Payday Loans in Jerome, Pennsylvania

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No payday loan companies in Jerome, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Partners for Payment Relief 3748 West Chester Pike #103, Newtown Square, PA 19073 +1 (888) 879 - 4997
Santander Bank 3 Terry Dr, Newtown, PA 18940 +1 (215) 497 - 8573
Fulton Bank 300 Commons Dr, Oxford, PA 19363 +1 (610) 932 - 2100
PNC Bank 1015 S Bethlehem Pike, Ambler, PA 19002 +1 (215) 654 - 6181
PNC Bank 2856 PA-611, Tannersville, PA 18372 +1 (570) 629 - 0241
Mercersburg Financial Corporation 12 S Main St, Mercersburg, PA 17236 +1 (717) 328 - 3121
Citizens Bank Supermarket Branch 200 Tarentum Bridge Rd, New Kensington, PA 15068 +1 (724) 337 - 0425
Jackson Hewitt Tax Service 2901 Market St, Warren, PA 16365 +1 (814) 313 - 1378
WesBanco Bank 1339 Freedom Rd, Cranberry Twp, PA 16066 +1 (724) 742 - 0100
Beaver County Corporation for Economic Development 250 Insurance St 300, Beaver, PA 15009

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jerome, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Abington, PA, Emergency Loan in Allentown, PA, Payday Loans in Altoona, PA, No Credit Check Loans in Bensalem, PA, Short-term Loans in Bethel Park, PA, Guaranteed Loans in Bethlehem, PA, Online Loans in Bristol, PA and Payday Loan Without a Credit Check in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jerome, PA.

Payday Loans Available in Jerome, PA By The Following ZIP Codes:

15937

Are Payday Loans Legal In Jerome, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Jerome, PA payday loan calculator

Payday Loans in Jerome, Pennsylvania – What You Need To Know

Payday loans are small, short-term loans that are typically used to cover unexpected expenses or bills. They are designed to be repaid within a few weeks, usually on the borrower’s next payday. While payday loans are illegal in Pennsylvania, many people still search for them, including residents of the small town of Jerome.

Jerome, Pennsylvania is a small town located in the western part of the state. With a population of just over 1000 residents, it is a tight-knit community that is constantly growing. However, due to the rise in unexpected expenses, some residents in Jerome may find themselves in need of a payday loan.

Why Are Payday Loans Prohibited in Pennsylvania?

The reason payday loans are illegal in Pennsylvania is due to the high-interest rates they charge. On average, payday loans charge around 400% APR. This means that if someone borrows $100, they would have to pay back $400 in interest alone.

Furthermore, payday loan lenders often target individuals with poor credit. This can lead to borrowers becoming trapped in a cycle of debt, as they are unable to pay back the loan on time and incur additional fees and interest.

Alternatives to Payday Loans in Jerome, Pennsylvania

While payday loans may seem like a quick fix, there are other alternatives available to residents of Jerome, Pennsylvania. Some of these options include:

  • Personal loans from banks or credit unions
  • Credit card cash advances
  • Payment plans with utility companies or other bill providers
  • Borrowing from friends or family

It’s important to carefully consider all options before choosing to take out a payday loan. It’s also important to research any lender you are considering to ensure they are reputable and reliable.

Interesting Facts and Statistics About Payday Loans in Jerome, Pennsylvania

While payday loans are illegal in Pennsylvania, that hasn’t stopped some individuals from searching for them. According to Google Trends, the search term “payday loans” has been increasing in popularity in Jerome and surrounding areas over the past few years.

Additionally, a study done by the Pew Charitable Trusts found that the average payday loan borrower takes out 8 loans per year and spends $520 in interest alone.

Apply Now

If you’re in need of a loan, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and can help you find a lender that meets your needs. Fill out our online application to get started today.

Remember, payday loans are illegal in Pennsylvania, but there are alternatives available. Choose the option that is best for you and your financial situation.

F.A.Q.

How do I know if a lender is offering illegal payday loans in Jerome, Pennsylvania?

Lenders offering illegal payday loans in Jerome, Pennsylvania may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Jerome, Pennsylvania?

If you have taken out an illegal payday loan in Jerome, Pennsylvania, you can contact the Pennsylvania State Department of Financial Services to report the lender and seek assistance in resolving the issue.