Payday Loans in Scenery Hill, Pennsylvania

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No payday loan companies in Scenery Hill, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Rezro Inc 191 Presidential Blvd, Bala Cynwyd, PA 19004 +1 (610) 664 - 7500
TruMark Financial Credit Union - Levittown 179 Levittown Pkwy, Levittown, PA 19055 +1 (877) 878 - 6275
M & E Check Cashing Plus 31 Center St, Tamaqua, PA 18252 +1 (570) 668 - 8881
Regency Finance Company 737 Scranton Carbondale Hwy, Scranton, PA 18508 +1 (570) 961 - 0739
First Federal Savings & Loan Association of Greene County - Washington Branch 460 Washington Rd, Washington, PA 15301 +1 (724) 228 - 9005
Money Mart 6111 Penn Ave, Pittsburgh, PA 15206 +1 (412) 661 - 6681
First National Bank 2030 N Progress Ave, Harrisburg, PA 17110 +1 (717) 920 - 9200
Northwest Bank 2102 Rice Ave, Lake City, PA 16423 +1 (814) 774 - 9666
The Check Cashers, Inc 300 W Cambria St, Philadelphia, PA 19133 +1 (215) 739 - 4296
Community State Bank 21236 Church St, Three Springs, PA 17264 +1 (814) 448 - 2200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Scenery Hill, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Chester, PA, Emergency Loan in Erie, PA, Payday Loans in Harrisburg, PA, No Credit Check Loans in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loan Without a Credit Check in Levittown, PA, Payday Loans in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Scenery Hill, PA.

Payday Loans Available in Scenery Hill, PA By The Following ZIP Codes:

15360

Are Payday Loans Legal In Scenery Hill, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Scenery Hill, PA payday loan calculator

Payday Loans in Scenery Hill, Pennsylvania: What You Need to Know

If you’re considering a payday loan in Scenery Hill, Pennsylvania, there’s one important fact you need to know upfront: payday loans are prohibited in the state of Pennsylvania. While you may see online advertisements for payday loans with a Scenery Hill location, these are typically scams or illegal lenders operating outside the scope of the law. In this article, we’ll cover what payday loans are, why they’re prohibited in Pennsylvania, and alternative options for those in need.

What are Payday Loans?

Payday loans are short-term loans typically due on the borrower’s next payday. They are marketed as a quick and easy solution for those facing financial emergencies or unexpected expenses. The borrower typically writes a post-dated check for the loan amount plus fees and interest, which the lender cashes on the due date. Alternatively, the borrower may grant the lender access to their bank account to withdraw the funds on the due date.

Why are Payday Loans Prohibited in Pennsylvania?

Pennsylvania, along with several other states, has prohibited payday lending due to the predatory nature of the loans and the harm they can cause to vulnerable borrowers. Payday loans often carry exorbitant fees and interest rates, sometimes reaching an APR of 400%. Borrowers who cannot repay the loan in full on their due date often roll the loan over, incurring additional fees and interest, trapping them in a cycle of debt.

Alternative Options

While payday loans are prohibited in Pennsylvania, there are alternative options for those in need of emergency funds. These include:

  • Credit union loans: Many credit unions offer small-dollar loans with reasonable terms and interest rates.
  • Personal loans: Options include traditional bank loans, online lenders, and peer-to-peer lending platforms. These loans typically have longer terms and lower interest rates than payday loans, making them a more affordable option.
  • Government assistance: The Pennsylvania Department of Human Services offers a variety of programs designed to assist those in need, including cash assistance, food stamps, and medical assistance.

Interesting Facts and Statistics about Payday Loans in Pennsylvania

– According to a report by the Pennsylvania Department of Banking and Securities, consumers in Pennsylvania paid over $300 million in fees for payday loans and car title loans in 2016.
– The same report found that the average APR for payday loans in Pennsylvania was 339%.
– In 2018, the Pennsylvania Attorney General’s office issued a warning to consumers about illegal payday lending activities taking place in the state.
– Pennsylvania is one of 17 states to prohibit payday lending.

Apply Now

If you are in need of emergency funds, we encourage you to fill out our online application form. TheGuaranteedLoans is a connector service, not a direct lender. We work with a vast network of reputable lenders who may be able to offer you a loan that fits your needs and financial situation. Our process is quick, easy, and secure. Apply now to see if you qualify for a loan.

Remember, when it comes to borrowing money, it’s important to do your research and choose a reputable lender. Avoid any lender who requires upfront fees or offers guaranteed approval, as these are likely scams. Only borrow what you can afford to repay, and consider alternative options to payday loans if possible.

F.A.Q.

Can a payday loan company garnish my wages in Scenery Hill, Pennsylvania?

No, a payday loan company cannot garnish your wages in Scenery Hill, Pennsylvania because these loans are illegal in the state.

Can a payday loan company repossess my property in Scenery Hill, Pennsylvania?

No, a payday loan company cannot repossess your property in Scenery Hill, Pennsylvania because these loans are illegal in the state.