Payday Loans in New Galilee, Pennsylvania

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No payday loan companies in New Galilee, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Tri County Area Federal Credit Union 1550 Medical Dr, Pottstown, PA 19464 +1 (610) 326 - 3705
Regency Finance Company 2501 W 12th St, Erie, PA 16505 +1 (814) 833 - 3132
S&T Bank 1030 Pottstown Pike, Chester Springs, PA 19425 +1 (610) 458 - 5100
First National Bank 1291 S Main St, Greensburg, PA 15601 +1 (724) 834 - 3300
Universal Payment 903 Liberty Ave 3rd floor, Pittsburgh, PA 15222 +1 (412) 338 - 5240
Harper & Hodge 1221 3rd St, Beaver, PA 15009 +1 (724) 775 - 4222
NRL Mortgage 501 15th St 4, Windber, PA 15963 +1 (814) 509 - 6074
F&M Trust 20 S Main St, Chambersburg, PA 17201 +1 (717) 264 - 6116
Keystone Financial 1798 Lincoln Way E, Chambersburg, PA 17202 +1 (717) 267 - 7645
Wells Fargo Bank 541 Pierce St, Kingston, PA 18704 +1 (570) 283 - 5355

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Galilee, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, Payday Loan Without a Credit Check in Reading, PA, Quick Loan in Scranton, PA, Payday Loans in State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Payday Loan Without a Credit Check in Wilkes-Barre, PA and Payday Loan Without a Credit Check in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Galilee, PA.

Beautiful sights of New Galilee, PA

Payday Loans Available in New Galilee, PA By The Following ZIP Codes:

16141

Are Payday Loans Legal In New Galilee, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

New Galilee, PA payday loan calculator

Understanding Payday Loans in New Galilee, Pennsylvania

Payday loans are a type of short-term loan that typically involves small amounts of money, with high interest rates and fees. In Pennsylvania, however, payday loans are prohibited and illegal under state law. This is very important to understand if you live in New Galilee, Pennsylvania, or are considering taking out a payday loan in the area.

What Are Payday Loans?

Payday loans are marketed as a quick and easy way to get cash when you need it most. Typically, these loans are meant to provide borrowers with cash for a short period of time, usually until their next payday. The borrower writes a postdated check for the loan amount plus fees, and the lender cashes the check on the borrower’s next payday.

However, payday loans come with high interest rates and fees, which can quickly add up and make it difficult for borrowers to pay off the loan. In many cases, borrowers end up taking out additional loans to cover the original loan, leading to a cycle of debt that can be difficult to break.

Prohibition of Payday Loans in Pennsylvania

In Pennsylvania, payday lending is illegal, meaning that lenders are not allowed to operate within the state. This is due to a law that was passed in 2010 in an effort to protect consumers from the high interest rates and fees associated with payday loans.

While payday lending is illegal in Pennsylvania, there are still options for those who need quick cash. For example, people can look into alternative lenders or ask for help from family and friends.

Alternative Lending Options

While payday lending is illegal in Pennsylvania, there are still alternative lending options available. For example, installment loans are a type of loan that can provide borrowers with a larger sum of money upfront, which they then pay back in monthly installments.

Another alternative lending option is a personal loan. These loans are typically offered by banks, credit unions, and online lenders and can be used for a variety of purposes, including debt consolidation, home repairs, or unexpected expenses.

Facts and Statistics

  • In Pennsylvania, payday loans are illegal and prohibited under state law.
  • The average payday loan borrower takes out eight loans per year, with each loan averaging $375.
  • In 2020, the average interest rate for a payday loan in the United States was 391%.

Apply Now

If you are in need of quick cash and are considering a payday loan, remember that they are illegal in Pennsylvania. However, TheGuaranteedLoans can help connect you with alternative lenders who can provide you with the cash you need. Please note that we are not a direct lender, but a connector service that can help facilitate your connection with potential lenders.

To apply for a loan, simply fill out our online application form and we will work to connect you with potential lenders who meet your needs. Our process is fast, secure, and confidential, so you can rest assured that you are in good hands.

The Bottom Line

While payday loans may seem like a quick and easy solution to financial problems, they come with high interest rates and fees that can quickly spiral out of control. In Pennsylvania, payday loans are illegal, so it is important to explore alternative lending options if you are in need of quick cash. TheGuaranteedLoans can help connect you with potential lenders, but remember to always read the terms and conditions carefully and make an informed decision about your finances.

F.A.Q.

How do I know if a lender is offering illegal payday loans in New Galilee, Pennsylvania?

Lenders offering illegal payday loans in New Galilee, Pennsylvania may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in New Galilee, Pennsylvania?

If you have taken out an illegal payday loan in New Galilee, Pennsylvania, you can contact the Pennsylvania State Department of Financial Services to report the lender and seek assistance in resolving the issue.