Payday Loans in Saint Benedict, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Saint Benedict, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fleetway Capital Corporation 100 Ross Rd 203, King of Prussia, PA 19406 +1 (610) 962 - 9292
Eighth Street Check Cashing 153 N 8th St, Reading, PA 19601 +1 (610) 374 - 8670
Beaver Valley Fed Credit Union 71 Bridge St, Beaver, PA 15009 +1 (724) 774 - 5050
Stifel 416 S Center St 1, Ebensburg, PA 15931 +1 (814) 419 - 2000
First National Bank 101 N Main St, Shenandoah, PA 17976 +1 (570) 462 - 1983
WesBanco Bank 527 S Main St, Zelienople, PA 16063 +1 (724) 452 - 6500
Northwest Bank 242 E Main St, Carnegie, PA 15106 +1 (412) 276 - 2424
Mercer County Community FCU 559 N Hermitage Rd, Hermitage, PA 16148 +1 (724) 981 - 9410
Ted Carol - Raymond James 1 Market Square, Manheim, PA 17545 +1 (717) 721 - 9595
Lancaster Red Rose Credit Union 1010 New Holland Ave, Lancaster, PA 17601 +1 (717) 295 - 6685

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Benedict, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Abington, PA, 24-Hour Loan in Allentown, PA, No Credit Check Loans in Altoona, PA, Payday Loans in Bensalem, PA, Same Day Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, Payday Loan Without a Credit Check in Bristol, PA and Short-term Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Benedict, PA.

Are Payday Loans Legal In Saint Benedict, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Saint Benedict, PA payday loan calculator

Payday loans are short-term, high-interest loans that are often taken out by borrowers with bad credit or low income. These loans are designed to help people who need quick cash to cover unexpected expenses, such as medical bills or car repairs. However, payday loans are illegal in Pennsylvania. In this article, we will explore the reasons behind the ban on payday loans in Saint Benedict, Pennsylvania and how you can find alternative lending solutions.

What are payday loans?

Payday loans are loans that are typically due on the borrower’s next payday. The loans are typically for small amounts, ranging from $100 to $1,000, and are meant to be used for short-term emergency needs. The loans are typically approved without a credit check and are secured against the borrower’s paycheck or bank account.

While payday loans can be a quick and easy way to get money when you need it, they come with high fees and interest rates. In fact, payday loans are some of the most expensive loans you can get, with interest rates that can sometimes exceed 400% APR. This means that if you borrow $100, you could end up paying back $400 or more.

Why are payday loans illegal in Pennsylvania?

Payday loans are prohibited in Pennsylvania under the Check Cashers Licensing Act of 1998. This law prohibits anyone from making a payday loan, including online lenders. The law was put in place to protect consumers from the high fees and interest rates associated with payday loans. Under this law, lenders who violate the ban on payday loans can face civil and criminal penalties and can also be required to refund any fees or interest they have charged.

Statistics on payday lending in Pennsylvania

According to a report from the Pew Charitable Trusts, payday lending is prohibited in 14 states and in the District of Columbia. Even though payday loans are prohibited in Pennsylvania, there are still many lenders who try to skirt the law by offering loans through online platforms. These lenders often target low-income borrowers who are in desperate need of cash. A recent study found that payday borrowers in Pennsylvania often end up paying more in fees and interest than they initially borrowed.

Alternative lending solutions in Saint Benedict, Pennsylvania

If you are in need of money, there are several other lending solutions available to you. Here are a few options:

Personal loans

Personal loans are a good alternative to payday loans if you need to borrow money. Personal loans typically have lower interest rates than payday loans and can be approved in as little as one day. You can apply for a personal loan at your local bank or credit union.

Credit cards

Credit cards can be a good option if you need to borrow money for a short period of time. Many credit card companies offer zero-interest introductory rates, which means you can borrow money without paying interest for a certain period of time, typically six to 12 months.

Friends and family

If you have friends or family members who are able to lend you money, this can be an easy and interest-free option. However, make sure you have a plan to pay the money back, and be sure to consider the impact that borrowing money from a loved one can have on your relationship.

Apply now for alternative lending solutions

If you are in need of money and are looking for alternative lending solutions in Saint Benedict, Pennsylvania, turn to TheGuaranteedLoans. We work with a network of trusted lenders who offer personal loans, credit cards, and other lending products. By filling out our online application, you can connect with lenders who may be able to help you get the money you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders, but we can’t guarantee that you will be approved for a loan. Apply today to take the first step toward getting the money you need.

Final thoughts

Payday loans may seem like a quick and easy solution when you’re in need of cash, but they come with high fees and interest rates that can leave you in even worse financial shape. It’s important to explore alternative lending solutions and to understand your options before turning to payday loans. Remember, payday loans are illegal in Pennsylvania, but that doesn’t mean there aren’t other options available to you. Turn to TheGuaranteedLoans for help finding a trusted lender who can provide you with the lending products you need to get back on your feet.

F.A.Q.

Are payday loans legal in Saint Benedict, Pennsylvania?

No, payday loans are not legal in Saint Benedict, Pennsylvania. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Saint Benedict, Pennsylvania?

Taking out a payday loan in Saint Benedict, Pennsylvania is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.