Payday Loans in New Berlinville, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in New Berlinville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Univest Bank and Trust Co. 90 Willow Valley Lakes Dr, Willow Street, PA 17584 +1 (717) 947 - 7815
MoneyGram 801 E Philadelphia Ave 1, Boyertown, PA 19512 +1 (610) 369 - 9375
Citizens Bank 108 Erin Ln, Brodheadsville, PA 18322 +1 (570) 992 - 4138
First Columbia Bank & Trust Co. 232 East St, Bloomsburg, PA 17815 +1 (570) 784 - 1660
Raymond James 8500 Allentown Pike, Blandon, PA 19510 +1 (610) 916 - 1935
United Check Cashing 359 W Susquehanna St, Allentown, PA 18103 +1 (610) 791 - 9388
ACE Cash Express 128 Chartiers Ave, McKees Rocks, PA 15136 +1 (412) 771 - 9153
Fash Cash ATM 6826 Market St, Upper Darby, PA 19082 +1 (610) 352 - 6835
Penlanco Federal Credit Union right side of building, 630 Delp Rd Suite C, Lancaster, PA 17601 +1 (717) 569 - 9621
Citizens Bank 250 Market St, Kittanning, PA 16201 +1 (724) 543 - 1000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Berlinville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Pittsburgh, PA, Payday Loan for Reading, PA, Payday Loan Without a Credit Check in Scranton, PA, Short-term Loans in State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Berlinville, PA.

Payday Loans Available in New Berlinville, PA By The Following ZIP Codes:

19545

Are Payday Loans Legal In New Berlinville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

New Berlinville, PA payday loan calculator

Payday loans in New Berlinville, Pennsylvania: What You Need to Know

If you’re in a tight financial situation and need cash fast, you may feel tempted to turn to payday loans. However, if you’re living in New Berlinville, Pennsylvania, it’s imperative that you know that payday loans are prohibited in the state. Understanding the regulations governing payday loans can help you make an informed decision about your finances. In this article, we will discuss what payday loans are, why they are prohibited in Pennsylvania, and alternative options available to residents of New Berlinville.

What are Payday Loans?

Payday loans are small, short-term loans typically due on the borrower’s next payday. These loans are often advertised as a way to cover emergency expenses or bridge the gap between paychecks. Although payday loans can be convenient in situations where cash is needed quickly, they often come with high interest rates and fees. As a result, they can lead to a cycle of debt that is difficult to break free from.

Why are Payday Loans Prohibited in Pennsylvania?

In Pennsylvania, payday loans are prohibited by state law. In 2018, the state’s attorney general, Josh Shapiro, reached a settlement with a payday loan company that had been operating illegally in the state. As per the settlement, the company was ordered to pay $270,000 in restitution to Pennsylvania consumers and was prohibited from conducting further business in the state.

The laws around payday loans are intended to protect consumers from predatory lending practices. In many cases, payday loan companies target low-income individuals who have few other options for cash and charge exceptionally high interest rates and fees, leading borrowers to fall into cycles of debt. By prohibiting payday loans in Pennsylvania, lawmakers have sought to prevent residents from falling victim to these exploitative practices.

Alternatives to Payday Loans in New Berlinville, Pennsylvania

While payday loans may be Illegal in Pennsylvania, there are alternative financial resources available to residents of New Berlinville. These resources include:

  • Installment loans: Installment loans are a type of loan that is repaid over time in several installments. These loans may have lower interest rates and fees than payday loans, making them a more affordable option.
  • Credit counseling: Credit counseling services can help you develop a budget, manage your debt, and identify the best financial strategies for your circumstances.
  • Emergency assistance: Local nonprofit organizations may offer assistance to residents of New Berlinville in the form of food, housing, and utilities assistance, among other services.

Interesting Facts about Payday Loans in New Berlinville, Pennsylvania

  • The average payday loan in Pennsylvania carries an interest rate of over 400 percent.
  • There are no payday lenders in operation in Pennsylvania, but some lenders located outside the state may still attempt to lend to Pennsylvania residents.
  • In 2016, the state of Pennsylvania saved its residents nearly $100 million in predatory payday loan fees and interest by upholding its prohibition of payday lending.

Apply Now

If you need fast cash, now you know that payday loans are illegal in Pennsylvania. However, TheGuaranteedLoans website can help you find other loan options that may better suit your needs. Our service can help connect you with lenders offering installment loans and other financial products. Our online application is easy to fill out, and we can provide you with an instant decision on your loan request. Remember, we are a connector service and not a direct lender. Applying with us does not guarantee loan approval.

Don’t let a cash crunch put you in a difficult financial situation. Apply today at TheGuaranteedLoans website and let us help you find the financial resources that are right for you.

F.A.Q.

Can I be sued for not paying back a payday loan in New Berlinville, Pennsylvania?

Because payday loans are illegal in New Berlinville, Pennsylvania, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in New Berlinville, Pennsylvania?

No, payday loan lenders cannot garnish your wages in New Berlinville, Pennsylvania because payday loans are illegal in the state.