Payday Loans in Smoketown, Pennsylvania

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No payday loan companies in Smoketown, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 5140 Perkiomen Ave, Reading, PA 19606 +1 (610) 685 - 8610
Allegheny Kiski Postal FCU 501 11th St 206, New Kensington, PA 15068 +1 (724) 337 - 3717
First Niagara Bank 815 Maplewood Dr, Harleysville, PA 19438 +1 (215) 513 - 2385
Rusty L. Williams, CPA, LLC 39 Gill Rd, Grove City, PA 16127 +1 (724) 248 - 2500
Central Pa Settlement Services 118 N Richard St 300, Bedford, PA 15522 +1 (814) 623 - 4210
Meridian Bank - Media 100 E State St, Media, PA 19063 +1 (610) 590 - 5200
U. S. Postal Service Federal Credit Union 1001 California Ave 9998, Pittsburgh, PA 15290 +1 (800) 877 - 7328
Orrstown Bank 3580 Orrstown Rd, Orrstown, PA 17244 +1 (888) 677 - 7869
48 Factoring Inc. 1528 Walnut St 901, Philadelphia, PA 19102 +1 (844) 832 - 2867
PNC Bank 338 Amity St, Homestead, PA 15120 +1 (412) 461 - 8512

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Smoketown, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, Payday Loans in Reading, PA, Payday Loan Companies in Scranton, PA, Payday Loans in State College, PA, Same Day Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Same Day Loans in Wilkes-Barre, PA and No Credit Check Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Smoketown, PA.

Payday Loans Available in Smoketown, PA By The Following ZIP Codes:

17576

Are Payday Loans Legal In Smoketown, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Smoketown, PA payday loan calculator

If you’re in need of quick cash in Smoketown, Pennsylvania, you may be considering a payday loan as an option. However, it’s important to know that payday loans are prohibited in Pennsylvania. While it can be tempting to seek out alternative options, it’s important to be aware of the high interest rates and fees associated with these types of loans. In this article, we’ll explore payday loans in Smoketown, Pennsylvania, and provide information on alternatives to consider.

What are payday loans?

Payday loans are short-term loans typically used to cover expenses until the borrower’s next payday. These loans are marketed as a quick and easy way to get cash, but often come with high interest rates and fees. The borrower is required to repay the loan in full, plus interest and fees, on their next payday.

Why are payday loans prohibited in Pennsylvania?

In 2018, Pennsylvania passed a law prohibiting payday loans. The law was enacted to protect consumers from the high interest rates and fees associated with these loans. Payday lenders often target low-income individuals who are in need of quick cash and can’t access traditional loans. These loans can trap borrowers in a cycle of debt and financial instability.

What are the alternatives to payday loans?

There are several alternatives to payday loans that may be more accessible and affordable:

  • Credit union loans: Credit unions offer loans to their members with lower interest rates and fees compared to payday loans.
  • Personal loans: Personal loans from banks or online lenders may be an option for individuals with good credit. These loans typically have lower interest rates than payday loans.
  • Credit counseling: Credit counseling agencies can work with individuals to create a budget and develop a plan to pay off debt. They may also offer debt consolidation services.

Interesting Facts about Payday Loans in Pennsylvania

  • In 2016, payday lenders in Pennsylvania charged an average interest rate of 212%.
  • The average payday loan borrower in Pennsylvania has 12 loans per year.
  • Pennsylvania is one of 17 states that prohibit payday lending.

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans is here to help. We are a connector service, not a direct lender, and we work with a network of potential lenders to help find you a loan that meets your needs. Our online application process is quick and easy, and you can receive a decision in minutes. Apply now to get started.

Remember, payday loans are prohibited in Pennsylvania, but there are alternatives available. Consider the options above and reach out to financial experts for guidance. With the right resources and information, you can make informed decisions about your finances and avoid the pitfalls of payday loans.

F.A.Q.

Why are payday loans illegal in Smoketown, Pennsylvania?

Payday loans are illegal in Smoketown, Pennsylvania because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Smoketown, Pennsylvania?

in Smoketown, Pennsylvania, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.