Payday Loans in Lawton, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Lawton, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Commonwealth Bank 1626 W Pitt St, Jennerstown, PA 15547 +1 (814) 629 - 6611
Northwest Bank 701 Lancaster Rd, Manheim, PA 17545 +1 (717) 665 - 6518
Mid Penn Bank 641 PA-93, Conyngham, PA 18219 +1 (570) 359 - 3131
First Commonwealth Bank 301 Shiffler Ave, Williamsport, PA 17701 +1 (272) 202 - 6600
Comfort Keepers 106 Clara St, Ebensburg, PA 15931 +1 (814) 419 - 8024
S&T Bank ATM 835 Hospital Rd, Indiana, PA 15701 +1 (724) 349 - 1800
Northwest Bank 7029 US-322, Cranberry, PA 16319 +1 (814) 676 - 8600
TruMark Financial Credit Union - Bucks County Community College only 275 Swamp Rd, Newtown, PA 18940 +1 (877) 878 - 6275
BB&T 100 Historic Dr, Strasburg, PA 17579 +1 (717) 687 - 9100
Holiday Financial Services Corporation 112 Hollidaysburg Plz, Duncansville, PA 16635 +1 (814) 695 - 4343

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lawton, PA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Abington, PA, Payday Loan for Allentown, PA, No Credit Check Loans in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, Online Loans in Bethlehem, PA, Payday Loans in Bristol, PA and Bad Credit Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lawton, PA.

Payday Loans Available in Lawton, PA By The Following ZIP Codes:

18828

Are Payday Loans Legal In Lawton, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lawton, PA payday loan calculator

If you’re a resident of Lawton, Pennsylvania, in need of short-term financial assistance, you may be considering a payday loan. But before you apply, it’s essential to understand the legal landscape surrounding payday loans in the state of Pennsylvania.

What are Payday Loans?

A payday loan, also known as a cash advance, is a short-term loan whereby the borrower writes a post-dated check to the lender for the amount borrowed plus interest and fees, with the agreement that the lender will cash the check after the borrower’s next payday. Payday loans typically have high interest rates and fees, making them an expensive form of credit.

Payday Loans in Pennsylvania

It’s important to note that payday loans are illegal in the state of Pennsylvania. In 1998, the state legislature passed the Check Casher Licensing Act, which prohibited payday lending. The law stated that any lending institution offering loans with an interest rate of over 6% per year would be in violation of the state’s usury laws.

While payday lending is illegal in Pennsylvania, that hasn’t stopped some lenders from attempting to exploit loopholes in the law to offer high-interest loans. For example, some out-of-state lenders offer online payday loans to Pennsylvania residents, claiming that they’re not subject to state law. However, the Pennsylvania Attorney General’s Office has taken enforcement action against out-of-state lenders who attempt to offer illegal payday loans to state residents.

Why are Payday Loans Prohibited in Pennsylvania?

The main reason that payday loans are illegal in Pennsylvania is to protect consumers from predatory lending practices. Payday lenders often target low-income individuals who may be in desperate need of cash, and the high-interest rates and fees associated with these loans can trap borrowers in a cycle of debt.

Interesting Facts About Payday Loans in Pennsylvania

  • In 2017, the Pennsylvania Supreme Court upheld the state’s ban on payday lending, ruling that high-interest payday loans were illegal under the state’s consumer lending laws.
  • A 2017 report from the Center for Responsible Lending found that payday lenders drained over $500 million in fees from Pennsylvania residents in the previous five years.
  • Despite the ban on payday lending in Pennsylvania, the state had the highest number of payday lenders per capita in the nation in 2019, according to a report from the Pew Charitable Trusts.

Alternatives to Payday Loans

While payday loans are illegal in Pennsylvania, there are alternative forms of credit available to residents who may need short-term financial assistance. Some options include:

  • Personal loans from traditional banks or credit unions
  • Credit card cash advances
  • Short-term loans from online lenders
  • Emergency financial assistance from non-profit organizations

It’s important to note that these alternatives may also come with high interest rates and fees, so borrowers should carefully consider whether a loan is the right choice for their financial situation.

Apply Now

While payday loans are not legal in Pennsylvania, TheGuaranteedLoans offers a connector service to help you find potential lenders who may be able to provide alternative forms of short-term credit.

To apply for a personal loan today, simply fill out our online application. As a connector service, we work with a network of reputable lenders who can provide you with the cash you need without resorting to high-interest payday loans. Please note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions or provide loans directly to our customers.

Conclusion

Payday loans are illegal in Pennsylvania, but that doesn’t mean that residents need to go without short-term financial assistance. By exploring alternative credit options and avoiding illegal and predatory payday loans, borrowers can make responsible financial decisions that empower them to meet their financial needs.

F.A.Q.

Where can I get more information about payday loans in Lawton, Pennsylvania?

More information about payday loans in Lawton, Pennsylvania can be found on the Pennsylvania State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Lawton, Pennsylvania?

No, payday loans are prohibited in Lawton, Pennsylvania.