Payday Loans in McElhattan, Pennsylvania

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No payday loan companies in McElhattan, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Principal Financial Group 142 SR 2017, Black Lick, PA 15716 +1 (724) 884 - 2946
PENNVEST 333 Market St 18th floor, Harrisburg, PA 17101 +1 (717) 783 - 6798
Citizens Bank 250 Market St, Kittanning, PA 16201 +1 (724) 543 - 1000
KeyBank 6084 US-30, Greensburg, PA 15601 +1 (724) 837 - 6021
Federal One Mortgage 100 S Broad St 1334, Philadelphia, PA 19110 +1 (215) 568 - 3002
Huntington Bank 127 N Diamond St, Mercer, PA 16137 +1 (724) 662 - 4100
WesBanco Bank 1009 Perry Hwy, Pittsburgh, PA 15237 +1 (412) 366 - 6889
First National Bank 35 E Main St, Nanticoke, PA 18634 +1 (570) 735 - 1400
Citizens Bank 1731 Grand Blvd, Monessen, PA 15062 +1 (724) 684 - 6011
WesBanco Bank 2293 Brodhead Rd, Aliquippa, PA 15001 +1 (724) 378 - 0505

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in McElhattan, PA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Pittsburgh, PA, No Credit Check Loans in Reading, PA, Emergency Loan in Scranton, PA, Payday Loan for State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Payday Loan Without a Credit Check in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in McElhattan, PA.

Beautiful sights of McElhattan, PA

Payday Loans Available in McElhattan, PA By The Following ZIP Codes:

17748

Are Payday Loans Legal In McElhattan, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

McElhattan, PA payday loan calculator

Payday loans are short-term cash loans that allow people to borrow money quickly while waiting for their next paycheck. In McElhattan, Pennsylvania, payday loans are prohibited under state law. However, there are still other options for people who need fast access to cash.

Why are payday loans illegal in Pennsylvania?

The state of Pennsylvania has laws in place to protect consumers from predatory lending practices. Payday loans are known to come with high interest rates and fees, making them difficult to repay. In 2010, the state passed the Pennsylvania Short-Term Loan Act, which prohibits payday lending.

The law sets limits on the interest rate and fees that lenders can charge for short-term loans. While payday lending is illegal in the state, there are still other types of loans available for people who need cash.

Alternatives to payday loans in McElhattan, Pennsylvania

  • Personal loans: A personal loan is a loan that does not require any collateral. The interest rates are typically lower than payday loans, and the repayment terms are longer, making them a more affordable option. To apply for a personal loan, you will need to have a good credit score.
  • Credit cards: If you have a credit card, you can use it to pay for unexpected expenses. This can be a good option if you only need to borrow a small amount of money and can pay it off quickly. However, credit cards often come with high interest rates, so it is important to pay off the balance as soon as possible.
  • Credit counseling: If you are struggling with debt, credit counseling can help you get on track. A credit counselor can work with you to create a budget and develop a plan to manage your debt.
  • Employer advances: Some employers offer advances on your paycheck. This option is only available if your employer has a program in place, but it can be a good way to get access to cash quickly.

Interesting facts and statistics about payday loans in Pennsylvania

  • As of 2021, there are over 1,000 payday lending storefronts in Pennsylvania.
  • In 2018, the average payday loan borrower in Pennsylvania took out 10 loans, each with an average interest rate of 212%.
  • Payday lending costs Pennsylvania residents over $240 million in fees annually.

Apply now for a loan

If you need fast access to cash, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and you can receive a loan decision within minutes.

Remember, TheGuaranteedLoans is a connector service and not a direct lender. We work with a network of trusted lenders to help you find the best loan options.

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F.A.Q.

Can a payday loan company file a lawsuit against me in McElhattan, Pennsylvania?

No, a payday loan company cannot file a lawsuit against you in McElhattan, Pennsylvania because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in McElhattan, Pennsylvania?

Yes, there are federal laws that apply to payday loans in McElhattan, Pennsylvania, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.