Payday Loans in Lecontes Mills, Pennsylvania

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No payday loan companies in Lecontes Mills, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
PNC Bank 2676 Brodhead Rd, Aliquippa, PA 15001 +1 (724) 375 - 5552
M&T Bank 103 E Main St, Dushore, PA 18614 +1 (570) 928 - 8186
PNC Bank 600 S Market St, Nanticoke, PA 18634 +1 (570) 735 - 8087
Woodforest National Bank 5741 Buffalo Rd, Harborcreek, PA 16421 +1 (814) 898 - 1691
Thrive Financial Services 1015 Virginia Dr 210, Fort Washington, PA 19034 +1 (800) 516 - 5861
Robbins Capital & Finance Inc 1444 11th Ave # 2C, Altoona, PA 16601 +1 (814) 944 - 2664
Stearns Home Loans - Plains, PA 672 N River St 203, Wilkes-Barre, PA 18705 +1 (570) 762 - 9440
Citizens Bank 15 Main St, Dallas, PA 18612 +1 (570) 675 - 1177
Woodforest National Bank 355 Lincoln Ave, East Stroudsburg, PA 18301 +1 (570) 424 - 0478
KeyBank 702 PA-113, Souderton, PA 18964 +1 (215) 721 - 8700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lecontes Mills, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Payday Loan for Allentown, PA, Payday Loans in Altoona, PA, 24-Hour Loan in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, Payday Loans in Bristol, PA and 24-Hour Loan in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lecontes Mills, PA.

Are Payday Loans Legal In Lecontes Mills, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lecontes Mills, PA payday loan calculator

Payday Loans in Lecontes Mills, Pennsylvania: What You Need to Know

If you’re living in or around Lecontes Mills, Pennsylvania, you may be considering a payday loan to help cover unexpected expenses. However, it’s important to understand that payday loans are prohibited in Pennsylvania. In this article, we’ll explore what payday loans are, why they’re prohibited in Pennsylvania, alternative options for financial assistance, and some interesting facts and statistics about payday loans in the state.

What are Payday Loans?

Payday loans are short-term, high-interest loans designed to help borrowers cover unexpected expenses until their next pay day. Borrowers typically write a post-dated check for the loan amount plus interest and fees, which the lender cashes on the due date. These loans are often marketed to people with poor credit or limited financial resources, as the application process is quick and easy and can be completed online or in person at a storefront location.

Why are Payday Loans Prohibited in Pennsylvania?

In 2010, Pennsylvania passed legislation prohibiting payday lending in the state. The legislation set a cap on interest rates for loans at 28%, effectively making payday loans unprofitable for lenders. The legislation was enacted to protect consumers from the cycle of debt that often results from these types of loans, as borrowers may have difficulty paying off the loan plus interest and fees on their next payday and may take out another loan to cover the first one, creating a cycle of debt.

Alternative Options for Financial Assistance

If you’re in need of financial assistance in Lecontes Mills, Pennsylvania, there are alternative options available to you. Many credit unions and community banks offer small loans with reasonable interest rates and payment plans. Additionally, you may consider asking your employer for an advance on your paycheck or reaching out to local non-profit organizations that offer financial assistance programs.

Interesting Facts and Statistics

While payday loans are not available in Pennsylvania, it’s interesting to note some of the statistics surrounding them in other states. Some of these statistics include:

  • The average payday loan borrower takes out 10 loans per year
  • The average payday loan borrower is in debt for 199 days out of the year
  • Payday loan borrowers pay an average of $520 in interest and fees on a $375 loan
  • Payday lenders make $7.4 billion in fees annually from payday loans

Apply Now

If you’re in need of financial assistance in Lecontes Mills, Pennsylvania, TheGuaranteedLoans can help connect you with potential lenders. Please note that we are a connector service, not a direct lender, and we do not make credit decisions or provide loans ourselves. To apply for a loan, simply fill out an online application on our website, and we’ll work to connect you with a lender that may be able to assist you.

In conclusion, while payday loans may seem like a quick and easy solution to unexpected expenses, it’s important to consider the long-term financial implications of these loans. In Pennsylvania, payday loans are prohibited, but there are alternative options available for financial assistance. Remember to always read the terms and conditions of any loan you’re considering and understand the interest rates and fees associated with it.

F.A.Q.

Can I take out a payday loan online in Lecontes Mills, Pennsylvania?

No, even if the lender is located outside of Pennsylvania, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Lecontes Mills, Pennsylvania?

No, it is illegal to use a payday loan from another state in Lecontes Mills, Pennsylvania.