Payday Loans in Lemont, Pennsylvania

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No payday loan companies in Lemont, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
C&N 10 N Main St, Coudersport, PA 16915 +1 (814) 274 - 9150
Walmart Money Center 5900 Perkiomen Ave, Birdsboro, PA 19508 +1 (610) 582 - 0505
First Keystone Community Bank 2070 PA-611, Swiftwater, PA 18370 +1 (570) 839 - 7880
Genesis Group 1333 W Cheltenham Ave, Elkins Park, PA 19027 +1 (215) 635 - 8889
CNB Bank 101 Industrial Park Rd, Clearfield, PA 16830 +1 (814) 765 - 1660
Janney Montgomery Scott LLC 162 S 2nd Ave A, Clarion, PA 16214 +1 (814) 223 - 9990
Commercial National Bank 900 Ligonier St, Latrobe, PA 15650 +1 (724) 539 - 3501
S&T Bank 3884 US-30, Latrobe, PA 15650 +1 (724) 539 - 4080
Your Choice Federal Credit Union 109 Keystone St, Altoona, PA 16602 +1 (814) 946 - 1293
First National Bank 600 Walmart Dr, Gibsonia, PA 15044 +1 (724) 444 - 8170

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lemont, PA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Chester, PA, No Credit Check Loans in Erie, PA, Payday Loans in Harrisburg, PA, Payday Loan for Haverford, PA, Payday Loan for Lancaster, PA, Payday Loans in Levittown, PA, Payday Loans in Norristown, PA and Bad Credit Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lemont, PA.

Beautiful sights of Lemont, PA

Payday Loans Available in Lemont, PA By The Following ZIP Codes:

16851

Are Payday Loans Legal In Lemont, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lemont, PA payday loan calculator

Payday Loans in Lemont, Pennsylvania: Know the Law

Payday loans are short-term loans typically taken out to cover emergency expenses until the next payday. They can be quick and easy to obtain, but they come with high fees and can lead to a cycle of debt for borrowers. However, in Lemont, Pennsylvania, payday loans are prohibited.

What are Payday Loans?

Payday loans are small-dollar loans typically ranging from $100 to $1,500. They are designed to help borrowers cover emergency expenses until the next payday when the loan is due for repayment. The borrower must provide proof of income and a post-dated check or electronic access to their bank account to receive the loan. Upon the next payday, the borrower must repay the loan along with high fees and interest rates, usually within two weeks to a month.

Due to their high fees and interest rates, payday loans can be difficult to pay back for many borrowers, leading to a cycle of debt. For this reason, many states have enacted laws to regulate or prohibit payday loans altogether.

Payday Loans are Prohibited in Lemont, Pennsylvania

In Pennsylvania, the law prohibits payday loans under the Check Casher Licensing Act of 1998 (Act 1998-199), establishing that payday loans and other short-term loans with annual percentage rates greater than 6% and loan amounts under $25,000 are illegal.

Since payday loans are illegal in Lemont, Pennsylvania, borrowers should consider other options to cover their emergency expenses. Some alternatives to payday loans include:

  • Personal loans from a bank or credit union
  • Credit card cash advances
  • Flexible payment plans or extensions from creditors
  • Government or non-profit assistance programs

Interesting Facts about Payday Loans in Pennsylvania

  • The average payday loan borrower in Pennsylvania takes out eight loans per year and pays an average APR of 339%
  • Pennsylvania is one of 17 states and the District of Columbia that prohibit payday lending outright
  • In Pennsylvania, 65% of payday loan customers borrow to cover recurring expenses, such as housing and utilities

Apply Now for Other Loan Options

If you live in Lemont, Pennsylvania, and need a loan to cover emergency expenses, payday loans are not an option. However, there are other loan options available, and TheGuaranteedLoans can help connect you with potential lenders.

We are a connector service, not a direct lender. Our website makes it easy for you to apply for a loan from the comfort of your own home. Simply fill out our online application, and we will match you with potential lenders who may be able to provide you with the loan you need.

Don’t let emergency expenses catch you off guard. Apply for a loan today and get the financial help you need from TheGuaranteedLoans.

F.A.Q.

Can I still be charged fees on a payday loan in Lemont, Pennsylvania?

No, you cannot be charged fees on a payday loan in Lemont, Pennsylvania because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Lemont, Pennsylvania?

No, you cannot be evicted from your home for taking out a payday loan in Lemont, Pennsylvania because these loans are illegal in the state.