Payday Loans in Lake Harmony, Pennsylvania

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No payday loan companies in Lake Harmony, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
PNC Mortgage 77 W High St, Waynesburg, PA 15370 +1 (724) 627 - 3812
Citizens Bank 75 N Market St, Nanticoke, PA 18634 +1 (570) 735 - 5100
The Dime Bank 820 Church St, Honesdale, PA 18431 +1 (570) 253 - 1902
PNC Bank 1 Trolley Run, Lititz, PA 17543 +1 (717) 626 - 9720
Members 1st Federal Credit Union 14601 Mount Airy Rd, Shrewsbury, PA 17361 +1 (800) 237 - 7288
Community Bank, N.A. 128 W Lacka Ave, Olyphant, PA 18447 +1 (570) 489 - 4721
FNCB Bank 754 Wyoming Ave, Kingston, PA 18704 +1 (570) 283 - 3622
Avid Settlement Inc 410 Rouser Rd 402, Coraopolis, PA 15108 +1 (412) 865 - 4001
Woodforest National Bank 9300 State Route 61, Coal Township, PA 17866 +1 (570) 644 - 7526
Grove City Area Federal Credit Union 1 Credit Union Way, Grove City, PA 16127 +1 (724) 458 - 7520

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake Harmony, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Online Loans in Allentown, PA, Payday Loans in Altoona, PA, Guaranteed Loans in Bensalem, PA, Payday Loan for Bethel Park, PA, 24-Hour Loan in Bethlehem, PA, Emergency Loan in Bristol, PA and Guaranteed Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake Harmony, PA.

Beautiful sights of Lake Harmony, PA

Payday Loans Available in Lake Harmony, PA By The Following ZIP Codes:

18624

Are Payday Loans Legal In Lake Harmony, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lake Harmony, PA payday loan calculator

Payday Loans in Lake Harmony, Pennsylvania: What You Need to Know

Payday loans are small, short-term loans that are typically used to help people bridge the gap between paychecks. These loans are often marketed as a quick and easy way to get cash when you need it most. However, in Pennsylvania, payday loans are prohibited by law. If you live in Lake Harmony or anywhere else in Pennsylvania, here’s what you need to know about payday loans.

What are payday loans?

Payday loans are loans that are typically due on the borrower’s next payday. They are usually for small amounts, ranging from a few hundred dollars to a few thousand dollars, and typically have very high-interest rates and fees. In some cases, borrowers are required to provide a post-dated check or authorize an electronic withdrawal from their bank account to secure the loan.

Why are payday loans prohibited in Pennsylvania?

In 2018, Pennsylvania passed a law prohibiting payday lenders from operating in the state. The law was designed to protect consumers from the high fees and interest rates associated with payday loans, which can trap borrowers in cycles of debt. While payday loans may seem like a quick fix, they often lead to long-term financial problems.

What are the alternatives to payday loans?

If you’re struggling to make ends meet between paychecks, there are several alternatives to payday loans that you can consider:

  • Personal loans from a credit union or bank
  • Credit card cash advances
  • Borrowing from friends or family
  • Working out a payment plan with your creditors
  • Side jobs or gig work

Interesting Facts and Statistics About Payday Loans in Pennsylvania

  • According to the Pennsylvania Department of Banking and Securities, payday lenders made more than 950,000 loans in the state in 2016, totaling more than $339 million in principal.
  • The average payday loan amount in Pennsylvania was $350, and the average interest rate was 339%. This means the average borrower paid more than $52 in interest and fees for every $100 borrowed.
  • Payday lenders in Pennsylvania disproportionately target low-income communities, with more than half of payday loan stores located in zip codes with poverty rates above the state average.

Apply Now

While payday loans are prohibited in Pennsylvania, TheGuaranteedLoans can help connect you with lenders who are willing to work with Pennsylvania residents. As a connector service, we are not a direct lender, but we can help connect you with potential lenders who may be able to provide the cash you need. To get started, simply fill out our online application today.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Lake Harmony, Pennsylvania?

No, you cannot be arrested for not paying back an illegal payday loan in Lake Harmony, Pennsylvania.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Lake Harmony, Pennsylvania?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Lake Harmony, Pennsylvania. If you have been harassed or threatened, you can report the lender to the Pennsylvania State Department of Financial Services.