Payday Loans in Plainfield, Pennsylvania

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No payday loan companies in Plainfield, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Geo W Wright Students Aid Fund PO Box 187, Mercer, PA 16137 +1 (724) 662 - 3140
WSFS Bank 1903 Street Rd, Bensalem, PA 19020 +1 (215) 633 - 8001
J & J Check Cashing Inc 4001 Torresdale Ave, Philadelphia, PA 19124 +1 (215) 289 - 4480
Michael Sabo - Raymond James 200 Brush Run Rd, Greensburg, PA 15601 +1 (724) 468 - 0300
Walmart Vision & Glasses 2501 W State St, New Castle, PA 16101 +1 (724) 657 - 9586
Jeff Nelson - State Farm Insurance Agent/Loan Officer 16321 Mount Airy Rd, Shrewsbury, PA 17361 +1 (717) 235 - 5555
Whitman Check Cashing 2700 S Randolph St, Philadelphia, PA 19148 +1 (215) 755 - 4520
ACE Cash Express 1548 Pratt St, Philadelphia, PA 19124 +1 (215) 533 - 5365
F & M Trust 518 N Antrim Way, Greencastle, PA 17225 +1 (717) 597 - 2384
Cambria Thrift Consumer Disc 123 W High St, Ebensburg, PA 15931 +1 (814) 472 - 9300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Plainfield, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loan for Erie, PA, Payday Loan for Harrisburg, PA, Payday Loans in Haverford, PA, Quick Loan in Lancaster, PA, Short-term Loans in Levittown, PA, Same Day Loans in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Plainfield, PA.

Beautiful sights of Plainfield, PA

Payday Loans Available in Plainfield, PA By The Following ZIP Codes:

17081

Are Payday Loans Legal In Plainfield, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Plainfield, PA payday loan calculator

Payday Loans in Plainfield, Pennsylvania: What You Need to Know

Payday loans, also known as cash advances, are small-dollar loans that borrowers typically pay back on their next payday. These loans can seem like a quick solution to financial difficulties, especially for those with poor credit or low incomes. However, it’s important to know that payday loans are illegal in Pennsylvania, including the small town of Plainfield.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans were prohibited in Pennsylvania in 2010 with the signing of the Consumer Discount Company Act. This act states that payday lending is illegal in the state and sets a maximum interest rate of 6% for loans of $50,000 or less.

The reason behind this law is to protect consumers from the predatory practices of some payday lenders. Many payday lenders charge exorbitant interest rates and fees that trap borrowers in a cycle of debt, making it difficult to pay back the loan and ultimately leading to financial ruin.

What Are the Alternatives to Payday Loans in Plainfield?

While payday loans are not an option in Plainfield, there are alternatives available to those in need of quick cash. These include:

  • Credit unions may offer small-dollar loans with lower interest rates and flexible repayment terms. These loans are often available to those with poor credit or those who may not qualify for traditional bank loans.
  • Community assistance programs, such as the Low-Income Home Energy Assistance Program (LIHEAP) or the Supplemental Nutrition Assistance Program (SNAP), can provide financial assistance to those who qualify.
  • Credit counseling services can help individuals manage their debt and create a budget to avoid future financial difficulties.

Interesting Facts and Statistics About Payday Loans in Pennsylvania

  • In 2015, residents in Pennsylvania took out over $430 million in payday loans.
  • The average interest rate on a payday loan in Pennsylvania is 391%.
  • In 2018, the Consumer Financial Protection Bureau (CFPB) proposed new regulations for payday lenders that would require them to take into account a borrower’s ability to repay the loan before extending credit.

Apply Now

If you find yourself in need of quick cash, remember that payday loans are illegal in Plainfield, Pennsylvania. However, TheGuaranteedLoans is here to help connect you with potential lenders who may be able to offer alternative loan options. We are a connector service, not a direct lender, and we work with a network of verified and trusted lenders to help find the right loan for you. Click “Apply Now” to get started.

Remember to always read the terms and conditions of any loan offer carefully and make sure you understand all fees and interest rates before agreeing to anything.

F.A.Q.

Why are payday loans illegal in Plainfield, Pennsylvania?

Payday loans are illegal in Plainfield, Pennsylvania because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Plainfield, Pennsylvania?

in Plainfield, Pennsylvania, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.