Payday Loans in Port Carbon, Pennsylvania

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No payday loan companies in Port Carbon, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 2160 S Queen St, York, PA 17402 +1 (717) 747 - 0700
Agencia Latina Tax Services LLC 100 W Broad St, Hazleton, PA 18201 +1 (570) 453 - 0100
Members 1st Federal Credit Union 1166 Walnut Bottom Rd, Carlisle, PA 17015 +1 (800) 237 - 7288
Mifflinburg Bank & Trust 250 E Chestnut St, Mifflinburg, PA 17844 +1 (570) 966 - 1041
Thrivent Financial - Rebecca Neafcy 3400 Bath Pike Suite 510, Bethlehem, PA 18017 +1 (610) 625 - 5681
First National Bank 601 W Main St, Rural Valley, PA 16249 +1 (724) 783 - 7121
Bank of America Financial Center 1980 Sproul Rd, Broomall, PA 19008 +1 (610) 492 - 7040
Jackson Hewitt Tax Service 132 E Market St, Clearfield, PA 16830 +1 (814) 768 - 1040
Thrivent Financial 4100 Main St 401, Philadelphia, PA 19127 +1 (267) 886 - 9170
ATM Snider's Towing Services 6501 PA-89, North East, PA 16428

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Port Carbon, PA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Abington, PA, Payday Loans in Allentown, PA, Payday Loans in Altoona, PA, Emergency Loan in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, Payday Loans in Bristol, PA and Payday Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Port Carbon, PA.

Beautiful sights of Port Carbon, PA

Payday Loans Available in Port Carbon, PA By The Following ZIP Codes:

17965

Are Payday Loans Legal In Port Carbon, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Port Carbon, PA payday loan calculator

The Truth About Payday Loans in Port Carbon, Pennsylvania

Payday loans, also known as cash advances, are prohibited in Pennsylvania, including the town of Port Carbon. Although these types of loans may seem attractive to those who need quick cash, they often come with hidden fees and high interest rates that can leave borrowers in a worse financial state than when they first applied.

If you’re in need of cash, it’s important to seek out alternative options that won’t put you in a never-ending cycle of debt. Here are some facts and alternatives to consider before resorting to a payday loan.

What You Need to Know About Payday Loans

  • Payday loans are short-term loans that typically must be paid back within two weeks.
  • Interest rates on payday loans can be as high as 400%, making them a very expensive form of borrowing.
  • The average payday loan borrower takes out eight loans in a year, illustrating the cycle of debt that can occur with this type of borrowing.
  • In Pennsylvania, payday loans are prohibited, meaning that lenders cannot legally offer payday loans. However, some lenders may try to find loopholes in the law by offering other types of loans with similarly high interest rates.
  • Borrowers who default on payday loans may face additional fees and legal action.

Alternatives to Payday Loans in Port Carbon, Pennsylvania

If you’re in need of cash but cannot obtain a payday loan due to Pennsylvania’s laws, don’t despair. There are many alternatives to consider, including:

  • Credit union loans: Credit unions often offer small loans with lower interest rates than payday loans. You can check with your local credit unions to see if they offer these types of loans and what the criteria are.
  • Pawnshop loans: If you have an item of value, such as jewelry or electronics, you can pawn it for a short-term loan. The interest rates on pawnshop loans are typically lower than payday loans.
  • Personal loans: Many banks, credit unions, and online lenders offer personal loans with competitive interest rates and flexible repayment terms. These loans can be used for a variety of purposes, such as paying off debt or covering unexpected expenses.
  • Alternative payday loans: Some lenders offer payday loan alternatives that are still expensive but have lower interest rates and longer repayment terms than traditional payday loans. Be sure to read the terms and conditions carefully before agreeing to any type of loan.

Interesting Facts About Payday Loans in Port Carbon, Pennsylvania

  • According to Pew Charitable Trusts, the average payday loan borrower pays $520 in fees to borrow $375.
  • It’s estimated that 12 million Americans take out payday loans each year.
  • The Consumer Financial Protection Bureau reports that 80% of payday loans are rolled over into a new loan, meaning that the borrower is stuck in a cycle of debt.
  • Payday lenders often target low-income individuals and minority populations.
  • In 2018, the Pennsylvania Attorney General’s Office reached a settlement with one payday lender that required the company to forgive $2.4 million in loans and fees.

Apply Now to Connect with Potential Lenders

If you’re in need of cash, remember that payday loans are not a viable option in Port Carbon, Pennsylvania. Instead, consider the alternative options listed above. If you’re ready to apply for a loan, TheGuaranteedLoans can help connect you with potential lenders who offer a variety of loan products, including personal loans and payday loan alternatives.

Please note that TheGuaranteedLoans is not a direct lender but rather a connector service. This means that we do not make lending decisions but instead facilitate your connection with potential lenders who may be able to meet your borrowing needs. To get started, simply fill out our online application form and we’ll do our best to match you with potential lenders.

Remember, borrowing money should never be taken lightly. Be sure to read and understand the terms and conditions of any loan agreement before signing on the dotted line.

F.A.Q.

Where can I get more information about payday loans in Port Carbon, Pennsylvania?

More information about payday loans in Port Carbon, Pennsylvania can be found on the Pennsylvania State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Port Carbon, Pennsylvania?

No, payday loans are prohibited in Port Carbon, Pennsylvania.