Payday Loans in Portland, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Portland, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 901 E Main St, Palmyra, PA 17078 +1 (717) 832 - 6246
Holiday Financial Services Corporation 112 Hollidaysburg Plz, Duncansville, PA 16635 +1 (814) 695 - 4343
National Lawsuit Funding 505 York Rd 106, Jenkintown, PA 19046 +1 (888) 322 - 2400
Wells Fargo Home Mortgage 1454 Martin St, State College, PA 16803 +1 (814) 238 - 4100
The Columbia Bank Hagerstown Trust Division 106 S Antrim Way, Greencastle, PA 17225 +1 (717) 597 - 2136
Guzman Tax Center 121 N Ninth St, Allentown, PA 18102 +1 (610) 797 - 0812
First Citizens Community Bank 53 W Main St, Canton, PA 17724 +1 (570) 673 - 3103
Slovenian Savings & Loan Association 95 Hostetler Rd, Johnstown, PA 15904 +1 (814) 262 - 0340
Jackson Hewitt Tax Service 355 Lincoln Ave, East Stroudsburg, PA 18301 +1 (570) 839 - 9240
F & M Trust 8 Park St, Mont Alto, PA 17237 +1 (717) 749 - 3161

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Portland, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Chester, PA, Emergency Loan in Erie, PA, Online Loans in Harrisburg, PA, Payday Loans in Haverford, PA, Payday Loans in Lancaster, PA, No Credit Check Loans in Levittown, PA, Payday Loans in Norristown, PA and No Credit Check Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Portland, PA.

Beautiful sights of Portland, PA

Payday Loans Available in Portland, PA By The Following ZIP Codes:

18351

Are Payday Loans Legal In Portland, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Portland, PA payday loan calculator

Payday Loans in Portland, Pennsylvania

If you’re already a resident of Portland, Pennsylvania, or planning to move there soon, chances are that you’re looking for financial assistance. When it comes to small amounts of money that you need to cover unexpected expenses, payday loans might seem like an attractive option. However, it’s important to note that payday loans are prohibited in Pennsylvania.

What are Payday Loans?

Payday Loans are small short-term loans that are usually due on the borrower’s next payday. They are designed to be easy to obtain and quick to repay. Payday loans usually range from $100 to $1,000, with high-interest rates and fees. However, it’s important to know that payday loans are prohibited in Pennsylvania.

Why Are Payday Loans Prohibited in Pennsylvania?

Payday lending has been illegal in Pennsylvania since 2010 when the state established the Consumer Discount Company Act (CDCA). The act limits the annual percentage rate (APR) on loans under $50,000 to 6%. Since payday loans usually have an APR of 300%, they are illegal in Pennsylvania. The state also requires that all lenders comply with a set of rules to ensure that they are treating their borrowers fairly.

What are the Alternatives to Payday Loans in Portland, Pennsylvania?

If you’re in need of a small amount of money in Portland, Pennsylvania, there are several alternatives to payday loans that are worth considering. Here are some of them:

  • Credit unions: Credit unions are non-profit organizations that offer loans to their members at a low interest rate. Joining a credit union in your area is a good option if you’re looking for a low-interest loan.
  • Personal loans: You can consider getting a personal loan from a bank or an online lender. Personal loans usually have lower interest rates than payday loans, and you can use the money for any purpose.
  • Credit cards: If you have a credit card with an available credit line, you can use it to cover unexpected expenses. However, it’s important to keep in mind that credit cards usually have high-interest rates and fees if you don’t pay your balance in full each month.
  • Government assistance programs: If you’re in a difficult financial situation, you can check if you’re eligible for any government assistance programs. The Pennsylvania Department of Human Services offers several programs that can help you with money, food, and healthcare.

Interesting Statistics About Payday Loans in Portland, Pennsylvania

While payday loans are illegal in Pennsylvania, it’s interesting to see how they have affected other states in the past. According to a report by the Pew Charitable Trusts, payday loans cost U.S. consumers $9 billion in fees annually. Additionally, 80% of payday loans are taken out within two weeks of paying off a previous payday loan, indicating that borrowers are unable to repay their loans on time.

“Apply Now” Section

While payday loans are illegal in Pennsylvania, TheGuaranteedLoans can still help you connect with lenders who offer personal loans, installment loans, and other financial solutions. Our online application process is quick and straightforward, and we can help you get the money you need in no time.

Remember, TheGuaranteedLoans is not a direct lender. We are a connector service that facilitates connections between borrowers and potential lenders. This means that we cannot guarantee approval for every application, but we’ll do our best to find a lender who can meet your needs.

Conclusion

In conclusion, payday loans are illegal in Pennsylvania, including Portland. While they may seem like a quick and easy solution to your financial troubles, they come with high-interest rates and fees that can put you in even more debt. Instead, consider the alternatives mentioned in this article, such as credit unions, personal loans, and credit cards. And if you’re in need of financial assistance, fill out our online application on TheGuaranteedLoans website today.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Portland, Pennsylvania?

It is illegal for lenders to offer payday loans in Portland, Pennsylvania, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Portland, Pennsylvania?

If you have already taken out a payday loan in Portland, Pennsylvania, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.