Payday Loans in Mahaffey, Pennsylvania

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No payday loan companies in Mahaffey, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Jerry McCready - Raymond James 3045 N 5th St, Reading, PA 19601 +1 (610) 929 - 0640
PS Bank 118 College Ave 7720, Factoryville, PA 18419 +1 (570) 945 - 2700
Northwest Bank 14457 Main St, Wattsburg, PA 16442 +1 (814) 739 - 2214
United Bank 113 Penn St, Point Marion, PA 15474 +1 (724) 725 - 5224
Joe Perretta - Raymond James 1423 S Market St, Mechanicsburg, PA 17055 +1 (717) 620 - 2310
Larry Cheifetz - Mortgage Loan Officer 401 Lancaster Ave, Haverford, PA 19041 +1 (267) 243 - 3942
Mid Penn Bank 550 Main St, Lykens, PA 17048 +1 (717) 453 - 7185
Clearview Federal Credit Union 2640 Constitution Blvd, Beaver Falls, PA 15010 +1 (724) 847 - 0348
Jersey Shore State Bank 4 W Main St, Lock Haven, PA 17745 +1 (570) 748 - 7785
Regency Finance Company 3350 Paxton St E, Harrisburg, PA 17111 +1 (717) 564 - 1871

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mahaffey, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Payday Loans in Allentown, PA, Payday Loans in Altoona, PA, Guaranteed Loans in Bensalem, PA, Payday Loan Without a Credit Check in Bethel Park, PA, Payday Loan for Bethlehem, PA, Payday Loan Without a Credit Check in Bristol, PA and Same Day Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mahaffey, PA.

Payday Loans Available in Mahaffey, PA By The Following ZIP Codes:

15757

Are Payday Loans Legal In Mahaffey, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Mahaffey, PA payday loan calculator

Payday Loans in Mahaffey, Pennsylvania: Everything you Need to Know

Payday loans are small, short-term, high-interest loans that are typically due on the borrower’s next payday. These loans can provide immediate financial relief for those in need, but they can also lead to a cycle of debt if not used responsibly. In this article, we will explore the practices surrounding payday loans in Mahaffey, Pennsylvania.

The Legality of Payday Loans in Mahaffey, Pennsylvania

It’s important to note that payday loans are illegal in the state of Pennsylvania. The state has strict laws that prohibit lenders from offering loans with an interest rate that exceeds the 6% threshold set by the state. This means that payday loans, which often have interest rates that exceed 400%, are not available in Mahaffey or anywhere else in the state.

Alternatives to Payday Loans in Mahaffey, Pennsylvania

While payday loans are not available in Pennsylvania, there are other options available to those in need of short-term financial assistance. Here are a few possibilities:

  • Personal Loans: Many credit unions and banks offer personal loans with more reasonable interest rates and repayment terms than payday loans.
  • 401(k) Loan: If you have a 401(k) retirement account, you may be able to borrow money from it. This option can be risky, however, as you risk losing your retirement savings if you’re unable to repay the loan.
  • Credit Card Cash Advance: While a credit card cash advance can be expensive, it may be a better option than a payday loan if you have no other alternatives.
  • Borrowing from Friends or Family: While it can be uncomfortable to ask for financial help from loved ones, it may be a better option than taking out a payday loan and risking high interest rates and fees.

Interesting Facts about Payday Loans

  • According to Pew Charitable Trusts, 12 million Americans take out payday loans every year, spending an average of $520 in fees to borrow $375.
  • The Center for Responsible Lending reports that the payday loan industry costs American families more than $4.1 billion in fees every year.
  • A survey by the Consumer Financial Protection Bureau found that the majority of payday loan borrowers renew their loans so often that they end up paying more in fees than the amount they borrowed in the first place.

Apply Now

If you’re in need of financial assistance in Mahaffey, Pennsylvania, it’s important to explore all of your options before resorting to a high-interest payday loan. TheGuaranteedLoans can help you connect with lenders who offer personal loans, short-term loans, and other types of financing that may be more suitable for your needs. Apply now to get started!

Please note that TheGuaranteedLoans is not a direct lender but rather a connector service that facilitates connections between potential borrowers and lenders. We do not make credit decisions, and we do not endorse any particular lender.

F.A.Q.

How do I know if a lender is offering illegal payday loans in Mahaffey, Pennsylvania?

Lenders offering illegal payday loans in Mahaffey, Pennsylvania may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Mahaffey, Pennsylvania?

If you have taken out an illegal payday loan in Mahaffey, Pennsylvania, you can contact the Pennsylvania State Department of Financial Services to report the lender and seek assistance in resolving the issue.