Payday Loans in Mount Bethel, Pennsylvania

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No payday loan companies in Mount Bethel, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 2706 Brodhead Rd, Aliquippa, PA 15001 +1 (724) 375 - 0979
First National Bank 10 E Franklin St, Waynesburg, PA 15370 +1 (724) 491 - 2316
First National Bank 396 S Centre St, Pottsville, PA 17901 +1 (570) 622 - 0270
TD Bank 502 W Ridge Pike, Conshohocken, PA 19428 +1 (610) 940 - 0138
Republic Bank 423 W Germantown Pike, Plymouth Meeting, PA 19462 +1 (484) 530 - 5080
Flick Financial 2674 Darlington Rd, Beaver Falls, PA 15010 +1 (724) 359 - 2500
Citizens Bank Supermarket Branch 8901 Old Rte 30, Irwin, PA 15642 +1 (724) 864 - 1618
LibertyX Bitcoin ATM 3322 Black Gap Rd, Chambersburg, PA 17202 +1 (800) 511 - 8940
PNC Bank 1340 Freedom Rd, Cranberry Twp, PA 16066 +1 (724) 776 - 5077
Marty Kooman - Raymond James 517 S Logan Blvd, Altoona, PA 16602 +1 (814) 941 - 4800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Bethel, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, Payday Loans in Reading, PA, Payday Loans in Scranton, PA, Online Loans in State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Quick Loan in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Bethel, PA.

Beautiful sights of Mount Bethel, PA

Are Payday Loans Legal In Mount Bethel, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Mount Bethel, PA payday loan calculator

Understanding Payday Loans in Mount Bethel, Pennsylvania

If you are in urgent need of cash, you may consider a payday loan. A payday loan is a short-term, high-interest loan that is usually due on your next payday. Payday loans are available at storefront lenders in many states, but in Pennsylvania, payday loans are prohibited by law. While you may not be able to obtain payday loans in Mount Bethel, Pennsylvania, there are alternative options that may work for you.

Why Are Payday Loans Prohibited in Pennsylvania?

In 2010, Pennsylvania passed a law that prohibits payday loans. The law was passed to protect consumers from the high interest rates and fees associated with payday loans. Payday loans often carry annual percentage rates (APRs) of over 300%. These high rates can lead to a cycle of debt that is difficult to break. By prohibiting payday loans, Pennsylvania lawmakers aimed to protect vulnerable consumers from dangerous loan products.

Alternative Loan Options in Mount Bethel, Pennsylvania

If you need cash in Mount Bethel, Pennsylvania, there may be alternative loan options available to you.

Personal Loans

A personal loan is a type of loan that is not secured by collateral, like a car or a home. Instead, lenders use your credit score and other factors to determine whether you qualify for a loan. Personal loans often have lower interest rates than payday loans and longer repayment terms, which can make them more affordable for borrowers.

Credit Cards

If you have a credit card, you may be able to use it to get the cash you need. Cash advances from credit cards typically have high interest rates and fees, so it’s important to read the terms carefully before you borrow.

Credit Counseling and Debt Management

If you are struggling with debt, credit counseling and debt management programs can help you get back on track. These programs work by helping you create a budget and negotiating with your creditors to reduce your interest rates and fees.

Interesting Facts about Payday Loans in Pennsylvania

  • According to a study by the Pew Charitable Trusts, the average payday loan borrower in Pennsylvania takes out eight loans per year, with an average APR of 339%.
  • In 2016, the Pennsylvania Attorney General’s Office settled a case with Advance America, one of the largest payday lenders in the country, over allegations of unlawful lending practices.
  • Payday lenders have been known to use aggressive tactics to collect payments from borrowers, including harassment and threats of legal action.

Apply Now for Alternative Loan Options

While payday loans are prohibited in Pennsylvania, there are alternative loan options available to you. If you need cash, consider a personal loan, credit card, or credit counseling program. You can apply for these loan options on our website and get connected with potential lenders who may be able to help. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we cannot guarantee that you will be approved for a loan. However, we are committed to helping you find the best loan option for your needs.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Mount Bethel, Pennsylvania?

No, taking out an illegal payday loan in Mount Bethel, Pennsylvania is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Mount Bethel, Pennsylvania?

No, you cannot be sued for not paying back an illegal payday loan in Mount Bethel, Pennsylvania.