Payday Loans in Huntington Mills, Pennsylvania

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No payday loan companies in Huntington Mills, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
WSFS Bank 7 E Baltimore Ave, Media, PA 19063 +1 (484) 234 - 0568
Mountain Laurel Federal Credit Union - West 117 Pennsylvania Ave W, Warren, PA 16365 +1 (814) 723 - 8730
Walmart Money Center 6682 Towne Center Blvd, Huntingdon, PA 16652
ATM M&t Bank 85 W Wellsboro St, Mansfield, PA 16933 +1 (800) 627 - 3999
Standard Bank 2640 Monroeville Blvd, Monroeville, PA 15146 +1 (412) 856 - 0354
BB&T 180 Old York Rd, Jenkintown, PA 19046 +1 (215) 886 - 8280
M&T Bank 1066 Wyoming Ave, Wyoming, PA 18644 +1 (570) 693 - 0314
Tobacco Plus 2042 E Old Lincoln Hwy, Langhorne, PA 19047 +1 (215) 750 - 6140
Lincoln Financial Group 8050 Rowan Rd 501, Cranberry Twp, PA 16066 +1 (724) 742 - 3213
KeyBank 201 W Main St, Macungie, PA 18062 +1 (610) 965 - 0611

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Huntington Mills, PA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Abington, PA, Payday Loans in Allentown, PA, Emergency Loan in Altoona, PA, Payday Loans in Bensalem, PA, Bad Credit Loans in Bethel Park, PA, Payday Loan Without a Credit Check in Bethlehem, PA, Payday Loans in Bristol, PA and Payday Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Huntington Mills, PA.

Are Payday Loans Legal In Huntington Mills, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Huntington Mills, PA payday loan calculator

Exploring Payday Loans in Huntington Mills, Pennsylvania: A Comprehensive Guide

In today’s uncertain economic climate, many people find themselves in need of quick cash to cover unexpected expenses. Unfortunately, for residents of Huntington Mills, Pennsylvania, payday loans are not a viable option. In this article, we will explore why payday loans are prohibited in Pennsylvania and what alternatives are available to those in need of financial assistance.

What Are Payday Loans?

Payday loans are short-term loans that most borrowers repay with their next paycheck. These loans typically come with high interest rates and fees and are intended to provide a quick fix for immediate cash needs. Despite their convenience, payday loans have come under scrutiny for their predatory lending practices and high-risk nature.

Why Are Payday Loans Prohibited in Pennsylvania?

Payday loans are prohibited in Pennsylvania under the Check Cashing Licensing Act of 1998. This law caps the interest rate that lenders can charge at an annual percentage rate (APR) of 24%, significantly lower than the triple-digit APRs that payday lenders often charge. Additionally, payday lenders are required to be licensed and comply with other regulations designed to protect consumers from predatory lending practices.

Alternatives to Payday Loans in Huntington Mills, Pennsylvania

Fortunately, those in need of quick cash in Huntington Mills, Pennsylvania still have options. Here are some alternatives to consider:

  • Credit Cards: If you have a credit card with available credit, you may be able to use it to cover your immediate expenses. Be mindful of the interest rates and fees associated with cash advances on credit cards, as they can be high.
  • Personal Loans: Personal loans from banks or credit unions can provide a longer-term solution to your financial needs. These loans often come with lower interest rates and more favorable terms than payday loans.
  • Assistance Programs: If you are facing a financial hardship, you may qualify for assistance from government programs or non-profit organizations. These programs can provide help with food, housing, and utilities, among other things.

Interesting Facts About Payday Loans in Huntington Mills, Pennsylvania

  • As of 2021, payday lending is prohibited in Pennsylvania.
  • In 2018, the Pennsylvania Attorney General’s office reached a settlement with a payday lender that had been charging interest rates as high as 600% APR.
  • The average payday loan borrower in Pennsylvania takes out eight loans per year and spends an average of 149 days in debt as a result.
  • In recent years, some payday lenders have tried to bypass Pennsylvania’s payday loan regulations by partnering with out-of-state banks to offer loans over the internet. However, these tactics have been met with legal challenges and regulatory crackdowns.

Apply Now

While payday loans are not available in Huntington Mills, Pennsylvania, TheGuaranteedLoans can help you connect with lenders who offer alternative forms of loans. We are a connection service that strives to match borrowers with reputable lenders who can provide the financial assistance they require. Fill out our online application to see what offers are available to you.

Conclusion

Payday loans may be appealing to those in need of quick cash, but their high interest rates and fees make them a risky option for borrowers. Fortunately, for residents of Huntington Mills, Pennsylvania, there are alternative sources of financial assistance available. By understanding your options and seeking out the most favorable rates and terms, you can secure the financial stability you need without falling into the trap of predatory lending practices.

F.A.Q.

Can I still be charged fees on a payday loan in Huntington Mills, Pennsylvania?

No, you cannot be charged fees on a payday loan in Huntington Mills, Pennsylvania because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Huntington Mills, Pennsylvania?

No, you cannot be evicted from your home for taking out a payday loan in Huntington Mills, Pennsylvania because these loans are illegal in the state.