Payday Loans in Port Matilda, Pennsylvania

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No payday loan companies in Port Matilda, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
NEXTIER BANK N.A. 238 E Main St, Evans City, PA 16033 +1 (800) 262 - 1088
Community State Bank 478 Ridgley St, Orbisonia, PA 17243 +1 (866) 874 - 5552
John Phillips - Raymond James 95 Masonic Dr, Elizabethtown, PA 17022 +1 (717) 689 - 1010
Clarion County Community Bank 1272 Elk St, Franklin, PA 16323 +1 (814) 437 - 1000
Citizens Bank 464 2nd St Pike, Southampton, PA 18966 +1 (215) 357 - 2200
Levitttown Loan & Pawn Shop 4534 New Falls Rd, Levittown, PA 19056 +1 (215) 486 - 7095
Huntington Bank 2706 Brodhead Rd, Aliquippa, PA 15001 +1 (724) 375 - 0979
Luzerne Bank 118 Main St, Luzerne, PA 18709 +1 (570) 288 - 4511
M&T Bank 13102 Monterey Ln, Blue Ridge Summit, PA 17214 +1 (717) 794 - 2181
BB&T 5220 Kutztown Rd, Temple, PA 19560 +1 (610) 929 - 6901

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Port Matilda, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, Payday Loan Companies in Reading, PA, Short-term Loans in Scranton, PA, Payday Loans in State College, PA, Payday Loan for Upper Darby, PA, Payday Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Quick Loan in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Port Matilda, PA.

Beautiful sights of Port Matilda, PA

Payday Loans Available in Port Matilda, PA By The Following ZIP Codes:

16870

Are Payday Loans Legal In Port Matilda, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Port Matilda, PA payday loan calculator

Payday Loans in Port Matilda, Pennsylvania: An Overview

If you’re in a financial bind and need cash quickly, you may be considering a payday loan as an option. However, in Pennsylvania, payday loans are prohibited. In this article, we’ll explore why payday loans are banned in Pennsylvania, alternatives to payday loans, and how to apply for other types of loans if you’re in need of quick cash in Port Matilda.

Why are payday loans banned in Pennsylvania?

Payday loans are considered predatory because they often target and trap vulnerable low-income consumers in cycles of debt. In Pennsylvania, lawmakers and advocates argued that payday loans were leading to financial ruin for thousands of residents, and in 2010, the state passed a law that banned payday lending.

Under Pennsylvania law, payday lenders cannot charge an interest rate higher than 6% and cannot charge fees more than $20. However, to get around these restrictions, some lenders have tried to operate online, claiming to be based in other states where payday lending is legal. These online payday lenders may advertise themselves as a quick and easy solution for cash-strapped borrowers, but they often charge exorbitant fees and interest rates that can trap borrowers in cycles of debt.

Alternative options to payday loans

Just because payday loans are illegal in Pennsylvania doesn’t mean you’re out of options if you need quick cash. Here are a few alternatives to consider:

Personal loans: Unlike payday loans, personal loans are legal in Pennsylvania. Many lenders offer personal loans that can provide quick cash with repayment terms of several months to several years. However, personal loans typically require a credit check and may not be an option if you have poor credit.

Credit cards: If you have a credit card, you may be able to use it to cover unexpected expenses. However, keep in mind that credit cards often come with high interest rates, and carrying a balance can lead to long-term debt.

Credit counseling: If you’re struggling with debt, credit counseling may be an option. Credit counselors can help you create a budget and negotiate with your creditors to reduce interest rates and fees.

Applying for loans in Port Matilda

If you’re considering applying for a loan in Port Matilda, it’s important to do your research and only work with reputable lenders. TheGuaranteedLoans can help connect you with potential lenders, but it’s important to understand that we are a connector service, not a direct lender.

When applying for a loan, make sure you understand the terms and conditions of the loan, including the interest rate, fees, and repayment terms. You should also consider your ability to repay the loan before signing any paperwork.

Interesting Facts and Statistics about Payday Loans in Port Matilda, Pennsylvania

  • Payday loans are illegal in Pennsylvania due to the state’s strong anti-predatory lending laws.
  • As of 2010, when payday lending was banned in Pennsylvania, there were more than 1000 payday lending storefronts in the state.
  • A recent study found that households in states with legal payday lending were more likely to have bank overdrafts and other financial challenges than households in states with payday lending restrictions.

Apply Now

Need cash quickly in Port Matilda? TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application to get started today. Remember, we are a connector service, not a direct lender. We’ll work to facilitate your connection with potential lenders, but we do not make lending decisions or control the terms of the loans.

In conclusion, payday loans may seem like a quick and easy solution to financial troubles, but they can often lead to long-term debt and financial ruin. In Pennsylvania, payday loans are banned due to the state’s strong anti-predatory lending laws. However, there are alternative options for those in need of quick cash. If you’re considering applying for a loan in Port Matilda, do your research and only work with reputable lenders.

F.A.Q.

What are the penalties for offering or taking out a payday loan in Port Matilda, Pennsylvania?

Offering or taking out a payday loan in Port Matilda, Pennsylvania is considered a criminal offense and can result in fines and imprisonment.

Are there any exceptions to the payday loan prohibition in Port Matilda, Pennsylvania?

No, there are no exceptions to the payday loan prohibition in Port Matilda, Pennsylvania.