Payday Loans in Richeyville, Pennsylvania

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No payday loan companies in Richeyville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 2034 N Center Ave, Somerset, PA 15501
ACE Cash Express 128 Chartiers Ave, McKees Rocks, PA 15136 +1 (412) 771 - 9153
CNB Bank 111 Rolling Stone Rd, Kylertown, PA 16847 +1 (814) 345 - 1130
AgChoice Farm Credit 1243 Curryville Rd, Martinsburg, PA 16662 +1 (800) 733 - 3183
Marion Center Bank 106 W Main St, Dayton, PA 16222 +1 (814) 257 - 8213
Walmart Money Center 100 Chippewa Town Center, Beaver Falls, PA 15010
AmeriServ Financial Bank 4206 Crawford Ave 1, Northern Cambria, PA 15714 +1 (800) 837 - 2265
BB&T 33 S Broad St, Nazareth, PA 18064 +1 (610) 746 - 7213
AAMCO Transmissions & Total Car Care 2146 E College Ave, State College, PA 16801 +1 (814) 234 - 4114
ATM M&t Bank 1100 Blair St, Hollidaysburg, PA 16648 +1 (800) 627 - 3999

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Richeyville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Abington, PA, Bad Credit Loans in Allentown, PA, Payday Loan for Altoona, PA, Payday Loan Companies in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, Bad Credit Loans in Bristol, PA and Guaranteed Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Richeyville, PA.

Are Payday Loans Legal In Richeyville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Richeyville, PA payday loan calculator

Understanding Payday Loans in Richeyville, Pennsylvania

When financial emergencies arise and money is short, many people turn to payday loans as a way to get quick cash. However, it is important to understand the laws and regulations surrounding payday loans in Richeyville, Pennsylvania, as they are currently prohibited in the state.

What are payday loans?

Payday loans are a type of short-term, high-interest loan that is typically due on the borrower’s next payday. These loans are meant to cover unexpected expenses or bridge the gap between paychecks when money is tight. While they may seem like an easy solution at first, payday loans can come with extremely high-interest rates and fees that can trap borrowers in a cycle of debt.

Why are payday loans prohibited in Pennsylvania?

Payday lenders often prey on low-income individuals and those who are struggling financially, offering them quick cash at exorbitant rates. To protect its residents from these predatory lending practices, Pennsylvania passed a law in 2018 that prohibited payday lending in the state.

What are the alternatives to payday loans?

While payday loans may seem like the quickest and easiest solution in a financial crisis, there are other options available that can help you avoid the pitfalls of high-interest loans. These alternatives include:

  • Personal loans
  • Credit cards
  • Credit counseling and financial planning services

If you are in need of financial assistance, it is important to consider all of your options before turning to payday loans. Speak with a financial planner or counselor to explore your options and develop a plan for managing your finances.

Interesting Facts and Statistics

  • In 2016, the average payday loan borrower in Pennsylvania took out eight loans per year, each with an average interest rate of 369%.
  • Payday lenders in Pennsylvania charged an estimated $513 million in fees in 2016, draining much-needed funds from the state’s economy.
  • Studies have shown that payday lenders target low-income and minority communities with their services, perpetuating cycles of debt and poverty.

Apply Now

If you are in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders who may be able to offer you a loan that meets your needs. Remember, we are a loan connector service and not a direct lender, so we will help facilitate your connection with potential lenders rather than providing the loan ourselves.

Fill out our online application today and take the first step towards financial stability.

F.A.Q.

What are the penalties for offering or taking out a payday loan in Richeyville, Pennsylvania?

Offering or taking out a payday loan in Richeyville, Pennsylvania is considered a criminal offense and can result in fines and imprisonment.

Are there any exceptions to the payday loan prohibition in Richeyville, Pennsylvania?

No, there are no exceptions to the payday loan prohibition in Richeyville, Pennsylvania.