Payday Loans in Hunlock Creek, Pennsylvania

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No payday loan companies in Hunlock Creek, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Bank 100 Union St, Taylor, PA 18517 +1 (570) 562 - 0560
Aston Pawn Shop 4716 Pennell Rd, Aston, PA 19014 +1 (610) 494 - 5775
Northwest Bank 104 Winfield Dr, Centre Hall, PA 16828 +1 (814) 364 - 2116
C&N 230 Railroad St, Jersey Shore, PA 17740 +1 (570) 398 - 4555
Citizens Bank Supermarket Branch 482 N Main St, Doylestown, PA 18901 +1 (215) 230 - 3800
Univest Bank and Trust Co. 986 Bethlehem Pike, Montgomeryville, PA 18936 +1 (215) 699 - 3525
Marquette Savings Bank Business Banking Office 953 S Main St, Meadville, PA 16335 +1 (814) 337 - 7929
Servis One Inc 314 S Franklin St, Titusville, PA 16354 +1 (814) 827 - 8231
Penn State Federal Credit Union 1937 N Atherton St, State College, PA 16803 +1 (800) 828 - 4636
First Fidelity Bank 4 S Main St, Coopersburg, PA 18036

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hunlock Creek, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Abington, PA, Emergency Loan in Allentown, PA, Payday Loans in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loan Companies in Bethlehem, PA, Same Day Loans in Bristol, PA and Payday Loan for Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hunlock Creek, PA.

Beautiful sights of Hunlock Creek, PA

Payday Loans Available in Hunlock Creek, PA By The Following ZIP Codes:

18621

Are Payday Loans Legal In Hunlock Creek, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hunlock Creek, PA payday loan calculator

Payday Loans in Hunlock Creek, Pennsylvania: What You Need to Know

Payday loans are short-term loans that are meant to be paid off on the borrower’s next payday. However, these loans also come with high-interest rates and fees, making them difficult to pay off for many borrowers. While payday loans can be helpful in emergency situations, they can also lead to a cycle of debt that is difficult to break.

But what if you live in Hunlock Creek, Pennsylvania? Are payday loans allowed there? The answer is no. Pennsylvania law prohibits payday loans, making it illegal for lenders to offer them in the state.

Why Payday Loans are Prohibited in Pennsylvania

The Pennsylvania legislature passed the Payday Loan Consumer Protection Act in 2010, which made payday loans illegal in the state. The law was enacted to protect consumers from the predatory lending practices associated with payday loans.

Under Pennsylvania law, lenders are prohibited from offering payday loans, which are defined as loans with terms of less than 31 days and APRs greater than 6%. This means that lenders cannot charge interest rates and fees that exceed 6% of the loan amount. Additionally, payday lenders are required to be licensed by the state and must comply with various consumer protection laws and regulations.

Alternatives to Payday Loans in Hunlock Creek, Pennsylvania

If you need money fast in Hunlock Creek, Pennsylvania, there are alternatives to payday loans that you can consider:

  • Credit Union Loans: Many credit unions offer small-dollar loans with low interest rates and flexible repayment terms. You will need to be a member of the credit union to apply for a loan.
  • Personal Loans: Personal loans are unsecured loans that can be used for any purpose. You can apply for a personal loan from a bank, online lender, or credit union.
  • Credit Card Cash Advance: If you have a credit card, you can take out a cash advance. However, cash advances come with high-interest rates and fees, so they should only be used as a last resort.
  • Negotiate with Creditors: If you are struggling to pay your bills, you can contact your creditors and ask if they can offer you a payment plan or deferment.

Interesting Facts and Statistics about Payday Loans in Hunlock Creek, Pennsylvania

  • Payday loans are illegal in Pennsylvania: Pennsylvania is one of 17 states that have banned payday lending.
  • Predatory lending is a nationwide problem: According to the Center for Responsible Lending, Americans spend $8.4 billion each year on payday loan fees.
  • Low-income individuals are most likely to use payday loans: Statistics show that individuals with low incomes and little to no savings are more likely to use payday loans to make ends meet.

Apply Now and Connect with Potential Lenders

If you are in need of a loan in Hunlock Creek, Pennsylvania, you can fill out an online application on TheGuaranteedLoans website. As a loan connector service, we work with a network of potential lenders who can offer you a loan that meets your needs and budget.

When you fill out an application, we will match you with potential lenders who can offer you a loan. However, please note that we are not a direct lender and do not make loan decisions. Instead, we facilitate the connection between borrowers and lenders and make the loan process as easy and streamlined as possible.

Remember, payday loans are illegal in Pennsylvania, but there are alternatives that you can consider. If you need money fast, be sure to explore all of your options and use payday loans as a last resort.

F.A.Q.

Can I be sued for defaulting on a payday loan in Hunlock Creek, Pennsylvania?

No, you cannot be sued for defaulting on a payday loan in Hunlock Creek, Pennsylvania because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Hunlock Creek, Pennsylvania?

No, a payday loan cannot be included in a bankruptcy filing in Hunlock Creek, Pennsylvania because these loans are illegal in the state.