Payday Loans in Hibbs, Pennsylvania

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No payday loan companies in Hibbs, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
UKRFCU - Ukrainian Selfreliance Federal Credit Union 221 W St Rd, Feasterville-Trevose, PA 19053 +1 (215) 725 - 4430
Farmers National Bank 629 Midland Ave, Midland, PA 15059 +1 (724) 643 - 4633
Regency Finance Company 2409 Columbia Blvd, Bloomsburg, PA 17815 +1 (570) 387 - 8488
Armstrong Associates FCU 92 Glade Dr, Kittanning, PA 16201 +1 (724) 543 - 2848
Foremost Consumer Discount Co 558 Philadelphia St, Indiana, PA 15701 +1 (724) 465 - 5659
Sean Hogan Vice President of Mortgage Lending, Guaranteed Rate NMLS 880217 2027 Miller Rd, East Petersburg, PA 17520 +1 (717) 940 - 3541
Spirit Financial Credit Union 8535 New Falls Rd, Levittown, PA 19054 +1 (267) 580 - 0230
Raymond James Financial Services 901 E Main St, Palmyra, PA 17078 +1 (717) 832 - 6246
Carol Waterhouse - TD Bank Mortgage Loan Officer 4309 W Skippack Pike, Schwenksville, PA 19473 +1 (800) 822 - 6761
BB&T 325 Locust St, Columbia, PA 17512 +1 (717) 684 - 9500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hibbs, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loan Without a Credit Check in Erie, PA, Payday Loans in Harrisburg, PA, Payday Loans in Haverford, PA, Emergency Loan in Lancaster, PA, No Credit Check Loans in Levittown, PA, Payday Loans in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hibbs, PA.

Are Payday Loans Legal In Hibbs, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hibbs, PA payday loan calculator

Welcome to TheGuaranteedLoans! In this article, we’ll discuss payday loans in the city of Hibbs, Pennsylvania. It’s important to note that payday loans are prohibited in Pennsylvania. However, we’ll still provide you with valuable information to help you make informed financial decisions.

What are Payday Loans?

Payday loans are short-term, high-interest loans that are usually due on the borrower’s next payday. These loans are marketed as a quick and convenient way to get cash when you need it most. Typically, payday loans have a two-week term and are secured by a post-dated check or electronic access to the borrower’s bank account.

While payday loans may seem like a good option in a financial emergency, they often come with much higher fees and interest rates than traditional loans. In fact, the average payday loan has an annual percentage rate (APR) of 400% or more!

Payday Loans in Hibbs, Pennsylvania

As previously mentioned, payday loans are prohibited in Pennsylvania. The Commonwealth’s laws prohibit any lender from offering payday loans in the state. This means that you won’t find payday loan stores or lenders in Hibbs or anywhere else in Pennsylvania.

Some out-of-state lenders may try to offer payday loans to Pennsylvania residents through the internet or over the phone. However, it’s important to note that these lenders may be operating illegally and may charge exorbitant fees and interest rates.

The Dangers of Payday Loans

The high-interest rates and fees associated with payday loans can lead to a debt cycle that can be hard to break. Borrowers who can’t pay back their loans on time can end up rolling over their loans, incurring additional fees and interest charges.

According to a report from the Consumer Financial Protection Bureau (CFPB), more than 80% of payday loans are rolled over or followed by another loan within 14 days. This can lead to a cycle of debt that can be hard to escape.

Apply Now on TheGuaranteedLoans

Although payday loans are prohibited in Pennsylvania, we at TheGuaranteedLoans can still help you find lenders that offer other types of loans, such as personal loans, installment loans, or title loans. We’re a connector service that specializes in matching borrowers with potential lenders.

If you’re in need of fast cash, you can apply right now on our website. The application process is quick and easy, and you’ll receive a decision in minutes. We work with a network of lenders who offer competitive rates and flexible terms.

Interesting Facts About Payday Loans in Hibbs, Pennsylvania

  • As of 2021, payday loans are illegal in 18 states and the District of Columbia.
  • According to Pew Charitable Trusts, the average payday loan borrower is in debt for five months out of the year and spends an average of $520 in fees to repeatedly borrow $375.
  • A 2016 survey by the Pennsylvania Department of Banking and Securities found that nearly 60% of payday loan borrowers in the state reported having difficulty paying back their loans.

In conclusion, payday loans are prohibited in Pennsylvania, including Hibbs. While payday loans may seem like a quick and convenient solution to a financial emergency, they often come with high fees and interest rates that can trap borrowers in a cycle of debt. At TheGuaranteedLoans, we can help connect you with lenders that offer more affordable and sustainable loan options.

Apply now on TheGuaranteedLoans website and take control of your finances!

F.A.Q.

What are the alternatives to payday loans in Hibbs, Pennsylvania?

Consumers in Hibbs, Pennsylvania can seek out small, short-term loans from credit unions or banks, or can consider using a credit card or personal loan for financial emergencies.

Why are payday loans prohibited in Hibbs, Pennsylvania?

Payday loans are prohibited in Hibbs, Pennsylvania due to their high interest rates and fees, which can trap consumers in a cycle of debt.