Payday Loans in Lurgan, Pennsylvania

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No payday loan companies in Lurgan, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Clearview Federal Credit Union 600 Butler Crossing, Butler, PA 16001 +1 (724) 431 - 2322
BB&T Mortgage 5 Chestnut Ln, Brodheadsville, PA 18322 +1 (570) 992 - 1144
PNC Bank 883 E Baltimore Pike, Kennett Square, PA 19348 +1 (610) 444 - 7980
Jonestown Bank & Trust Co. JBT 101 Northside Commons, Palmyra, PA 17078 +1 (717) 838 - 2265
Citizens Bank Supermarket Branch 471 S Oxford Valley Rd, Fairless Hills, PA 19030 +1 (215) 949 - 6657
Juniata Valley Bank 30580 Rte 35 N, Mcalisterville, PA 17049 +1 (717) 463 - 2115
PNC Bank 2102 Main St, Northampton, PA 18067 +1 (610) 261 - 3100
Stuckey Mitsubishi 150 Shiloh Rd Suite 200, State College, PA 16801 +1 (814) 325 - 2270
Bank of America with Drive-thru ATM 625 W Dekalb Pike STE 100, King of Prussia, PA 19406 +1 (610) 994 - 0840
BB&T 101 S 3rd St, Easton, PA 18042 +1 (610) 746 - 7220

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lurgan, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Abington, PA, Payday Loans in Allentown, PA, Guaranteed Loans in Altoona, PA, Payday Loans in Bensalem, PA, Bad Credit Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, Payday Loans in Bristol, PA and Guaranteed Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lurgan, PA.

Beautiful sights of Lurgan, PA

Payday Loans Available in Lurgan, PA By The Following ZIP Codes:

17232

Are Payday Loans Legal In Lurgan, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lurgan, PA payday loan calculator

Welcome to TheGuaranteedLoans, a trusted financial resource for payday loans, title loans, and other loan-related topics. Today, we’ll be discussing the topic of payday loans in Lurgan, Pennsylvania. It’s important to note that while payday loans are a popular option in many states throughout the US, they are prohibited in Pennsylvania.

What are Payday Loans?

Payday loans are short-term loans that are designed to help individuals who are in need of emergency cash. Typically, payday loans are due on the borrower’s next payday and come with high interest rates. In many cases, payday loans can be obtained quickly and easily, making them an attractive option for those who need cash fast.

The Prohibition of Payday Loans in Pennsylvania

While payday loans may seem like a convenient and easy option for those in need of cash, they can also come with high fees and interest rates that can be difficult to pay back. For this reason, Pennsylvania has chosen to prohibit payday loans within the state.

In 2018, the Pennsylvania Supreme Court ruled that lenders that offered loans with interest rates greater than 6% would be subject to the state’s criminal usury law. This decision effectively rendered payday loans illegal within the state of Pennsylvania.

Alternatives to Payday Loans

Although payday loans are not an option in Pennsylvania, there are alternatives available for those in need of emergency cash. Some options to consider include:

  • Personal loans: Personal loans are unsecured loans that can be taken out from banks, credit unions, or online lenders. These loans typically offer lower interest rates and more favorable terms than payday loans.
  • Credit cards: If you have a credit card, you may be able to use it to cover emergency expenses. Just be sure to pay off the balance as soon as possible to avoid interest charges.
  • Community assistance programs: There may be community assistance programs available in your area that can help with emergency expenses. Contact your local government or non-profit organizations for more information.

Interesting facts about payday loans in Pennsylvania

It’s important to acknowledge that although payday loans are prohibited in Pennsylvania, they were once a popular form of lending in the state. In fact, at their peak in 2012, there were 836 storefront payday loan shops across the state of Pennsylvania.

In addition, according to a study conducted by the Pew Charitable Trusts, payday borrowers in Pennsylvania were paying an average APR of 591% on their loans prior to the state’s prohibition. This highlights the need for alternatives to payday loans, and the importance of educating consumers on the potential risks associated with this type of lending.

Apply Now

Although payday loans are prohibited in Pennsylvania, TheGuaranteedLoans can help you connect with potential lenders for other loan options, including personal loans and title loans. Our online application process is quick and easy, and we work with a network of trusted lenders to ensure that you receive competitive offers.

It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions or lend money directly to consumers. Instead, we facilitate connections between borrowers and lenders.

Don’t let unexpected expenses catch you off guard. Apply for a loan through TheGuaranteedLoans today and get the financial help you need.

F.A.Q.

Can I be sued for not paying back a payday loan in Lurgan, Pennsylvania?

Because payday loans are illegal in Lurgan, Pennsylvania, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Lurgan, Pennsylvania?

No, payday loan lenders cannot garnish your wages in Lurgan, Pennsylvania because payday loans are illegal in the state.