Payday Loans in Hesston, Pennsylvania

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No payday loan companies in Hesston, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bryn Mawr Trust 155 N York Rd, Willow Grove, PA 19090 +1 (215) 884 - 5200
United Check Cashing Williamsport 451 Hepburn St, Williamsport, PA 17701 +1 (570) 651 - 9494
1st pawn shop in blair county 1300 4th Ave 2, Duncansville, PA 16635 +1 (814) 515 - 8600
Southern Butler County Comm Cu 963 PA-228, Mars, PA 16046 +1 (724) 779 - 9090
BB&T 50 Pottstown Pike, Chester Springs, PA 19425 +1 (610) 458 - 8880
Northwest Consumer Discount Company 1209 E DuBois Ave, DuBois, PA 15801 +1 (814) 375 - 6950
UFCW Community Credit Union 570 Market St, Kingston, PA 18704
CNB Bank 107 Lamppost Ln, Duncansville, PA 16635 +1 (814) 693 - 5006
Northwest Bank 1048 E Main St, Palmyra, PA 17078 +1 (717) 838 - 5418
Jim Thorpe National Bank 12 Broadway, Jim Thorpe, PA 18229 +1 (570) 325 - 3631

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hesston, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Abington, PA, No Credit Check Loans in Allentown, PA, Payday Loans in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, Online Loans in Bethlehem, PA, Same Day Loans in Bristol, PA and Short-term Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hesston, PA.

Are Payday Loans Legal In Hesston, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hesston, PA payday loan calculator

Payday Loans in Hesston, Pennsylvania: What You Need to Know

Payday loans are a type of short-term borrowing often used to meet urgent financial needs. However, it’s important to note that they are prohibited in Pennsylvania. If you’re a resident of Hesston, Pennsylvania, it’s important to be aware of this prohibition and understand why payday loans can be a risky choice.

Why Are Payday Loans Prohibited in Pennsylvania?

The state of Pennsylvania has taken measures to protect its residents from potential harm caused by payday lending. In 2018, the state passed a law that prohibits payday lending, as well as other types of high-cost, short-term loans with APRs over 36%. This law was created after studies showed that payday loans can lead to a cycle of debt for borrowers, with many people taking out new loans to pay off old ones.

What Are the Risks of Payday Loans?

Payday loans can be tempting for people who need money quickly and may not have the credit history needed to qualify for other types of loans. However, they also carry significant risks, including:

  • High interest rates: Payday loans often come with APRs that can exceed 400%. This means that even a small loan can leave the borrower with a significant amount of debt.
  • Short repayment terms: Payday loans typically need to be repaid within two weeks to a month, which can make it difficult for borrowers to fully pay off the loan and cover their other expenses.
  • Debt cycles: Because payday loans are designed to be repaid quickly, borrowers may find themselves taking out new loans to pay off old ones. This can lead to a cycle of debt that can be difficult to escape.

These risks, combined with the fact that payday loans are prohibited in Pennsylvania, make it important for residents of Hesston to explore alternative options if they need to borrow money.

What Are Some Alternatives to Payday Loans?

If you’re a resident of Hesston, Pennsylvania, and need to borrow money, there are several alternatives to payday loans you may want to consider. These include:

  • Credit union loans: Credit unions often offer loans with lower interest rates than payday lenders.
  • Personal loans: Many banks and online lenders offer personal loans that can be used for a variety of purposes.
  • Credit card advances: While not ideal, a credit card advance can be a better option than a payday loan, especially if you can pay it off quickly.

It’s important to carefully consider all of your options and choose the one that’s best for your unique financial situation.

Interesting Facts and Statistics About Payday Loans in Pennsylvania

  • In 2016, Pennsylvania consumers borrowed $1.3 billion through payday loans.
  • The average APR for a payday loan in Pennsylvania was 591% in 2018.
  • The average payday loan borrower in Pennsylvania takes out eight loans per year.
  • Payday lending in Pennsylvania traps borrowers in an average of five months of debt per year.

Apply Now with TheGuaranteedLoans

While payday loans are prohibited in Pennsylvania, there are other borrowing options available. If you’re looking for a loan and want to see what options are available to you, fill out an online application with TheGuaranteedLoans. As a connector service, we will facilitate your connection with potential lenders who may be able to offer you a loan that meets your needs. Remember, it’s important to carefully consider your options and choose the one that’s best for you.

F.A.Q.

Where can I get more information about payday loans in Hesston, Pennsylvania?

More information about payday loans in Hesston, Pennsylvania can be found on the Pennsylvania State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Hesston, Pennsylvania?

No, payday loans are prohibited in Hesston, Pennsylvania.