Payday Loans in Fombell, Pennsylvania

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No payday loan companies in Fombell, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Acbb Bits 1300 Market St, Lemoyne, PA 17043 +1 (717) 731 - 1780
S&T Bank 418 E Main St, Reynoldsville, PA 15851 +1 (814) 653 - 8264
West Chester Check Cashing 323 E Gay St, West Chester, PA 19380 +1 (610) 719 - 0377
Elliott Community Federal Credit Union Jeannette Rubber Branch 100 Lewis Ave, Jeannette, PA 15644 +1 (724) 527 - 1550
First National Bank 348 Lincoln Hwy, North Versailles, PA 15137 +1 (412) 349 - 1850
Family Financial Center 101 W Loudon St, Philadelphia, PA 19120 +1 (215) 457 - 9590
Antrim Way Honda 200 S Antrim Way, Greencastle, PA 17225 +1 (717) 387 - 7486
First Liberty Bank & Trust 942 Drinker Turnpike, Moscow, PA 18444 +1 (570) 842 - 5715
Carson Consumer Discount Co 768 Canton St, Troy, PA 16947 +1 (570) 297 - 2156
Bank of America with Drive-thru services 259 S Easton Rd, Glenside, PA 19038 +1 (215) 885 - 9300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fombell, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loans in Erie, PA, Payday Loans in Harrisburg, PA, Payday Loans in Haverford, PA, Payday Loans in Lancaster, PA, 24-Hour Loan in Levittown, PA, Payday Loan Without a Credit Check in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fombell, PA.

Payday Loans Available in Fombell, PA By The Following ZIP Codes:

16123

Are Payday Loans Legal In Fombell, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Fombell, PA payday loan calculator

Payday Loans in Fombell, Pennsylvania

Are you searching for payday loan options in Fombell, Pennsylvania? Unfortunately, payday loans are prohibited in the state of Pennsylvania. But don’t worry, we have put together a comprehensive guide to help you understand why payday loans are prohibited in Pennsylvania and what alternative options you can explore.

What are Payday Loans?

Payday loans are small-dollar loans that usually need to be repaid within the borrower’s next payday. These loans typically come with high-interest rates and fees, making them a risky financial option. While these loans may provide a temporary solution to a financial emergency, the trap of debt that often follows can make them a dangerous financial product.

Why are Payday Loans Prohibited in Pennsylvania?

In 2008, the state of Pennsylvania passed a law known as the Pennsylvania Small Loan Act, effectively prohibiting payday loans in the state. This law regulates small loans to help protect consumers by preventing lenders from charging excessive interest rates and fees that can trap borrowers in a cycle of debt.

Under the law of Pennsylvania, any non-bank lender, including payday lenders, must be licensed by the Department of Banking and Securities to conduct business in the state. If a lender violates this law by offering payday loans, they are subject to penalties and legal action by the state.

What Alternatives are Available in Pennsylvania?

While payday loans are prohibited in Pennsylvania, there are still many alternative borrowing options available. Some of these options include:

  • Personal loans from banks or credit unions: Personal loans often come with lower interest rates and fees compared to payday loans.
  • Credit card cash advances: While not the most favorable option, a credit card cash advance can be a more affordable solution than a payday loan.
  • Local community resources: Some nonprofit organizations and local charities may offer financial assistance to those in need.

Interesting Facts About Payday Loans in Fombell, Pennsylvania:

  • Payday loans are prohibited in 14 states, including Pennsylvania.
  • The average payday loan borrower takes out 8 loans per year, often resulting in a cycle of debt.
  • The average payday loan APR is 400%, with some lenders charging as high as 700%.

Apply Now:

If you are in a financial emergency in Fombell, Pennsylvania, and payday loans are not a viable option, consider applying for a personal loan through TheGuaranteedLoans. We are a lending connection service that can connect you with potential lenders who can provide you with a loan that meets your needs.

Visit our website today to fill out an online application. Remember, we are not a direct lender, but a connector service that can help you access potential lending options.

At TheGuaranteedLoans, we aim to provide reliable and valuable information to help our readers make informed financial decisions. While payday loans may seem like a quick fix to a financial emergency, they can lead to a cycle of debt that can be difficult to get out of. Remember to explore alternative options and always be cautious of high-interest loans.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Fombell, Pennsylvania?

No, you cannot be arrested for not paying back an illegal payday loan in Fombell, Pennsylvania.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Fombell, Pennsylvania?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Fombell, Pennsylvania. If you have been harassed or threatened, you can report the lender to the Pennsylvania State Department of Financial Services.