Payday Loans in Flicksville, Pennsylvania

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No payday loan companies in Flicksville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
F & M Trust 5293 Main St, Marion, PA 17235 +1 (717) 375 - 2210
Jackson Hewitt Tax Service 1450 Morrell Ave, Connellsville, PA 15425 +1 (724) 364 - 4249
PNC Bank 2200 Bristol Rd, Bensalem, PA 19020 +1 (215) 750 - 8614
BB&T 420 Main St, Oley, PA 19547 +1 (610) 987 - 6252
Northwest Consumer Discount Company 78 E High St, Waynesburg, PA 15370 +1 (724) 852 - 1234
Altoona First Savings Bank 601 E Allegheny St, Martinsburg, PA 16662 +1 (814) 793 - 3751
Integrity Home Mortgage Corporation 77N S 3rd St 202, Chambersburg, PA 17201 +1 (717) 264 - 3100
Raymond James Financial Services 403 W Lincoln Hwy, Exton, PA 19341 +1 (484) 872 - 8386
TD Bank 3821 W Lincoln Highway, Downingtown, PA 19335 +1 (610) 873 - 0879
Bryn Mawr Trust 155 N York Rd, Willow Grove, PA 19090 +1 (215) 884 - 5200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Flicksville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Chester, PA, Payday Loan for Erie, PA, Payday Loans in Harrisburg, PA, Payday Loans in Haverford, PA, Guaranteed Loans in Lancaster, PA, Payday Loan Without a Credit Check in Levittown, PA, Quick Loan in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Flicksville, PA.

Are Payday Loans Legal In Flicksville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Flicksville, PA payday loan calculator

Everything You Need to Know About Payday Loans in Flicksville, Pennsylvania

When it comes to short-term loans, payday loans are often the go-to option for many consumers. With the promise of fast cash and easy qualification, payday loans may seem like an ideal solution for those who need money quickly. However, in Pennsylvania, payday loans are prohibited, and the laws surrounding them can be confusing for borrowers. In this article, we’ll explore the ins and outs of payday loans in Flicksville, Pennsylvania and what alternatives are available.

The Law on Payday Loans in Flicksville, Pennsylvania

In 1998, Pennsylvania enacted the Check Cashing Licensing Act, which effectively banned payday loans in the state. The act prohibits lenders from offering short-term, small-dollar loans with high-interest rates. This restriction extends to both storefront and online lenders who attempt to offer payday loans to Pennsylvania residents.

While there are no physical payday loan storefronts in Flicksville, some lenders may still attempt to offer payday loans to residents via online applications. However, be aware that these lenders operate outside Pennsylvania’s state laws. Borrowers who take out loans through these lenders may be subject to high-interest rates, additional fees, and an increased risk of identity theft.

Alternatives to Payday Loans in Flicksville, Pennsylvania

Although payday loans are prohibited in Pennsylvania, there are still many alternative options available to borrowers who need quick cash. These options include:

  • Credit Union Loans: Many credit unions in the Flicksville area offer small-dollar loans with more favorable terms and interest rates than payday loans.
  • Credit Card Loans: Many credit card companies offer cash advances that can be used for short-term borrowing. However, keep in mind that these advances usually come with higher fees and interest rates.
  • National Banks: Many national banks, such as Wells Fargo and Bank of America, offer short-term loans to customers. These loans typically come with lower interest rates and better terms than payday loans.
  • Personal Loans: Personal loans from banks or credit unions can be used for a variety of purposes, including short-term borrowing. These loans typically come with fixed interest rates and predictable repayment terms.

Interesting Facts and Statistics About Payday Loans in Flicksville, Pennsylvania

Although payday loans are illegal in Pennsylvania, it’s still important to understand the impact they have had on other states. Here are some interesting facts about payday lending:

  • 12 million Americans: The number of Americans that borrow payday loans every year.
  • $9 billion: The amount of fees paid to payday lenders every year in the United States.
  • 70%: The percentage of payday loan borrowers who use the loans for everyday expenses such as rent and utility bills.
  • 20%: The percentage of payday loan borrowers who end up defaulting on their loans.

Apply Now

While payday loans are illegal in Flicksville, Pennsylvania, that doesn’t mean borrowers don’t need options. If you’re in need of quick cash, consider one of the alternatives we outlined above. At TheGuaranteedLoans, we connect borrowers with a network of over 100 lenders, including credit unions, national banks, and personal loan providers. Simply fill out our online application, and we’ll match you with a lender who can provide the loan you need.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We facilitate the connection between you and potential lenders but do not make lending decisions or accept loan payments. If you have any questions or concerns about the loan process, please feel free to contact us for further assistance.

Conclusion

While payday loans might seem like a quick and easy solution to financial woes, they often come with hidden costs and high-interest rates. In Flicksville, Pennsylvania, payday loans are illegal, and borrowers should be aware of the dangers of seeking these loans online. Instead, consider the many alternative options available, including credit union loans, credit card loans, and personal loans. If you need assistance finding a loan, give TheGuaranteedLoans a try. We’ll connect you with a lender who meets your needs and provide you with the resources you need to make informed lending decisions.

F.A.Q.

Are there any alternatives to payday loans in Flicksville, Pennsylvania?

Yes, there are several alternatives to payday loans in Flicksville, Pennsylvania, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Flicksville, Pennsylvania but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of Pennsylvania, regardless of where the lender is located.