Payday Loans in Jefferson, Pennsylvania

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No payday loan companies in Jefferson, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Elderton State Bank 711 N Water St, Rural Valley, PA 16249 +1 (724) 783 - 2111
Univest Bank and Trust Co. 4285 Township Line Rd, Schwenksville, PA 19473 +1 (610) 222 - 3923
BB&T 5 N Main St, Shenandoah, PA 17976 +1 (570) 462 - 2731
Woodlands Bank 1146 Allegheny St, Jersey Shore, PA 17740 +1 (570) 398 - 2850
Thrive Financial Services 1015 Virginia Dr 210, Fort Washington, PA 19034 +1 (800) 516 - 5861
Bolt Tax & Financial LLC 1707 Newry Ln, Duncansville, PA 16635 +1 (814) 695 - 2478
Federal Home Loan Bank 601 Grant St, Pittsburgh, PA 15219 +1 (412) 288 - 3400
Univest Operations Center 16 Harbor Pl, Souderton, PA 18964 +1 (215) 723 - 5571
PNC Bank 1 N Robinson Ave, Pen Argyl, PA 18072 +1 (610) 863 - 6015
F&M Trust 6375 Carlisle Pike, Mechanicsburg, PA 17055 +1 (717) 697 - 0444

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jefferson, PA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Chester, PA, Payday Loans in Erie, PA, Payday Loans in Harrisburg, PA, Quick Loan in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loans in Levittown, PA, 24-Hour Loan in Norristown, PA and Payday Loan for Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jefferson, PA.

Beautiful sights of Jefferson, PA

Payday Loans Available in Jefferson, PA By The Following ZIP Codes:

15344

Are Payday Loans Legal In Jefferson, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Jefferson, PA payday loan calculator

Everything You Need to Know About Payday Loans in Jefferson, Pennsylvania

Payday loans are a quick and easy source of short-term cash. These loans are typically due on the borrower’s next payday and come with high interest rates and fees. However, in Pennsylvania, payday loans are prohibited under state law.

What are Payday Loans?

Payday loans are short-term loans typically due on the borrower’s next payday. They are usually for small amounts and come with high fees and interest rates. Payday loans may seem like a quick fix, but they can trap borrowers in a cycle of debt. In Pennsylvania, however, payday loans are not legal.

Payday Loans in Jefferson, Pennsylvania: The Facts

Despite their illegal status in Pennsylvania, many lenders continue to offer payday loans in the state. Some of these lenders may be operating illegally, while others may be using loopholes to get around the state’s laws. Borrowers in Jefferson, Pennsylvania should be wary of any lender offering payday loans, as they may be engaging in illegal activity or charging exorbitant interest rates and fees.

Interesting Facts and Statistics about Payday Loans in Jefferson, Pennsylvania

  • In Pennsylvania, payday loans are prohibited under state law.
  • The average interest rate for a payday loan in the US is 400%.
  • The average payday loan borrower takes out nine loans per year.
  • Payday loans trap borrowers in a cycle of debt, with many borrowers being unable to pay them off on their next payday.

Alternatives to Payday Loans in Jefferson, Pennsylvania

Fortunately, there are alternatives to payday loans available in Jefferson, Pennsylvania. These include:

  • Credit union loans: Many credit unions offer short-term loans with lower interest rates and fees.
  • Personal loans: Personal loans can be an option for borrowers with good credit, but they may come with higher interest rates than credit union loans.
  • Credit card cash advances: Cash advances from credit cards are typically less expensive than payday loans, but they should still be used with caution as they come with high interest rates and fees.

Apply Now

If you are in need of cash and live in Jefferson, Pennsylvania, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we can help connect you with potential lenders who may be able to offer you alternative forms of financing. Simply fill out our online application form to get started today.

Note: While we strive to connect borrowers with reputable lenders, we cannot guarantee approval or the terms of any loan. It is important to read all loan agreements carefully and to fully understand the terms and conditions of any loan before accepting the funds.

Conclusion

Payday loans may seem like a quick way to get cash, but they come with high fees and interest rates that can trap borrowers in a cycle of debt. In Pennsylvania, payday loans are illegal, and borrowers in Jefferson should explore alternative forms of financing. If you need help finding a lender, TheGuaranteedLoans can help. Fill out our online application form to get started today.

F.A.Q.

Are payday loans legal in Jefferson, Pennsylvania?

No, payday loans are not legal in Jefferson, Pennsylvania. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Jefferson, Pennsylvania?

Taking out a payday loan in Jefferson, Pennsylvania is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.