Payday Loans in Shawville, Pennsylvania

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No payday loan companies in Shawville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Santander Bank 601 Penn St, Reading, PA 19601 +1 (610) 378 - 6800
Tioga Franklin Savings Bank 320 E Girard Ave, Philadelphia, PA 19125 +1 (215) 423 - 8012
Universal Tax And Services 127 N Wyoming St, Hazleton, PA 18201 +1 (570) 454 - 8099
BB&T 33 S Broad St, Nazareth, PA 18064 +1 (610) 746 - 7213
Fulton Bank 3191 Cape Horn Rd, Red Lion, PA 17356 +1 (717) 771 - 4301
Quantify Risk.com 6014 Cannon Hill Rd, Fort Washington, PA 19034 +1 (855) 206 - 3105
KeyBank 100 W Allegheny Rd, Imperial, PA 15126 +1 (724) 695 - 7300
ACNB Bank Operations Center 100 V-Twin Dr, Gettysburg, PA 17325 +1 (717) 334 - 3161
Lendmark Financial Services LLC 817 Bowman St, Lebanon, PA 17046 +1 (717) 769 - 5990
Enterprise Rent-A-Car 30997 US-6, Wysox, PA 18854 +1 (570) 265 - 0916

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shawville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, 24-Hour Loan in Reading, PA, Bad Credit Loans in Scranton, PA, Guaranteed Loans in State College, PA, Bad Credit Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Bad Credit Loans in Wilkes-Barre, PA and Payday Loan for York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shawville, PA.

Are Payday Loans Legal In Shawville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Shawville, PA payday loan calculator

The Truth About Payday Loans in Shawville, Pennsylvania

Payday loans, also called cash advance loans or short-term loans, are popular with people who need fast cash to cover unexpected expenses. However, in Shawville, Pennsylvania, payday loans are illegal. While this may seem like a downside to some, it’s actually a good thing for consumers.

Why Payday Loans Are Prohibited in Pennsylvania

Payday loans are known for their high interest rates, typically ranging from 300 to 400 percent. In Pennsylvania, lawmakers recognized the dangers of these predatory loans and banned them through the state’s Consumer Discount Company Act. This means that payday lenders cannot operate legally in Pennsylvania. However, some online lenders may still try to offer illegal payday loans to Pennsylvania residents. It’s important to be aware of these fraudulent lenders and avoid them.

Alternatives to Payday Loans

While payday loans may seem like a quick fix for short-term financial needs, they often lead to long-term debt and financial distress. Luckily, there are other options available to consumers in Shawville, Pennsylvania.

Personal Loans

One alternative to payday loans is a personal loan. Personal loans are typically offered by banks and credit unions, and they often have more favorable terms and lower interest rates than payday loans. However, personal loans usually require a credit check, and not all borrowers will qualify.

Credit Cards

Credit cards can also be a good alternative to payday loans, especially for short-term expenses. If you have good credit, you may be able to qualify for a credit card with a low interest rate. Just be sure to pay off your balance on time to avoid interest charges and late fees.

Local Assistance Programs

There are also several local assistance programs available to residents of Shawville, Pennsylvania. These programs can provide financial assistance for food, housing, and other basic needs. Contact your local human services department for more information.

Interesting Facts about Payday Loans in Shawville, Pennsylvania

  • Payday loans were first introduced in the United States in the 1990s.
  • The average payday loan borrower takes out eight loans per year.
  • Payday loans trap an estimated 12 million Americans in debt each year.
  • In Pennsylvania, payday loans were banned in 2010.

Apply Now

Looking for fast cash? TheGuaranteedLoans can help you connect with potential lenders for personal loans, even if you have bad credit. Apply now to get started. Please note that TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders who may be able to help you.

Important: Payday loans are illegal in Shawville, Pennsylvania. Be wary of any lender who offers payday loans, and avoid them at all costs.

Conclusion

While payday loans may seem like a good solution for short-term financial needs, they often lead to long-term debt and financial distress. In Shawville, Pennsylvania, payday loans are illegal, which is a good thing for consumers. There are plenty of alternatives available, including personal loans, credit cards, and local assistance programs. If you need fast cash, be sure to explore your options carefully and choose the best solution for your situation.

F.A.Q.

Are there any alternatives to payday loans in Shawville, Pennsylvania?

Yes, there are several alternatives to payday loans in Shawville, Pennsylvania, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Shawville, Pennsylvania but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of Pennsylvania, regardless of where the lender is located.