Payday Loans in Refton, Pennsylvania

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No payday loan companies in Refton, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Hershey Federal Credit Union 710 E Main St, Annville, PA 17003 +1 (717) 868 - 3080
cfsbank Monongahela 1220 W Main St, Monongahela, PA 15063 +1 (724) 258 - 3200
Jersey Shore State Bank 44 Muncy Creek Blvd, Muncy, PA 17756 +1 (570) 308 - 3602
Huntington Bank 401 Clay Ave, Jeannette, PA 15644 +1 (724) 527 - 1501
Step Into Life 121 S 10th St, Lebanon, PA 17042 +1 (717) 450 - 5353
Walmart Money Center 12751 Washington Twp Blvd, Waynesboro, PA 17268
Western Union Rite Aid, 630 Main St, Portage, PA 15946 +1 (814) 736 - 4323
United States Postal Service 224 Indiana St, Seward, PA 15954 +1 (800) 275 - 8777
Mortgage Lending Solutions 900 Pennsylvania Ave, Monaca, PA 15061 +1 (724) 774 - 9464
KeyBank 22 E Pike St, Houston, PA 15342 +1 (724) 745 - 8240

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Refton, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Chester, PA, Payday Loans in Erie, PA, Emergency Loan in Harrisburg, PA, Payday Loans in Haverford, PA, Payday Loans in Lancaster, PA, Quick Loan in Levittown, PA, Emergency Loan in Norristown, PA and Same Day Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Refton, PA.

Payday Loans Available in Refton, PA By The Following ZIP Codes:

17568

Are Payday Loans Legal In Refton, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Refton, PA payday loan calculator

Payday Loans in Refton, Pennsylvania: Everything You Need to Know

If you’re in a financial bind and need cash fast, you may be considering a payday loan. However, if you live in Refton, Pennsylvania, you should know that payday loans are prohibited in the state. Here’s everything you need to know about payday loans in Refton, Pennsylvania.

What are Payday Loans?

Payday loans are short-term loans with high interest rates that are typically due on the borrower’s next payday. These loans are often marketed to low-income individuals who may not have access to other forms of credit. However, payday loans can be extremely expensive, with interest rates that can exceed 400% APR.

Payday Loans are Prohibited in Pennsylvania

In Pennsylvania, payday lending is illegal under the Consumer Discount Company Act, which caps interest rates at 24% APR. This means that payday lenders cannot legally operate in the state. While there are other types of short-term loans, such as installment loans and car title loans, these may also have high interest rates and fees.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans are considered predatory by many consumer advocates because they can trap borrowers in a cycle of debt. Borrowers who are unable to repay the loan on time are often hit with additional fees and interest charges, which can make it difficult to repay the entire loan amount. In some cases, borrowers take out additional loans to pay off previous loans, which can lead to a debt spiral.

What are the Alternatives to Payday Loans in Refton, Pennsylvania?

If you’re in need of fast cash, there are alternatives to payday loans in Pennsylvania. For example, you may be able to get a personal loan from a credit union or bank. You could also consider a credit card cash advance, although these can also come with high fees and interest rates.

If you have a low income, you may be eligible for government assistance programs like emergency rental assistance, food stamps, or cash assistance. You could also consider asking for help from friends or family members, or seeking out local charities and nonprofits that offer financial assistance.

Interesting Facts and Statistics about Payday Loans in Pennsylvania

– Despite the fact that payday loans are illegal in Pennsylvania, many borrowers turn to online lenders or other out-of-state lenders to access these loans.
– According to a 2018 report from the Pew Charitable Trusts, 12 million Americans take out payday loans each year, paying $9 billion in fees.
– The average payday loan borrower takes out eight loans per year, spending over $500 in fees alone.

Apply Now

If you’re in need of fast cash and are considering a payday loan, remember that these loans are illegal in Pennsylvania. Instead, consider other options like personal loans or government assistance programs.

However, if you are in need of a personal loan, you can apply on TheGuaranteedLoans website. We are a connector service that can help you connect with potential lenders who may be able to offer you a loan. Remember, we are not a direct lender ourselves, but we can help you find potential lenders who may be able to help you out.

Don’t let financial hardships get you down. Consider your options carefully and make informed decisions about your finances.

F.A.Q.

Can a payday loan company garnish my wages in Refton, Pennsylvania?

No, a payday loan company cannot garnish your wages in Refton, Pennsylvania because these loans are illegal in the state.

Can a payday loan company repossess my property in Refton, Pennsylvania?

No, a payday loan company cannot repossess your property in Refton, Pennsylvania because these loans are illegal in the state.