Payday Loans in Moshannon, Pennsylvania

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No payday loan companies in Moshannon, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Country Mortgages 610 Evans City Rd, Butler, PA 16001 +1 (724) 482 - 2173
1st Ed Credit Union 526 N Antrim Way, Greencastle, PA 17225 +1 (717) 264 - 6506
Provident Funding 875 Greentree Rd 220, Pittsburgh, PA 15220 +1 (412) 819 - 0101
First Northern Bank 6663 Sullivan Trail, Wind Gap, PA 18091 +1 (610) 863 - 5400
Woodforest National Bank 120 AJK Blvd, Lewisburg, PA 17837 +1 (570) 522 - 0337
Cashing In 912 Penn St, Reading, PA 19602 +1 (610) 685 - 5900
M&T Bank 409 N Front St, Philipsburg, PA 16866 +1 (814) 342 - 0300
Orrstown Bank 1009 W Main St, Mount Joy, PA 17552 +1 (888) 677 - 7869
A & B Accounting Services 806 Fayette Ave, Belle Vernon, PA 15012 +1 (724) 864 - 4742
Regency Finance Company 228 Scranton Carbondale Hwy, Archbald, PA 18403 +1 (570) 876 - 5800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Moshannon, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Payday Loans in Allentown, PA, Bad Credit Loans in Altoona, PA, No Credit Check Loans in Bensalem, PA, Guaranteed Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, Payday Loans in Bristol, PA and Guaranteed Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Moshannon, PA.

Payday Loans Available in Moshannon, PA By The Following ZIP Codes:

16859

Are Payday Loans Legal In Moshannon, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Moshannon, PA payday loan calculator

Payday Loans in Moshannon, Pennsylvania: What You Need to Know

Payday loans are a type of short-term loan designed to provide you with immediate cash advances to help you cover unexpected expenses before your next payday. In Moshannon, Pennsylvania, however, these types of loans are prohibited by state law.

Why are Payday Loans Prohibited in Pennsylvania?

In 2010, Pennsylvania passed a law that effectively outlawed payday lending within state borders. The legislation capped interest rates for small loans at 24%, effectively preventing payday lenders from operating in the state.

According to the Pennsylvania Attorney General’s Office, payday loans often come with triple-digit interest rates, which can trap borrowers in a cycle of debt that is difficult to escape. Some payday lenders in other states have been known to charge interest rates exceeding 400%.

The Pennsylvania legislature’s decision to ban payday lending was aimed at protecting consumers from these high-interest loans and providing them with more affordable borrowing options. If you need cash in Moshannon, there are other lending options available to you.

What Are My Alternatives to Payday Loans in Moshannon?

One alternative to payday loans in Moshannon is a personal installment loan. These loans are offered by banks, credit unions, and online lenders and typically have more favorable terms and lower interest rates than payday loans. You can often borrow larger amounts of money, and the repayment terms are longer and more flexible.

Another option is a credit card cash advance. While these advances typically come with high-interest rates, they are still usually less expensive than payday loans. If you have a credit card with a cash advance feature, you could withdraw the cash you need and pay off the balance over time, potentially at a lower interest rate than a payday loan would charge.

Interesting Facts and Statistics about Payday Loans in Moshannon, Pennsylvania

  • Payday loans are prohibited in Pennsylvania by the state’s lending laws.
  • The Keystone Research Center found that payday loans cost Pennsylvania families over $500 million in fees every year before the law was passed.
  • Pennsylvania is one of 15 states that prohibit payday lending within their borders.

Apply Now

If you need cash fast, TheGuaranteedLoans can help you find lenders who offer personal installment loans. Simply fill out our easy online application form and we will connect you with lenders who may be able to offer you a suitable loan that meets your needs.

Please note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. Rather, we serve as a connector service between borrowers and potential lenders who can provide the funding they need. We also encourage all borrowers to carefully read and understand the terms and conditions of their loan agreements before accepting any offers.

F.A.Q.

Are payday loans legal in Moshannon, Pennsylvania?

No, payday loans are prohibited in Moshannon, Pennsylvania.

What are the alternatives to payday loans in Moshannon, Pennsylvania?

Some options for short-term financial assistance in Moshannon, Pennsylvania include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.