Payday Loans in Lawrenceville, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Lawrenceville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
PNC Bank 338 Amity St, Homestead, PA 15120 +1 (412) 461 - 8512
Clearview Federal Credit Union 6750 Hollywood Boulevard Hollywood, Plaza 450, Delmont, PA 15626 +1 (724) 468 - 6811
MCS Bank Allensville Office 108 E Main St, Allensville, PA 17002 +1 (717) 483 - 0115
Jay Green - Ameriprise Financial Services, LLC 419 Chestnut St, Lebanon, PA 17042 +1 (717) 273 - 6550
Jackson Hewitt Tax Service 355 Lincoln Ave, East Stroudsburg, PA 18301 +1 (570) 839 - 9240
Jonestown Bank & Trust Co. JBT 101 Northside Commons, Palmyra, PA 17078 +1 (717) 838 - 2265
Star Loan Auto Center 1495 Chester Pike, Folcroft, PA 19032 +1 (610) 532 - 7827
Citizens Financial Services Inc 15 S Main St, Mansfield, PA 16933 +1 (570) 662 - 2121
First National Bank 1 W High St, Waynesburg, PA 15370 +1 (724) 627 - 6126
Somerset Trust Co 618 Glades Pike, Somerset, PA 15501 +1 (814) 445 - 3270

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lawrenceville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, Payday Loans in Reading, PA, Payday Loans in Scranton, PA, Bad Credit Loans in State College, PA, Bad Credit Loans in Upper Darby, PA, Same Day Loans in Warminster, PA, No Credit Check Loans in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lawrenceville, PA.

Beautiful sights of Lawrenceville, PA

Payday Loans Available in Lawrenceville, PA By The Following ZIP Codes:

16929

Are Payday Loans Legal In Lawrenceville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lawrenceville, PA payday loan calculator

Understanding Payday Loans: A Comprehensive Guide for Lawrenceville, Pennsylvania Residents

Are you a resident of Lawrenceville, Pennsylvania, and in need of some quick cash to cover an unexpected expense or bill? You might be considering taking out a payday loan, but there are some important things you should know before you do.

What are Payday Loans?

Predatory payday loans are short-term loans with incredibly high-interest rates and fees. They are often targeted at people with no other access to credit, such as those with poor credit scores or low income. In Pennsylvania, payday loans are prohibited by law, with legislation that went into effect in 2019 to protect borrowers from these harmful loans.

The law specifically states that lenders cannot issue a loan with an interest rate greater than 28% APR, which is a stark contrast from the average payday loan APR of over 300%.

The Dangers of Payday Loans

Payday loans are widely recognized as a dangerous and predatory form of lending. These loans often have extremely high-interest rates, and borrowers can easily find themselves in a cycle of debt as they struggle to pay off the initial loan and the exorbitant interest and fees.

This is why Pennsylvania has taken action to protect its residents from these loans, but be aware that there are still illegal lenders who may try to entice you into borrowing from them. Always do your due diligence and research lenders before committing to borrowing money.

Apply Now

If you are in need of emergency funds and want to explore other borrowing options, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and can facilitate your connection with potential lenders. Fill out an application on our website to see if you qualify for a loan that may work for you.

The Facts: Payday Loans in Lawrenceville, Pennsylvania

While payday loans are prohibited by law in Pennsylvania, that hasn’t stopped some from trying to exploit vulnerable borrowers in need of quick cash.

  • According to a 2018 study by the Pew Charitable Trusts, approximately 12 million Americans use payday loans each year, spending an average of $520 in fees per borrower.
  • Payday lending is a $7 billion industry in the US.
  • Opponents of payday lending argue that these loans disproportionately target low-income and minority communities.
  • In Pennsylvania, the maximum legal interest rate on a loan is 6% – far below the average rate charged by payday lenders.
  • The Pennsylvania Department of Banking and Securities is responsible for enforcing the state’s laws regarding lending practices and financial fraud. If you feel you have been the victim of an illegal lending operation, contact the department to file a complaint.

Alternatives to Payday Loans

If you’re in need of quick cash, payday loans might seem like the only option. However, there are alternatives to consider that may be more affordable and less risky.

  • Credit union loans: Many credit unions offer small-dollar loans with low interest rates and manageable repayment terms.
  • Credit counseling: A credit counselor can help you create a budget and explore options for managing your debt.
  • Online lenders: While some online lenders charge high rates, others can offer more affordable loans with transparent terms and fees. Always do your research before borrowing through an online lender.
  • Local charities and non-profit organizations: In some cases, you may be able to receive emergency financial assistance from a local charity or non-profit organization.

Apply Now

At TheGuaranteedLoans, we strive to provide Lawrenceville residents with access to safe and affordable borrowing options. Fill out an application on our website to see if you qualify for a loan. Remember, we are a connector service, not a direct lender, and can facilitate your connection with potential lenders.

Conclusion

Payday loans can be a dangerous form of lending, and in Pennsylvania, they are prohibited by state law. If you’re in need of quick cash, explore alternative options such as credit union loans, credit counseling, online lenders, or local charities and non-profit organizations. And always remember to do your research and due diligence before borrowing money from any lender.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Lawrenceville, Pennsylvania?

No, you cannot be arrested for not paying back an illegal payday loan in Lawrenceville, Pennsylvania.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Lawrenceville, Pennsylvania?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Lawrenceville, Pennsylvania. If you have been harassed or threatened, you can report the lender to the Pennsylvania State Department of Financial Services.