Payday Loans in Saint Petersburg, Pennsylvania

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No payday loan companies in Saint Petersburg, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Stifel 3701 Corporate Pkwy 110, Center Valley, PA 18034 +1 (610) 782 - 5400
Penn East Federal Credit Union 720 Davis St, Scranton, PA 18505 +1 (570) 342 - 2720
Centric Bank - Concierge Branch & Commercial Lending Office 2003 S Easton Rd 205, Doylestown, PA 18901 +1 (267) 880 - 4333
Santander Bank ATM 212 Pottsville St, Pottsville, PA 17901 +1 (877) 768 - 2265
FNCB Bank 1743 N Keyser Ave, Scranton, PA 18508 +1 (570) 348 - 4880
BB&T 800 PA-113, Souderton, PA 18964 +1 (215) 799 - 2303
The Northumberland National Bank 5244 Susquehanna Trail, Port Trevorton, PA 17864 +1 (570) 884 - 1052
Freedom United Federal CU 283 Adams St, Rochester, PA 15074 +1 (724) 774 - 5575
PeoplesBank, A Codorus Valley Company 3160 Carlisle Rd, Dover, PA 17315 +1 (888) 846 - 1970
Regency Finance Company 2409 Columbia Blvd, Bloomsburg, PA 17815 +1 (570) 387 - 8488

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Petersburg, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Pittsburgh, PA, Payday Loans in Reading, PA, Same Day Loans in Scranton, PA, No Credit Check Loans in State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Short-term Loans in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Petersburg, PA.

Beautiful sights of Saint Petersburg, PA

Are Payday Loans Legal In Saint Petersburg, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Saint Petersburg, PA payday loan calculator

Payday Loans in Saint Petersburg, Pennsylvania: What You Need to Know

Payday loans are a controversial financial product, often associated with predatory lending practices that can trap borrowers in a cycle of debt. In Pennsylvania, payday loans are prohibited, but many consumers may still be lured by the promise of quick cash in a financial emergency. If you are considering a payday loan in Saint Petersburg, Pennsylvania, here is what you need to know.

Why Are Payday Loans Prohibited in Pennsylvania?

In 2010, the Pennsylvania legislature passed the Check Cashing Licensing Act, which prohibited payday lending in the state. The law was intended to protect consumers from the high-interest rates and fees associated with payday loans, which can lead to a cycle of debt that is difficult to escape.

Under the Act, lenders are not allowed to offer payday loans, and borrowers are not allowed to take out payday loans. Additionally, any lender found to be violating the law can face penalties and possibly lose their license.

What Are the Alternatives to Payday Loans in Saint Petersburg, Pennsylvania?

While payday loans are not an option in Pennsylvania, there are other types of loans and financial products that may be able to provide the cash you need in an emergency.

  • Personal Loans: Many banks and credit unions offer personal loans with lower interest rates and more favorable terms than payday loans. If you have good credit, a personal loan may be a better option for you.
  • Credit Cards: If you have a credit card with available credit, you may be able to use it to cover emergency expenses. Be aware that credit card interest rates can be high, so you’ll want to pay off the balance as soon as possible.
  • Emergency Assistance Programs: There are often local organizations that provide emergency financial assistance to those in need. Check with local nonprofits or government agencies to see if you may qualify for these types of programs.
  • Cash Advances: While cash advances are also not allowed in Pennsylvania, some credit card companies may allow you to take out a cash advance in emergency situations. Be aware that the interest rates and fees for cash advances can be high.

Interesting Facts and Statistics about Payday Loans in Saint Petersburg, Pennsylvania

  • In Pennsylvania, payday lending is prohibited by law.
  • Between 2009 and 2013, the number of payday loan storefronts in Pennsylvania decreased by 75%.
  • The average payday loan borrower in Pennsylvania has an annual income of $25,000.
  • Payday loan borrowers in Pennsylvania tend to be young, single, and without a four-year college degree.

Apply Now for a Loan Connection in Saint Petersburg, Pennsylvania

If you’re in need of emergency cash in Saint Petersburg, Pennsylvania, TheGuaranteedLoans can help connect you with potential lenders who may be willing to loan you the money you need.

Please note that TheGuaranteedLoans is not a direct lender, but rather a loan connector service. We work with a network of lenders who can provide you with a loan offer that meets your needs. Simply fill out our online application form to get started.

It’s important to seek out reputable lenders and understand the terms of any loan you’re considering. With a little research and planning, you can find alternative sources of funding that won’t trap you in a cycle of debt.

F.A.Q.

How do I know if a lender is offering illegal payday loans in Saint Petersburg, Pennsylvania?

Lenders offering illegal payday loans in Saint Petersburg, Pennsylvania may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Saint Petersburg, Pennsylvania?

If you have taken out an illegal payday loan in Saint Petersburg, Pennsylvania, you can contact the Pennsylvania State Department of Financial Services to report the lender and seek assistance in resolving the issue.