Payday Loans in Maxatawny, Pennsylvania

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No payday loan companies in Maxatawny, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
CIT Corporation 1007 Artillery Point Rd, West Chester, PA 19382 +1 (484) 607 - 8169
The Closet Multiservice LLc 130 N Wyoming St, Hazleton, PA 18201 +1 (570) 497 - 5664
Northwest Insurance Services 33 Main St, Bradford, PA 16701 +1 (888) 884 - 4618
Citizens Bank Supermarket Branch 471 S Oxford Valley Rd, Fairless Hills, PA 19030 +1 (215) 949 - 6657
Raymond James-The Page Group 165 Township Line Rd 1500, Jenkintown, PA 19046 +1 (215) 884 - 7243
Minich Financial Group 237 Onofrio St, Bradford, PA 16701 +1 (814) 598 - 1267
PenFed Credit Union 110 Progress St, East Stroudsburg, PA 18301 +1 (800) 247 - 5626
Laurel Capital Corporation 6600 Brooktree Ct 3000, Wexford, PA 15090 +1 (724) 933 - 5200
Northwest Consumer Disc Co 1830 Oakland Ave, Indiana, PA 15701 +1 (724) 463 - 0229
First National Bank 1800 Philadelphia Ave, Northern Cambria, PA 15714 +1 (814) 948 - 7537

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maxatawny, PA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Abington, PA, Payday Loans in Allentown, PA, Payday Loan Without a Credit Check in Altoona, PA, Payday Loans in Bensalem, PA, Emergency Loan in Bethel Park, PA, Payday Loans in Bethlehem, PA, Online Loans in Bristol, PA and Same Day Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maxatawny, PA.

Beautiful sights of Maxatawny, PA

Payday Loans Available in Maxatawny, PA By The Following ZIP Codes:

19538

Are Payday Loans Legal In Maxatawny, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Maxatawny, PA payday loan calculator

Payday Loans in Maxatawny, Pennsylvania: What You Need to Know

When you are facing a financial emergency, it can be tempting to turn to payday loans for quick and easy cash. However, it is important to note that payday loans are prohibited in Pennsylvania, including the small town of Maxatawny.

The Pennsylvania Department of Banking and Securities strictly regulates all lending activities in the state, including payday lending. According to the Consumer Financial Protection Bureau, payday loans can trap consumers in a cycle of debt, and Pennsylvania has taken steps to protect its residents from these predatory lending practices.

What are payday loans?

Payday loans are short-term loans with high-interest rates and fees. Borrowers typically write a postdated check or provide electronic access to their bank account in exchange for a loan. The loan amount is typically due on the borrower’s next payday, which can be as soon as two weeks after the loan is taken out.

Payday lenders do not typically consider the borrower’s ability to repay the loan, which can lead to a cycle of debt where the borrower continually borrows to cover previous loans and fees.

Why are payday loans prohibited in Pennsylvania?

In 2008, Pennsylvania enacted the Check Cashing Licensing Act, which prohibits payday lending in the state. The act caps interest rates on small loans at 6% per year, significantly lower than the rates charged by payday lenders.

The state also has a strong regulatory body, the Pennsylvania Department of Banking and Securities, which is responsible for regulating all lending activities in the state. This regulatory oversight helps to protect consumers from predatory lending practices.

What are the alternatives to payday loans in Maxatawny?

While payday loans are not an option in Maxatawny, there are alternatives available to help you get through a financial emergency:

  • Personal loans: Personal loans are a traditional lending option for those in need of cash. These loans typically have a fixed interest rate and repayment term, which can make budgeting easier.
  • Credit cards: If you have a credit card, you can use it to cover unexpected expenses. While interest rates on credit cards can be high, they are typically lower than the rates charged by payday lenders.
  • Local assistance programs: Many communities have assistance programs that can help with basic needs like food, shelter, and utilities.

Interesting Facts and Statistics About Payday Loans in Maxatawny, Pennsylvania

  • The average interest rate on a payday loan in Pennsylvania is 300%.
  • Payday lending costs Pennsylvania consumers nearly $1 billion in fees annually.
  • Pennsylvania is one of 14 states where payday lending is prohibited.

Apply Now

While payday loans are not available in Maxatawny, TheGuaranteedLoans can help connect you with potential lenders who offer other loan options. Our service is free, and we make the application process quick and easy.

Remember that TheGuarantedLoans is not a direct lender, but a connector service that can help you find a lender that meets your needs. We are committed to helping our customers find the best loan options available and providing excellent customer service.

Apply now for a personal loan or credit card on our website and get the money you need quickly and easily.

F.A.Q.

Can I get a payday loan with bad credit in Maxatawny, Pennsylvania?

No, payday loans are not available in Maxatawny, Pennsylvania regardless of credit history.

Can I get a payday loan without a checking account in Maxatawny, Pennsylvania?

No, payday loans are not available in Maxatawny, Pennsylvania regardless of banking status.