Payday Loans in Parker Ford, Pennsylvania

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No payday loan companies in Parker Ford, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Community State Bank 21236 Church St, Three Springs, PA 17264 +1 (814) 448 - 2200
PNC Bank 1416 Baltimore St, Hanover, PA 17331 +1 (717) 633 - 7210
First National Bank 2765 W 8th St, Erie, PA 16505 +1 (814) 835 - 2265
Jim Thorpe Neighborhood Bank 430 W Patterson St, Lansford, PA 18232 +1 (570) 645 - 3293
Peronace Insurance 409 E Wyoming Ave, Philadelphia, PA 19120 +1 (215) 457 - 4000
Northwest Consumer Discount Co 109 S Franklin St, Titusville, PA 16354 +1 (814) 827 - 6644
PNC Bank 125 S Mountain Blvd, Mountain Top, PA 18707 +1 (570) 474 - 7116
The Gold Buyers of Pittsburgh 7206 McKnight Rd 6, Pittsburgh, PA 15237 +1 (412) 837 - 2956
First National Bank 596 S Pike Rd, Sarver, PA 16055 +1 (724) 295 - 5580
United Check Cashing 1155 N 9th St, Stroudsburg, PA 18360 +1 (570) 517 - 0800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Parker Ford, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Abington, PA, Payday Loans in Allentown, PA, Online Loans in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, Payday Loans in Bristol, PA and Payday Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Parker Ford, PA.

Payday Loans Available in Parker Ford, PA By The Following ZIP Codes:

19457, 19475

Are Payday Loans Legal In Parker Ford, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Parker Ford, PA payday loan calculator

Payday Loans in Parker Ford, Pennsylvania

If you find yourself in a financial bind, you might be considering a payday loan to help you out. However, if you’re in Parker Ford, Pennsylvania, you should know that payday loans are prohibited by state law. This means you won’t find any payday loan storefronts or lenders operating in town.

If you’re unfamiliar with payday loans, they’re short-term loans that are meant to be repaid within a few weeks, typically on your next payday. They often come with high interest rates and fees, which is part of what makes them so controversial.

Why Are Payday Loans Prohibited in Pennsylvania?

Payday loans are prohibited in Pennsylvania because state lawmakers recognize that they can be predatory and can trap borrowers in cycles of debt. The state has strict laws in place to protect consumers from these harmful lending practices.

Before payday lending was banned in Pennsylvania, lenders could charge exorbitant interest rates that could reach up to 500%. Borrowers who couldn’t repay their loans on time would often get stuck in a cycle where they were repeatedly taking out new loans to pay off their old ones. This led to a never-ending cycle of debt that was difficult to escape.

Alternative Options for Borrowers in Parker Ford, Pennsylvania

While payday loans are not an option in Parker Ford, there are other short-term loan options available to consumers in Pennsylvania.

Personal Installment Loans

A personal installment loan is a loan that you repay over a longer period of time, usually with fixed monthly payments. While these loans can still have high interest rates, they’re generally much more affordable than payday loans because they give you more time to pay them back.

Line of Credit

A line of credit is another option for borrowers in Pennsylvania. This is a type of loan that gives you access to a pool of funds that you can draw from whenever you need them. You only pay interest on what you borrow, making this a more flexible and cost-effective option than a payday loan.

Credit Card Cash Advance

If you have a credit card, you can also consider using the cash advance feature to get the funds you need. While cash advances can be expensive, they’re still generally more affordable than payday loans because they don’t carry the same high fees.

Interesting Facts about Payday Loans in Parker Ford, Pennsylvania

  • The average payday loan borrower takes out eight loans per year, paying $520 in interest.
  • Pennsylvania is one of 14 states that prohibit payday lending.
  • People who use payday loans are more likely to file for bankruptcy than those who don’t.

Apply Now

If you’re in need of a short-term loan in Parker Ford, Pennsylvania, TheGuaranteedLoans can help connect you with potential lenders. Please note that we are not a direct lender and we do not offer payday loans. Rather, we operate as a connector service to help you find potential lenders who may be willing to work with you.

If you’re interested in learning more, or if you’re ready to apply for a loan, please visit our website and fill out our online application today.

Disclaimer: TheGuaranteedLoans is not a lender and does not make any decisions about lending. We simply connect borrowers with potential lenders. All loan terms, including interest rates, loan amounts, and repayment schedules, are determined by the lender and not TheGuaranteedLoans. Before accepting a loan, make sure you understand all of the terms and conditions and can afford the repayment schedule.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Parker Ford, Pennsylvania?

No, taking out an illegal payday loan in Parker Ford, Pennsylvania is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Parker Ford, Pennsylvania?

No, you cannot be sued for not paying back an illegal payday loan in Parker Ford, Pennsylvania.