Payday Loans in Saltillo, Pennsylvania

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No payday loan companies in Saltillo, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Regional Credit Union 584 Wyoming Ave, Kingston, PA 18704 +1 (570) 288 - 2326
WSFS Bank 1903 Street Rd, Bensalem, PA 19020 +1 (215) 633 - 8001
Citrin Cooperman 1800 John F Kennedy Blvd, Philadelphia, PA 19103 +1 (215) 545 - 4800
Scartelli Ralph C 300 Keystone St, Hawley, PA 18428 +1 (570) 226 - 5626
MERHO Federal Credit Union 15 Irene St, Johnstown, PA 15905 +1 (814) 535 - 3116
CBT Bank, a division of Riverview Bank 511 E Pine Grove Rd, State College, PA 16801 +1 (814) 238 - 0578
Members 1st Federal Credit Union 297 E Main St, Hummelstown, PA 17036 +1 (800) 237 - 7288
Paramount Capital Group 300 Conshohocken State # 240, Conshohocken, PA 19428 +1 (610) 771 - 0990
Mariner Finance 2742 Plank Rd, Altoona, PA 16601 +1 (814) 941 - 2700
RK Payday Loan Philadelphia Payday Loan in Philadelphia, PAYDAY LOAN Philadelphia, 3104 N 12th St, Philadelphia, PA 19107 +1 (866) 971 - 7538

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saltillo, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Same Day Loans in Erie, PA, Payday Loans in Harrisburg, PA, Payday Loans in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loans in Levittown, PA, 24-Hour Loan in Norristown, PA and Short-term Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saltillo, PA.

Beautiful sights of Saltillo, PA

Payday Loans Available in Saltillo, PA By The Following ZIP Codes:

17253

Are Payday Loans Legal In Saltillo, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Saltillo, PA payday loan calculator

Understanding Payday Loans in Saltillo, Pennsylvania

Payday loans are a type of short-term loan that borrows against a borrower’s paycheck. Payday loans are typically offered by storefront lenders, and borrowers are required to pay back the loan in full plus interest on their next payday.

In the state of Pennsylvania, payday loans are prohibited, but that doesn’t mean residents of Saltillo are out of luck. There are still options available for those in need of quick cash.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans are not legal in Pennsylvania because state law caps the annual percentage rate (APR) at 24%, which is a far cry from the triple-digit APRs charged by payday lenders in other states. The legislation was enacted to protect consumers from predatory lending practices that often trap borrowers in a cycle of debt.

Alternatives to Payday Loans in Saltillo

While payday loans may not be an option for Saltillo residents, there are still alternative ways to get the money you need. Here are a few options to consider:

  • Credit Unions: Credit unions are nonprofit organizations that offer loans to members at lower interest rates than payday lenders. If you are a member of a credit union, consider contacting them for a loan instead of a payday lender.
  • Personal Loans: Personal loans are offered by banks, online lenders, and other financial institutions. These loans often have lower interest rates than payday loans and can be repaid over a longer period of time.
  • Friends and Family: While borrowing money from friends and family can be awkward, it may be a better option than taking out a payday loan. Be clear about the terms of repayment to avoid any misunderstandings.

Interesting Facts and Statistics About Payday Loans in Saltillo, Pennsylvania

  • Payday loans are illegal in the state of Pennsylvania.
  • The average APR for payday loans in other states is 391%.
  • Payday loans account for $8.7 billion in annual revenue for the payday loan industry.
  • The average payday loan borrower takes out 8 loans per year.

Applying for a Loan with TheGuaranteedLoans

If you are in need of a loan, TheGuaranteedLoans can help connect you with potential lenders. We are not a direct lender, but a connector service that can help you find the right loan for your needs. Our online application process is quick and easy, and we pride ourselves on providing excellent customer service to ensure your satisfaction.

Whether you are looking for a personal loan or an alternative to payday loans, TheGuaranteedLoans can help. Apply now and find the loan that’s right for you.

F.A.Q.

What are the penalties for offering or taking out a payday loan in Saltillo, Pennsylvania?

Offering or taking out a payday loan in Saltillo, Pennsylvania is considered a criminal offense and can result in fines and imprisonment.

Are there any exceptions to the payday loan prohibition in Saltillo, Pennsylvania?

No, there are no exceptions to the payday loan prohibition in Saltillo, Pennsylvania.