA 17901 +1 (570) 622 - 2500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in East Vandergrift, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, Payday Loans in Reading, PA, Quick Loan in Scranton, PA, Guaranteed Loans in State College, PA, 24-Hour Loan in Upper Darby, PA, Quick Loan in Warminster, PA, Payday Loan Without a Credit Check in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in East Vandergrift, PA.

Payday Loans Available in East Vandergrift, PA By The Following ZIP Codes:

15629

Are Payday Loans Legal In East Vandergrift, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

East Vandergrift, PA payday loan calculator

Payday Loans in East Vandergrift, Pennsylvania: What You Need to Know

If you live in East Vandergrift, Pennsylvania, you may have considered getting a payday loan to help make ends meet. However, it is important to understand that payday loans are illegal in Pennsylvania. This means that if you are a resident of East Vandergrift, you cannot legally obtain a payday loan in this state. Let’s take a closer look at payday loans in East Vandergrift, Pennsylvania and what your options are.

What are Payday Loans?

A payday loan is a short-term loan that is designed to help you cover expenses until your next payday. These loans typically have high-interest rates and fees, and they are usually due on your next payday. In some cases, payday lenders may require you to write a post-dated check for the total amount of the loan, including interest and fees.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans are prohibited in Pennsylvania because of the high-interest rates and fees associated with them. These loans can trap borrowers in a cycle of debt, making it difficult for them to repay the loan on time and meet their other financial obligations.

In 2018, the Pennsylvania Attorney General’s Office filed a lawsuit against Think Finance, a payday loan company that was operating illegal payday loan schemes in Pennsylvania. The lawsuit alleged that Think Finance was violating Pennsylvania’s usury and racketeering laws by offering loans with interest rates as high as 448 percent.

What are Your Options if You Need Money?

If you live in East Vandergrift and need money to cover expenses, there are other options available to you besides payday loans. Here are some options you may want to consider:

  • Credit Cards: If you have a credit card, you may be able to use it to cover your expenses. Credit cards typically have lower interest rates than payday loans, but you should be careful not to overspend and incur additional debt.
  • Personal Loans: You may be able to obtain a personal loan from a bank or credit union. Personal loans typically have lower interest rates than payday loans, but you will need to have good credit to qualify.
  • Government Assistance: If you are struggling to make ends meet, you may be eligible for government assistance programs like SNAP (Supplemental Nutrition Assistance Program) or LIHEAP (Low-Income Home Energy Assistance Program).
  • Side Gigs: If you have skills or talents that you can monetize, you may be able to earn extra money by doing side gigs like freelance writing, graphic design, or pet-sitting.

Interesting facts and statistics about payday loans in Pennsylvania

While payday loans are illegal in Pennsylvania, many residents of the state have still been affected by these loans. Here are some interesting facts and statistics:

  • According to a 2016 report from the Pennsylvania Department of Banking and Securities, there were 99,928 small loans (loans with an amount of $3,000 or less) made by licensed lenders in Pennsylvania in 2015.
  • Some payday lenders attempt to evade Pennsylvania’s laws by operating online and claiming to be based in other states or countries.
  • In 2018, the Consumer Financial Protection Bureau (CFPB) proposed rolling back federal regulations on payday lending, which could leave states like Pennsylvania with fewer protections against predatory lending practices.

Apply Now

If you are looking for a loan, TheGuaranteedLoans can help connect you with potential lenders who may be able to meet your needs. Please note that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help facilitate your connection with potential lenders. To apply for a loan, simply fill out our online application form and one of our representatives will be in touch with you shortly.

Remember, before taking out any loan, it is important to carefully consider your options and make sure that you can afford to repay the loan on time. Loans can be a helpful tool for managing your finances, but they can also lead to debt and financial hardship if used improperly. Be sure to read all terms and conditions carefully before completing any loan application.

F.A.Q.

Can I take out a payday loan online in East Vandergrift, Pennsylvania?

No, even if the lender is located outside of Pennsylvania, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in East Vandergrift, Pennsylvania?

No, it is illegal to use a payday loan from another state in East Vandergrift, Pennsylvania.