Payday Loans in Goodville, Pennsylvania

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No payday loan companies in Goodville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Visions Federal Credit Union 2101 Centre Ave, Reading, PA 19605 +1 (800) 242 - 2120
Premier Capital Corporation 1210 York Rd., Warminster, PA 18974 +1 (215) 682 - 7171
ATM M&t Bank 3954 William Penn Hwy, Monroeville, PA 15146
Peoples Security Bank & Trust Company 42-48 State St, Nicholson, PA 18446 +1 (570) 942 - 2265
Citizens Bank Supermarket Branch 100 Village Dr, Leetsdale, PA 15056 +1 (412) 741 - 1460
Menard Confident Multi Service LLC 103 S Main St, Chambersburg, PA 17201 +1 (717) 267 - 1111
First Citizens Community Bank 1133 W Main St, Troy, PA 16947 +1 (570) 297 - 4131
L & G Tax Services 213 Center St, Meyersdale, PA 15552 +1 (814) 634 - 5959
John Banko, Jr. Financial Planning 502 Delaware Ave, Palmerton, PA 18071 +1 (610) 824 - 2425
Armco Credit Union 107 College Drive Student Success Center, Butler, PA 16002 +1 (724) 431 - 4702

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goodville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Short-term Loans in Allentown, PA, Payday Loan for Altoona, PA, Payday Loans in Bensalem, PA, 24-Hour Loan in Bethel Park, PA, Emergency Loan in Bethlehem, PA, Guaranteed Loans in Bristol, PA and Quick Loan in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goodville, PA.

Beautiful sights of Goodville, PA

Payday Loans Available in Goodville, PA By The Following ZIP Codes:

17528

Are Payday Loans Legal In Goodville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Goodville, PA payday loan calculator

Payday Loans in Goodville, Pennsylvania

Payday loans can provide financial relief during challenging times. These short-term loans are typically used to cover unexpected expenses or bills until the borrower receives their next paycheck. However, it is important to note that payday loans are prohibited in the state of Pennsylvania, including Goodville.

What are Payday Loans?

Payday loans are small loans, often with high interest rates, that are meant to be repaid in full on the borrower’s next payday. Typically, these loans are granted to individuals who have less-than-perfect credit scores and are in need of quick cash.

When a borrower takes out a payday loan, they are required to provide the lender with a post-dated check or grant permission for the loan amount to be deducted from their bank account on the upcoming payday. If the borrower cannot repay the loan in full, they may be subject to high fees and additional interest rates.

Payday Loans in Goodville, Pennsylvania

In Pennsylvania, payday loans are prohibited by the state’s laws. The state prohibits lenders from charging an interest rate higher than 6% per year on small loan amounts. Payday lenders, often charging interest rates of up to 300%, are illegal in the state as a result.

Goodville residents should explore alternative lenders, such as credit unions or other non-profit organizations, if they are in need of financial assistance. Availability may vary and is dependent on the individual lender’s qualifications.

Interesting Facts and Statistics on Payday Loans in Goodville, Pennsylvania

  • Payday loans in Pennsylvania have an average APR of 296%.
  • Goodville has a median household income of $66,583 and a poverty rate of 11.3%.
  • In Pennsylvania, payday loan borrowers are typically caught in a cycle of debt, with the majority taking out multiple loans in a row.

Apply Now

At TheGuaranteedLoans, we understand that financial hardship can strike at any time. While we do not fund payday loans, our website provides a platform for borrowers to access a network of potential lenders who may be able to help.

Whether you’re dealing with an unexpected expense or need help with bills, we’re here to help. Our online application process is quick and easy, and borrowers can receive funding as soon as the next business day.

Please note that TheGuaranteedLoans is a connection service, not a direct lender. We work with lenders to help connect borrowers to potential funding options. Borrowers should review the terms and conditions of any loan agreement before agreeing to take out a loan.

Conclusion

Payday loans are not an option for borrowers in Goodville or throughout Pennsylvania due to state regulations. However, alternative lenders may be available to provide loans with fair and reasonable interest rates. As always, it is important for borrowers to fully understand the terms and conditions of any loan before agreeing to take out a loan.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Goodville, Pennsylvania?

If a payday loan lender is threatening you with legal action in Goodville, Pennsylvania, you should contact the Pennsylvania State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Goodville, Pennsylvania?

No, it is not possible to get a payday loan from a lender in another state and use it in Goodville, Pennsylvania. Payday loans are illegal in Goodville, Pennsylvania, regardless of where the lender is located.