Payday Loans in Holtwood, Pennsylvania

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No payday loan companies in Holtwood, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank 400 Adams Shoppes, Mars, PA 16046 +1 (724) 741 - 9661
Santander Bank 370 N Reading Rd, Ephrata, PA 17522 +1 (717) 733 - 8635
Lendmark Financial Services LLC 11279 Perry Hwy #311, Wexford, PA 15090 +1 (724) 933 - 0421
ACNB Bank Operations Center 100 V-Twin Dr, Gettysburg, PA 17325 +1 (717) 334 - 3161
Glendale Mortgage 1 Raymond Dr # 1, Havertown, PA 19083 +1 (610) 853 - 6500
BB&T 653 PA-93 Ste 5, Conyngham, PA 18219 +1 (570) 788 - 2220
TruMark Financial Credit Union - Plymouth Meeting 1920 Butler Pike, Conshohocken, PA 19428 +1 (877) 878 - 6275
Huntington Bank 1685 W State St, Baden, PA 15005 +1 (724) 869 - 2181
Copper & Glass Federal CU 531 Monongahela Ave, Glassport, PA 15045 +1 (412) 673 - 5313
First Choice FCU 2810 Wilmington Rd, New Castle, PA 16105 +1 (724) 652 - 8070

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Holtwood, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Pittsburgh, PA, Emergency Loan in Reading, PA, Emergency Loan in Scranton, PA, Payday Loans in State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, No Credit Check Loans in Wilkes-Barre, PA and Emergency Loan in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Holtwood, PA.

Payday Loans Available in Holtwood, PA By The Following ZIP Codes:

17532

Are Payday Loans Legal In Holtwood, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Holtwood, PA payday loan calculator

Understanding Payday Loans in Holtwood, Pennsylvania

Payday loans are a short-term loan option typically used for emergency cash needs. These loans typically come with high-interest rates and fees, and are often targeted towards low-income individuals who may not have access to traditional lending options.

Legal Standing of Payday Loans in Pennsylvania

It is important to note that payday loans are actually prohibited in the state of Pennsylvania. This law was passed to protect consumers from the harmful effects of high-interest loans and the cycle of debt that can come with them.

The state government has set strict regulations and requirements for any lenders operating in Pennsylvania. These regulations ensure that lending practices are fair and transparent, and that borrowers are protected from predatory lending practices.

Alternative Loan Options

While payday loans may not be an option in Holtwood, Pennsylvania, there are other loan options available to individuals in need of emergency cash.

  • Personal Loans – Personal loans can be obtained from traditional banks or credit unions and may have lower interest rates and fees than payday loans.
  • Credit Cards – Credit cards can be used for emergencies, and often come with a lower interest rate than payday loans. However, it is important to remember to pay off your balance in full each billing cycle to avoid accumulating debt.
  • Installment Loans – Installment loans are longer-term loans, typically paid back in monthly installments. These loans may have lower interest rates than payday loans, but may come with higher requirements for approval such as strong credit history and income verification.

Interesting Facts about Payday Loans in Holtwood, Pennsylvania

  • Payday loans are prohibited in Pennsylvania under the Check Cashing Licensing Act of 1998.
  • Pennsylvania is one of 14 states that prohibit payday lending.
  • In 2020, Pennsylvania Attorney General Josh Shapiro sued Think Finance, a payday lender, alleging the company charged interest rates in excess of 200%.
  • In Holtwood, Pennsylvania, the median household income is $60,393. This income level is higher than the Pennsylvania state median household income of $60,293 and the national median of $62,843.

Apply Now

If you are in need of emergency cash, TheGuaranteedLoans offers an online application process that can connect you with potential lenders who offer personal loans and installment loans that comply with Pennsylvania state regulations. While we are not a direct lender, we work with a network of reputable lenders to find a loan option that best fits your unique financial needs.

Visit our website to fill out an application and see what loan options are available to you today.

F.A.Q.

Can a payday loan company report me to a credit bureau in Holtwood, Pennsylvania?

No, a payday loan company cannot report you to a credit bureau in Holtwood, Pennsylvania because these loans are illegal in the state.

Can a payday loan company take me to court in Holtwood, Pennsylvania?

No, a payday loan company cannot take you to court in Holtwood, Pennsylvania because these loans are illegal in the state.