Payday Loans in Hartleton, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Hartleton, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Gold Coast Construction Loans 2623 River Rd, Vandergrift, PA 15690 +1 (724) 567 - 5041
Huntington Bank 355 Lincoln Hwy, North Versailles, PA 15137 +1 (412) 829 - 1360
C&N 130 Court St, Williamsport, PA 17701 +1 (570) 601 - 6000
Raymond James 2 E 2nd St, Oil City, PA 16301 +1 (814) 493 - 8120
Centric Bank 6480 Carlisle Pike, Mechanicsburg, PA 17050 +1 (717) 591 - 1360
Money Mart 621 E Ohio St, Pittsburgh, PA 15212 +1 (412) 231 - 6639
Regency Finance Company 45 W Main St, Uniontown, PA 15401 +1 (724) 437 - 2848
Thrivent Financial - Rebecca Neafcy 3400 Bath Pike Suite 510, Bethlehem, PA 18017 +1 (610) 625 - 5681
Fast Cash 535 Adams Ave, Philadelphia, PA 19120 +1 (215) 721 - 1491
Univest Bank and Trust Co. 940 2nd St Pike, Richboro, PA 18954 +1 (215) 364 - 8350

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hartleton, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Payday Loans in Allentown, PA, Payday Loans in Altoona, PA, Bad Credit Loans in Bensalem, PA, Bad Credit Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, Payday Loans in Bristol, PA and Short-term Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hartleton, PA.

Payday Loans Available in Hartleton, PA By The Following ZIP Codes:

17829

Are Payday Loans Legal In Hartleton, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hartleton, PA payday loan calculator

Payday Loans in Hartleton, Pennsylvania: What You Need to Know

Payday loans are a type of short-term loan that borrowers can use to get quick cash when they are facing unexpected financial expenses. However, in Pennsylvania, payday loans are prohibited, and there are legal restrictions in place to prevent lenders from charging exorbitant interest rates and fees.

How Payday Loans Work

Payday loans typically involve borrowing a small amount of money from a lender for a short period, usually two weeks. The borrower writes a postdated check or provides their bank account information to the lender, who then deposits the loan amount into the borrower’s account. When the loan comes due, the lender withdraws the loan amount plus fees and interest from the borrower’s account.

While payday loans can be convenient in certain situations, they can also be expensive and lead to a cycle of debt for borrowers who cannot afford to repay the loans on time. In Pennsylvania, there are legal restrictions in place to help protect consumers from predatory lending practices.

The Legality of Payday Loans in Pennsylvania

In Pennsylvania, payday lending is prohibited, and there are strict regulations in place to prevent lenders from charging excessive interest rates and fees. The state’s Consumer Discount Company Act sets the maximum interest rate that lenders can charge at 6% per year, and the state’s Banking Code prohibits payday lenders from charging more than a 24% annual percentage rate (APR) on loans.

Payday lenders who operate in Pennsylvania are breaking the law, and consumers who take out payday loans in the state are not legally obligated to repay the loans.

Alternatives to Payday Loans

If you are in need of quick cash in Pennsylvania, there are several alternative options that can help you avoid the high fees and interest rates associated with payday loans.

Personal Loans

A personal loan from a traditional bank or credit union can offer a lower interest rate and more flexible repayment terms than a payday loan. However, these loans may require a credit check and approval process that can take several days or weeks.

Credit Cards

Using a credit card to cover unexpected expenses can be a better option than a payday loan, as long as you can pay off the balance in full before interest charges accrue. However, credit cards may also come with high interest rates and fees.

Local Assistance Programs

Some local organizations and non-profits offer emergency financial assistance to residents of their communities. These programs may offer low-interest loans, grants, or other forms of financial assistance to help people in need.

Selling Items

If you have items of value that you no longer need, such as electronics, jewelry, or other goods, you may be able to sell them to raise cash quickly. Online marketplaces like eBay or Craigslist can help you connect with buyers in your area.

Interesting Facts about Payday Loans in Hartleton, Pennsylvania

  • Payday lending is prohibited in Pennsylvania under the state’s usury laws.
  • According to data from the Pennsylvania Department of Banking and Securities, there were no licensed payday lending storefronts in the state as of 2018.
  • The state’s consumer protection laws prohibit online payday lenders from extending loans to Pennsylvania residents.
  • Lenders who violate Pennsylvania’s payday lending laws can be subject to fines and legal action by the state Attorney General’s Office.

Apply Now

If you need quick access to cash to cover unexpected expenses, TheGuaranteedLoans can help connect you with lenders who can offer personal loans with flexible repayment terms. Please note that TheGuaranteedLoans is not a direct lender, but a lender connecting service. We will facilitate your connection with potential lenders, and the approval process will vary by lender. To get started, simply fill out our online application and we’ll do our best to match you with a lender that meets your needs.

F.A.Q.

What are the penalties for offering or taking out a payday loan in Hartleton, Pennsylvania?

Offering or taking out a payday loan in Hartleton, Pennsylvania is considered a criminal offense and can result in fines and imprisonment.

Are there any exceptions to the payday loan prohibition in Hartleton, Pennsylvania?

No, there are no exceptions to the payday loan prohibition in Hartleton, Pennsylvania.