Payday Loans in Robertsdale, Pennsylvania

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No payday loan companies in Robertsdale, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
M&T Bank 201 Plank Rd, Duncansville, PA 16635 +1 (814) 696 - 4386
Nortumberland National Bank 411 N Market St, Selinsgrove, PA 17870 +1 (570) 374 - 5533
USSCO Federal Credit Union 169 Mini Mall Rd 110, Ebensburg, PA 15931 +1 (814) 472 - 0615
Sun East Federal Credit Union 198 Baltimore Pike, Nottingham, PA 19362 +1 (610) 485 - 2960
USSCO Johnstown Federal Cu 532 Oakridge Dr, Johnstown, PA 15904 +1 (814) 266 - 4987
Mariner Finance 904 Beaver Dr, DuBois, PA 15801 +1 (814) 371 - 7350
Stifel 15 E Gay St, West Chester, PA 19380 +1 (484) 653 - 3733
ERIEBANK 101 W 10th St, Erie, PA 16501 +1 (814) 454 - 3477
People First Federal Credit Union - Nazareth 4066 Jandy Blvd, Nazareth, PA 18064 +1 (610) 797 - 7440
First National Bank 2066 Indian Head Rd, Indian Head, PA 15446 +1 (724) 455 - 2300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Robertsdale, PA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Abington, PA, Payday Loans in Allentown, PA, Payday Loans in Altoona, PA, Short-term Loans in Bensalem, PA, Online Loans in Bethel Park, PA, Guaranteed Loans in Bethlehem, PA, Payday Loans in Bristol, PA and Payday Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Robertsdale, PA.

Are Payday Loans Legal In Robertsdale, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Robertsdale, PA payday loan calculator

Are you considering a payday loan in Robertsdale, Pennsylvania? It’s important to know that payday loans are prohibited in Pennsylvania, and there are other financial options available to you.

What are payday loans?

Payday loans are short-term, high-interest loans designed to help borrowers cover unexpected expenses between paychecks. Borrowers typically write a post-dated check or provide access to their bank account in exchange for the loan amount plus fees.

In Pennsylvania, payday loans are prohibited by law. This means that lenders cannot offer payday loans to consumers, and borrowers cannot obtain them.

Why are payday loans prohibited in Pennsylvania?

The Pennsylvania Department of Banking and Securities states that payday loans are prohibited in the state because of their high interest rates and fees. The average APR on a payday loan is 391%, which can trap borrowers in a cycle of debt.

Additionally, payday loans have been found to disproportionately impact low-income borrowers and communities of color. Prohibiting payday loans in Pennsylvania helps protect vulnerable populations from predatory lending practices.

What are the alternatives to payday loans in Robertsdale, Pennsylvania?

If you’re facing an unexpected expense and need cash to cover it, there are alternatives to payday loans in Robertsdale, Pennsylvania.

  • Credit union loans: Credit unions are nonprofit financial institutions that offer small-dollar loans with lower interest rates and fees than payday loans.
  • Personal loans: You may be able to obtain a personal loan from a bank or online lender with more favorable terms than a payday loan.
  • Credit counseling: If you’re struggling with debt, credit counseling can provide you with resources and tools to manage your finances and access affordable credit.

Interesting facts about payday loans in Robertsdale, Pennsylvania

  • Pennsylvania’s prohibition of payday loans is part of a larger trend of states limiting or banning the practice. Seventeen states, plus the District of Columbia, have laws in place capping interest rates on payday loans or prohibiting them altogether.
  • A study by the Pew Charitable Trusts found that the average payday loan borrower takes out eight loans per year and spends $520 on interest and fees.
  • The Consumer Financial Protection Bureau (CFPB) found that 80% of payday loans are either rolled over or followed by another loan within 14 days.

Apply now for alternative loan options

If you’re in need of cash but can’t obtain a payday loan in Robertsdale, Pennsylvania, TheGuaranteedLoans can help connect you with potential lenders offering alternatives like personal loans or credit union loans. Our quick and easy online application process takes just minutes to complete, and you could receive a decision in as little as 24 hours.

Remember, TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of verified lenders to help you find a loan option that fits your needs and budget. Apply now to see what options are available to you.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Robertsdale, Pennsylvania?

No, because payday loans are illegal in Robertsdale, Pennsylvania, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Robertsdale, Pennsylvania?

Yes, the state of Pennsylvania has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.