Payday Loans in Lampeter, Pennsylvania

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No payday loan companies in Lampeter, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Daleco Resources Corporation 17 Wilmont Mews # 5, West Chester, PA 19382 +1 (610) 429 - 0181
Corporate America Family Credit Union 107 Reuter Blvd, Towanda, PA 18848 +1 (570) 800 - 2727
Mike Chell - Raymond James 1 Washington St, East Stroudsburg, PA 18301 +1 (570) 424 - 9350
KeyBank 2520 W 26th St, Erie, PA 16506 +1 (814) 871 - 1186
City Check Cashing LLC 309 E Broad St, West Hazleton, PA 18202 +1 (570) 450 - 7666
Northwest Consumer Discount Co 4 Field Commons Wilmington Rd, New Castle, PA 16101 +1 (724) 657 - 2960
Galaxy Federal Credit Union 1313 Liberty St, Franklin, PA 16323 +1 (814) 432 - 1207
Fred Thomas - Raymond James 1404 Dwight Dr, Johnstown, PA 15904 +1 (814) 266 - 4678
Univest Bank and Trust Co. 1950 John Fries Hwy, Milford Square, PA 18935 +1 (215) 536 - 4204
Santander Bank ATM 590 W Trenton Ave, Morrisville, PA 19067 +1 (877) 768 - 2265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lampeter, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loans in Erie, PA, Online Loans in Harrisburg, PA, Payday Loan Without a Credit Check in Haverford, PA, Payday Loans in Lancaster, PA, Emergency Loan in Levittown, PA, Payday Loans in Norristown, PA and Payday Loan for Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lampeter, PA.

Beautiful sights of Lampeter, PA

Payday Loans Available in Lampeter, PA By The Following ZIP Codes:

17537

Are Payday Loans Legal In Lampeter, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lampeter, PA payday loan calculator

Are you considering taking out a payday loan in Lampeter, Pennsylvania? If so, you should be aware that payday loans are actually prohibited in Pennsylvania. In this article, we’ll explain what payday loans are, why they’re illegal in Pennsylvania, and what alternatives you might want to consider if you’re in need of quick cash.

What are payday loans?

Payday loans are short-term loans that are typically due on your next payday. They have high interest rates and fees and are often marketed to people who need fast cash but don’t have good credit or access to traditional loans. While these loans can be tempting if you’re in a tight financial situation, they often lead to a cycle of debt as borrowers struggle to keep up with the fees and repayments.

Why are payday loans illegal in Pennsylvania?

Payday loans are prohibited in Pennsylvania under the Consumer Discount Company Act. This law caps interest rates at 6% for loans under $50,000, effectively making payday loans illegal. The law was passed in 1998 and has been upheld in multiple court cases since then.

What are the alternatives to payday loans in Lampeter, Pennsylvania?

If you need to borrow money in Lampeter, Pennsylvania, there are several alternatives to payday loans that you might want to consider:

  • Credit union loans: Many credit unions offer loans with low interest rates and flexible repayment terms. If you’re a member of a credit union, this can be a good option.
  • Personal loans from banks or online lenders: These loans typically have lower interest rates than payday loans and can be repaid over a longer period of time.
  • Credit card cash advances: While credit card cash advances are expensive, they’re often less costly than payday loans.
  • Borrowing from friends or family: While this can be a sensitive topic, borrowing from someone you know can be a good option if you need help.

Interesting facts and statistics about payday loans in Lampeter, Pennsylvania:

  • There are no licensed payday lenders in Pennsylvania as of 2021.
  • A 2018 study by the Pew Charitable Trusts found that the average payday loan borrower takes out eight loans per year, with a total cost of $520 in interest and fees for an average loan amount of $375.
  • Payday loans are prohibited in 18 states and the District of Columbia.

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans can connect you with potential lenders who offer personal loans with flexible repayment terms. We’re not a direct lender, but we can help you find a loan that meets your needs. Fill out our online application today.

F.A.Q.

Can I take out a payday loan online in Lampeter, Pennsylvania?

No, even if the lender is located outside of Pennsylvania, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Lampeter, Pennsylvania?

No, it is illegal to use a payday loan from another state in Lampeter, Pennsylvania.