Payday Loans in Seven Valleys, Pennsylvania

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No payday loan companies in Seven Valleys, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 101 E Main St, Millheim, PA 16854 +1 (814) 349 - 5604
Ted Carol - Raymond James 1 Market Square, Manheim, PA 17545 +1 (717) 721 - 9595
Main Loan Office Inc 503 E Ohio St, Pittsburgh, PA 15212 +1 (412) 231 - 1155
NexTier Bank - Camp Hill Office 4231 Trindle Rd, Camp Hill, PA 17011 +1 (717) 963 - 7808
First Federal Savings & Loan Association of Greene County - Washington Branch 460 Washington Rd, Washington, PA 15301 +1 (724) 228 - 9005
Hard Money Bankers Pennsylvania 540 Pennsylvania Ave, Fort Washington, PA 19034 +1 (215) 839 - 3271
Rob Edwards Sr - State Farm Insurance Agent 300 Greensburg Pike 1, West Newton, PA 15089 +1 (724) 872 - 5939
NET Credit Union 119 Mulberry St, Scranton, PA 18503 +1 (570) 961 - 5300
Somerset Trust Company 1141 National Pike, Uniontown, PA 15401 +1 (724) 439 - 4302
Citizens Bank Supermarket Branch 8901 Old Rte 30, Irwin, PA 15642 +1 (724) 864 - 1618

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Seven Valleys, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Abington, PA, Payday Loan Companies in Allentown, PA, Payday Loans in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, 24-Hour Loan in Bethlehem, PA, Payday Loans in Bristol, PA and Quick Loan in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Seven Valleys, PA.

Beautiful sights of Seven Valleys, PA

Payday Loans Available in Seven Valleys, PA By The Following ZIP Codes:

17360

Are Payday Loans Legal In Seven Valleys, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Seven Valleys, PA payday loan calculator

Payday Loans in Seven Valleys, Pennsylvania

Payday loans are often advertised as quick and easy solutions for those who need money fast. However, in Pennsylvania, these loans are prohibited by law. This means that borrowers in Seven Valleys, Pennsylvania, are unable to access traditional payday loans.

What are Payday Loans?

Payday loans are small, short-term loans that often come with high interest rates and fees. They’re typically due on the borrower’s next payday. These loans have been marketed as solutions for those who need quick access to cash in emergency situations, such as unexpected bills or car repairs. However, the high interest rates and fees associated with payday loans often lead to a cycle of debt for borrowers.

Payday Loan Laws in Pennsylvania

Payday loans are not legal in Pennsylvania. According to the state’s Department of Banking and Securities, payday lending is prohibited under the Check Cashing Licensing Act of 1998. This law makes it illegal for lenders to offer short-term, small-dollar loans, including payday loans, in the state.

While traditional payday loans may not be available in Seven Valleys, Pennsylvania, there are other options for borrowers who need short-term financing.

Alternatives to Payday Loans in Seven Valleys

For those in need of quick financing, there are several alternatives to payday loans available in Seven Valleys, Pennsylvania. These include:

  • Personal Loans: Personal loans offered by banks or credit unions can provide borrowers with quick access to cash. These loans may have longer repayment terms and lower interest rates than payday loans.
  • Credit Cards: Credit cards can be used to cover emergency expenses. Borrowers can pay off the balance over time, potentially at a lower interest rate than payday loans.
  • Credit Counseling: Credit counseling services can help borrowers create a budget and manage their finances. These services may be available for free or at a low cost.
  • Government Assistance Programs: Depending on the borrower’s circumstances, government assistance programs may be available to provide financial support.

These options may be more suitable for borrowers in need of quick financing, as they often come with lower fees and interest rates than payday loans. It’s important for borrowers to carefully consider all options before taking on debt.

Interesting Facts About Payday Loans

  • According to the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year.
  • The average payday loan is $375, but borrowers typically pay $520 in interest and fees.
  • Payday loans are banned in 14 states, including Pennsylvania.
  • Some payday lenders have charged interest rates as high as 1,000%.

Apply Now

If you’re in need of short-term financing, consider applying for a loan through TheGuaranteedLoans. We’re a connector service, not a direct lender, which means we work with a variety of lenders to help borrowers find the right loan for their needs. Our online application process is easy and confidential. Get started today!

F.A.Q.

What are the penalties for offering or taking out a payday loan in Seven Valleys, Pennsylvania?

Offering or taking out a payday loan in Seven Valleys, Pennsylvania is considered a criminal offense and can result in fines and imprisonment.

Are there any exceptions to the payday loan prohibition in Seven Valleys, Pennsylvania?

No, there are no exceptions to the payday loan prohibition in Seven Valleys, Pennsylvania.