Payday Loans in Lamar, Pennsylvania

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No payday loan companies in Lamar, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
International Quick Cash 805 N 4th St, Allentown, PA 18102 +1 (610) 433 - 2551
Best Western Grove City Inn 1924 Leesburg Grove City Rd, Grove City, PA 16127 +1 (724) 748 - 5836
Holiday Financial Services Corporation 112 Hollidaysburg Plz, Duncansville, PA 16635 +1 (814) 695 - 4343
Woodland Money Loan 4701 Frankford Ave, Philadelphia, PA 19124 +1 (215) 744 - 8920
Lakeview Loan Servicing, LLC 507 Prudential Rd 100a, Horsham, PA 19044 +1 (855) 294 - 8564
Acre Mortgage & Financial Inc 204 Mercer St, Butler, PA 16001 +1 (724) 431 - 2020
Diversified Advisor Group LLC 10 N Mill St, New Castle, PA 16101 +1 (724) 654 - 5559
TD Bank 502 W Ridge Pike, Conshohocken, PA 19428 +1 (610) 940 - 0138
First Keystone Community Bank 437 W 3rd St, Nescopeck, PA 18635 +1 (570) 759 - 2767
The Neffs National Bank 5629 PA-873, Neffs, PA 18065 +1 (610) 767 - 3875

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lamar, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Online Loans in Allentown, PA, 24-Hour Loan in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loan for Bethel Park, PA, Payday Loans in Bethlehem, PA, Payday Loans in Bristol, PA and Payday Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lamar, PA.

Beautiful sights of Lamar, PA

Payday Loans Available in Lamar, PA By The Following ZIP Codes:

16848

Are Payday Loans Legal In Lamar, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lamar, PA payday loan calculator

Payday Loans In Lamar, Pennsylvania: What You Need To Know

If you live in Lamar, Pennsylvania, you may be wondering about your options for fast cash in an emergency situation. While payday loans might seem like a quick and easy solution, it’s important to know that they are prohibited in the state of Pennsylvania. Let’s explore the reasons behind this ban and what alternative solutions are available.

Why Are Payday Loans Prohibited In Pennsylvania?

Payday loans are short-term loans with high-interest rates that are often marketed as a solution for people in need of quick cash. However, they can hide predatory lending practices and trap borrowers in a cycle of debt. In Pennsylvania, the state’s Department of Banking and Securities has stated that payday loans are not legal due to the high fees and interest rates they charge.

This is in line with the state’s efforts to protect consumers from such predatory lending practices. These regulations have been put in place to protect low-income borrowers who might not have access to traditional lending options and could be vulnerable to deceptive or exploitative lending practices.

Alternative Solutions For Fast Cash In Lamar, Pennsylvania

While payday loans are not an option in Pennsylvania, there are other alternatives available. Here are some options to consider if you need fast cash in an emergency situation:

  • Personal loans: A personal loan can be a good option if you have a strong credit score and a stable income. These loans often come with lower interest rates than payday loans and can be repaid over a longer period of time.
  • Credit cards: If you have a credit card with a high enough limit, you can use it for emergency expenses. Keep in mind that credit cards often come with high interest rates, so it’s important to repay the balance as soon as possible.
  • Emergency assistance: In some cases, you may be able to get help from nonprofit organizations or government assistance programs. This could include assistance with food, housing, or other basic needs.
  • Selling unused items: If you have unused items around your house, you could sell them to generate quick cash. This could include clothes, electronics, or furniture.

Interesting Facts and Statistics About Payday Loans in Lamar, Pennsylvania

  • In 2016, the Center for Responsible Lending found that the average payday loan borrower in Pennsylvania pays more than $400 in fees for a $300 loan.
  • In 2017, the Pennsylvania House of Representatives passed a bill to legalize payday loans with an interest rate cap of 50% per year. The bill was ultimately not passed by the Senate.
  • The city of Philadelphia has also taken steps to regulate payday lending on a local level. In 2018, the city passed an ordinance that requires lenders to offer payment plans for borrowers who are struggling to repay their loans.

Apply Now For Alternative Loan Options

If you’re in need of emergency funds, TheGuaranteedLoans can help connect you with potential lenders who offer alternative loan options such as personal loans. While we are not direct lenders, we are a connector service that can facilitate the loan application process. To get started, fill out our online application today.

F.A.Q.

What are the penalties for offering or taking out a payday loan in Lamar, Pennsylvania?

Offering or taking out a payday loan in Lamar, Pennsylvania is considered a criminal offense and can result in fines and imprisonment.

Are there any exceptions to the payday loan prohibition in Lamar, Pennsylvania?

No, there are no exceptions to the payday loan prohibition in Lamar, Pennsylvania.