Payday Loans in Jersey Mills, Pennsylvania

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No payday loan companies in Jersey Mills, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Visions Federal Credit Union 232 Ennis Ln, Towanda, PA 18848 +1 (800) 242 - 2120
The First National Bank & Trust 275 S Main St 10, Doylestown, PA 18901 +1 (215) 340 - 0500
Members 1st Federal Credit Union 2538 Willow Street Pike, Willow Street, PA 17584 +1 (800) 237 - 7288
Citizens Bank 308 N Logan Blvd, Burnham, PA 17009 +1 (717) 248 - 0137
United States Postal Service 27 Church St, Dunbar, PA 15431 +1 (800) 275 - 8777
Josh Shoop - State Farm Insurance Agent 362 Hershey Rd, Elizabethtown, PA 17022 +1 (717) 367 - 8878
Foundation Abstract LLC 1424 Easton Rd 100, Horsham, PA 19044 +1 (215) 293 - 0212
Citizens Bank 15 Main St, Dallas, PA 18612 +1 (570) 675 - 1177
PNC Bank 1535 E High St, Pottstown, PA 19464 +1 (610) 970 - 3825
Thrivent Financial for Lutherans 500 Grant Ave, East Butler, PA 16029 +1 (484) 821 - 0893

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jersey Mills, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Bad Credit Loans in Erie, PA, Payday Loan Without a Credit Check in Harrisburg, PA, Payday Loan for Haverford, PA, Payday Loans in Lancaster, PA, Payday Loan Without a Credit Check in Levittown, PA, Payday Loans in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jersey Mills, PA.

Are Payday Loans Legal In Jersey Mills, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Jersey Mills, PA payday loan calculator

Payday loans are a type of short-term loan that is typically used for unexpected expenses or emergencies. These loans are meant to be paid back quickly, usually within two to four weeks, and often come with high fees and interest rates. While payday loans may be legal in some states, they’re prohibited in Pennsylvania, including Jersey Mills.

What are Payday Loans?

Payday loans are typically small, usually ranging from $100 to $1,000, and are meant to be repaid quickly, often with the borrower’s next paycheck. These loans are often targeted towards those who have poor credit or who are unable to get traditional loans due to a lack of collateral or other factors.

However, payday loans come with a hefty price tag due to their high fees and interest rates. In some cases, the interest rates on these loans can be as high as 400% or more, making it difficult for borrowers to pay off the loan and get back on their feet financially.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans are prohibited in Pennsylvania due to strong consumer protection laws that exist in the state. The state has long recognized the danger that payday loans can pose to those who are already struggling financially, and has taken steps to limit the impact of these loans on its residents.

Prohibiting payday loans in Pennsylvania means that residents of Jersey Mills and other areas of the state are protected from the high fees and interest rates that come with these loans. Instead, those in need of emergency funds may be able to turn to other sources of financial assistance, such as personal loans or credit cards, with more reasonable interest rates and terms.

Interesting Facts and Statistics on Payday Loans

  • The average payday loan borrower takes out eight loans per year.
  • Payday loan borrowers are more likely to declare bankruptcy than those who don’t use payday loans.
  • Payday loans cost borrowers nearly $4.1 billion in fees each year.
  • 12 million Americans use payday loans each year.

Connect with Lenders

If you’re in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application to get started. We’re a connector service, not a direct lender, and we work with a network of reputable lenders who can provide you with the money you need.

Remember, payday loans are prohibited in Pennsylvania, including Jersey Mills. However, if you’re seeking a short-term loan, there may be other options available to you. Don’t hesitate to reach out to us for assistance and guidance in finding the right financial solution for your needs.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Jersey Mills, Pennsylvania?

No, taking out an illegal payday loan in Jersey Mills, Pennsylvania is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Jersey Mills, Pennsylvania?

No, you cannot be sued for not paying back an illegal payday loan in Jersey Mills, Pennsylvania.