Payday Loans in Granville, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Granville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fulton Mortgage Company 555 Willow St, Lebanon, PA 17046 +1 (717) 274 - 6800
First National Bank 1480 E College Ave, State College, PA 16801 +1 (814) 234 - 1882
M&T Bank 1111 Street Rd, Southampton, PA 18966 +1 (215) 322 - 1965
Community Bank, N.A. 198 E Tioga St, Tunkhannock, PA 18657 +1 (570) 836 - 2100
Regency Finance Company 156 S Broad St, Grove City, PA 16127 +1 (724) 458 - 7940
C&N 1467 Golden Mile Rd, Wysox, PA 18854 +1 (570) 265 - 9148
Stone Financial 34 W Lancaster Ave, Reading, PA 19607 +1 (610) 775 - 9900
First Commonwealth Federal Credit Union 1080 Chestnut St, Emmaus, PA 18049 +1 (610) 821 - 2403
Gettysburg Marine Center Inc 1001 Heritage Dr 1001, Gettysburg, PA 17325 +1 (717) 337 - 0327
S&T Bank ATM 835 Hospital Rd, Indiana, PA 15701 +1 (724) 349 - 1800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Granville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, Guaranteed Loans in Reading, PA, Payday Loans in Scranton, PA, Payday Loans in State College, PA, Payday Loan Companies in Upper Darby, PA, Payday Loans in Warminster, PA, 24-Hour Loan in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Granville, PA.

Beautiful sights of Granville, PA

Payday Loans Available in Granville, PA By The Following ZIP Codes:

17029

Are Payday Loans Legal In Granville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Granville, PA payday loan calculator

Payday Loans in Granville, Pennsylvania: Everything You Need to Know

Payday loans are a controversial topic in the United States, and their legality varies from state to state. Unfortunately, if you are living in Granville, Pennsylvania, you cannot access payday loans as they are prohibited in the state. However, we encourage you to read on for more information about the payday loan industry and what you can do if you find yourself in need of quick cash.

What are Payday Loans?

Payday loans are small loans that are designed to help people with short-term financial needs. They are intended to be repaid within a few weeks, generally on the borrower’s next payday.

Payday loans are typically used to cover unexpected expenses such as car repairs or medical bills. They are available to people with bad or no credit, as long as they have a source of income and a bank account.

The Pros and Cons of Payday Loans

While payday loans can be helpful in certain situations, they also come with a number of drawbacks that are important to consider.

Pros:

  • Quick and convenient access to cash
  • No credit check required
  • Available to people with bad credit or no credit

Cons:

  • Very high interest rates, often in excess of 400%
  • Short repayment term, often just a few weeks
  • May lead to a cycle of debt if not paid off quickly
  • Can lead to overdraft fees and other financial problems

Overall, payday loans should only be used as a last resort, and borrowers should be sure they can repay the loan on time to avoid getting trapped in a cycle of debt.

Payday Loan Regulations in Pennsylvania

As mentioned earlier, payday loans are prohibited in Pennsylvania. In fact, the state has some of the most strict payday loan regulations in the country. The law specifically prohibits direct lenders from offering payday loans to borrowers.

While it is illegal for direct lenders to offer payday loans in Pennsylvania, it is still possible for residents to access cash through other means. Some people turn to online lenders based outside of the state, while others may use pawn shops or other alternate forms of lending.

Interesting Facts and Statistics

  • In 2018, the payday loan industry in the United States generated $9 billion in revenue.
  • The average payday loan borrower takes out eight loans per year, with an average loan amount of $375.
  • The average payday loan borrower in the United States spends $520 on fees to borrow $375.
  • One in six payday loan borrowers ends up taking out ten or more loans in a row, leading to a cycle of debt.

Apply Now

While payday loans are not available in Granville, Pennsylvania, TheGuaranteedLoans can help connect you with potential lenders for other types of loans. As a connector service, we can help you find installment loans, title loans, and other types of lending options.

Our online application is quick and easy, and you could receive an offer within minutes. Remember, we are not a direct lender, but we work with a network of lenders to find the best loan offers for our customers.

If you are in need of cash and are exploring your options, we encourage you to give our application a try. It’s free to use, and there’s no obligation to accept any loan offers you receive.

Conclusion

Payday loans may be tempting if you’re in need of quick cash, but they come with a number of risks and drawbacks. It’s important to be informed and to carefully consider your options before taking out any type of loan, especially those with high interest rates and short repayment terms.

While payday loans are prohibited in Pennsylvania, TheGuaranteedLoans can still help you find other types of loans that may meet your needs. Our service is free, fast, and easy to use, so why not give it a try today?

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Granville, Pennsylvania?

No, because payday loans are illegal in Granville, Pennsylvania, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Granville, Pennsylvania?

Yes, the state of Pennsylvania has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.