Payday Loans in Elmhurst, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Elmhurst, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Alcoa Pittsburgh Federal CU 30 Isabella St STE 100, Pittsburgh, PA 15212 +1 (412) 553 - 3100
First Northern Bank & Trust Co 3005 PA-611, Tannersville, PA 18372 +1 (570) 629 - 2600
Centric Bank - Concierge Branch & Commercial Lending Office 2003 S Easton Rd 205, Doylestown, PA 18901 +1 (267) 880 - 4333
First National Bank 711 State St, Erie, PA 16501 +1 (814) 871 - 1700
Herlinger Inc 7002 Bristol Pike, Levittown, PA 19057 +1 (215) 547 - 9900
Woodforest National Bank 567 PA-100, Bechtelsville, PA 19505 +1 (610) 473 - 2980
PNC Bank 66 E State St, Sharon, PA 16146 +1 (724) 981 - 1411
Mercer / Grove City KOA 1337 Butler Pike, Mercer, PA 16137 +1 (724) 748 - 3160
Tobacco Plus 2042 E Old Lincoln Hwy, Langhorne, PA 19047 +1 (215) 750 - 6140
Univest Bank and Trust Co. 940 2nd St Pike, Richboro, PA 18954 +1 (215) 364 - 8350

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elmhurst, PA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Pittsburgh, PA, Same Day Loans in Reading, PA, Payday Loans in Scranton, PA, Same Day Loans in State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elmhurst, PA.

Beautiful sights of Elmhurst, PA

Payday Loans Available in Elmhurst, PA By The Following ZIP Codes:

18416

Are Payday Loans Legal In Elmhurst, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Elmhurst, PA payday loan calculator

Payday Loans in Elmhurst, Pennsylvania: What You Need to Know

Payday loans, otherwise known as cash advances or paycheck advances, are short-term loans that are meant to be repaid on your next payday. These loans are typically small, ranging from $100 to $500, and may come with high interest rates and fees.

However, if you are a resident of Elmhurst, Pennsylvania, you should know that payday loans are prohibited by the state. Under Pennsylvania law, lenders are not allowed to offer payday loans, which means you will need to explore other options if you are in need of financial assistance.

Why Are Payday Loans Prohibited in Pennsylvania?

The state of Pennsylvania has taken a strong stance against payday lending because of the high interest rates and fees associated with these loans. In some cases, borrowers can end up paying almost 400% APR on their loan, which can lead to a debt cycle that is difficult to break. As a result, Pennsylvania has enacted laws that protect consumers from predatory lending practices, including the prohibition of payday loans.

Alternative Options for Elmhurst Residents

If you are in need of quick cash and live in Elmhurst, there are still several options available to you. Some of these options include:

  • Personal Loans: Personal loans are typically offered at lower interest rates than payday loans and may be a good option if you need a larger amount of money.
  • Credit Cards: If you have a credit card with available credit, this may be a good option to get quick cash. However, be sure to pay off the balance as soon as possible to avoid high interest charges.
  • Friends and Family: If you have friends or family members who are willing and able to lend you money, this may be a good option to explore.
  • Non-Profit Organizations: There are several non-profit organizations in Elmhurst and the surrounding areas that offer financial assistance to those in need. These organizations may be able to provide you with a loan or grant to help you get back on your feet.

Interesting Facts about Payday Loans in Elmhurst, Pennsylvania

  • While payday loans are prohibited in Pennsylvania, it is estimated that there are still over 1000 payday lending storefronts operating illegally in the state.
  • The average payday loan borrower in Pennsylvania takes out 12 loans per year, with an average loan size of $350.
  • Several states have laws in place that prohibit payday lending, including Arkansas, Arizona, Georgia, North Carolina, and West Virginia.

Apply Now

While payday loans are prohibited in Pennsylvania, there are still several other options available for those in need of financial assistance. If you are interested in exploring these options, TheGuaranteedLoans can help connect you with potential lenders who may be able to offer you a loan or alternative financial product. Please note that TheGuaranteedLoans is a connector service, not a direct lender, and we do not make credit decisions or offer consumer loans.

To get started, fill out our online application today and we will work to connect you with a lender in your area who may be able to offer you the financial assistance you need.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Elmhurst, Pennsylvania?

No, taking out an illegal payday loan in Elmhurst, Pennsylvania is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Elmhurst, Pennsylvania?

No, you cannot be sued for not paying back an illegal payday loan in Elmhurst, Pennsylvania.