Payday Loans in Kempton, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Kempton, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 1107 Woodward Dr, Greensburg, PA 15601 +1 (724) 836 - 5710
First United National Bank 400 Liberty St, Clarion, PA 16214 +1 (814) 227 - 2400
Rusty L. Williams, CPA, LLC 39 Gill Rd, Grove City, PA 16127 +1 (724) 248 - 2500
Walmart Money Center 63 Perkins Rd, Clarion, PA 16214
First Citizens Community Bank 141 W Beaver Ave, State College, PA 16801 +1 (814) 231 - 8010
Check Cashing Store 3133 N Broad St, Philadelphia, PA 19132 +1 (215) 228 - 5889
First Keystone Community Bank 437 W 3rd St, Nescopeck, PA 18635 +1 (570) 759 - 2767
Money Mart 13 American Pkwy, Allentown, PA 18101 +1 (610) 273 - 8591
Mercer County Community FCU 559 N Hermitage Rd, Hermitage, PA 16148 +1 (724) 981 - 9410
A Plus Mortgage Solutions 3 Sunset Cir, Mechanicsburg, PA 17050 +1 (717) 796 - 0665

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kempton, PA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Abington, PA, Payday Loan for Allentown, PA, Payday Loan for Altoona, PA, Payday Loan Companies in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loan Companies in Bethlehem, PA, Emergency Loan in Bristol, PA and Payday Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kempton, PA.

Payday Loans Available in Kempton, PA By The Following ZIP Codes:

19529

Are Payday Loans Legal In Kempton, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Kempton, PA payday loan calculator

What You Need to Know About Payday Loans in Kempton, Pennsylvania

Payday loans are a type of short-term loan that typically require the borrower to repay the amount borrowed, plus interest and fees, on their next payday. In Kempton, Pennsylvania, however, these types of loans are actually prohibited by state law. Understanding the laws surrounding payday loans in Kempton, Pennsylvania is important, so let’s take a closer look.

Payday Loans: Prohibited in Kempton, Pennsylvania

In many states across the US, payday loans are a common option for those looking to borrow money quickly. However, in Kempton, Pennsylvania, payday loans are actually prohibited by state law.

The state of Pennsylvania has strict regulations on lending, which are enforced in Kempton. Under the Pennsylvania Department of Banking and Securities, lenders in Kempton are prohibited from charging an Annual Percentage Rate (APR) greater than 24 percent on loans under $25,000.

While payday loans may seem like an attractive option due to their potential to supply funds quickly, borrowers should be cautious. With interest rates and fees that can exceed the original loan amount, payday loans can quickly become expensive and detrimental to a borrower’s financial health.

Alternatives to Payday Loans in Kempton, Pennsylvania

While payday loans are not a legal option in Kempton, there are several alternatives that can help individuals get the funds they need:

  • Credit cards: If possible, a credit card may be a better option than a payday loan. Credit cards typically have lower interest rates than payday loans, and may offer rewards or cashback benefits as well.
  • Personal loans: Personal loans may be an option if you need to borrow a larger sum of money. With longer repayment terms and lower interest rates than payday loans, personal loans can be a more manageable option for some borrowers.
  • Side jobs or gigs: While it may take more time and effort, finding a side job or gig can be a better alternative to payday loans. This could include freelance work, part-time jobs, or even selling items you no longer need.

Facts and Statistics on Payday Loans in Pennsylvania

Despite the fact that payday loans are illegal in Kempton and throughout the state of Pennsylvania, some may still try to pursue these types of loans. Here are some facts and statistics to keep in mind:

  • Between 2010 and 2016, Pennsylvania lost approximately $1.3 billion in fees, overdrafts, and other charges due to payday lending.
  • While payday loans may be illegal in Pennsylvania, some lenders may still try to offer these services online. It is important to be cautious and research any potential lenders before submitting an application or providing personal information.
  • According to a report by the Pew Charitable Trusts, approximately 12 million Americans take out payday loans each year, with the average borrower taking out eight loans per year.

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we understand that unexpected expenses and financial emergencies can happen to anyone. That’s why we offer our loan connecting services to help connect borrowers with potential lenders and find the right loan option for their specific needs.

While we are not a direct lender, our online application process is easy and secure. Simply visit our website and fill out the application to get started. Our team will work to connect you with a lender who fits your specific needs.

No matter your financial situation, TheGuaranteedLoans is here to help. Visit our website today to learn more and apply now.

F.A.Q.

Are payday loans legal in Kempton, Pennsylvania?

No, payday loans are not legal in Kempton, Pennsylvania. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Kempton, Pennsylvania?

Taking out a payday loan in Kempton, Pennsylvania is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.