Payday Loans in South Gibson, Pennsylvania

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No payday loan companies in South Gibson, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fulton Financial Corporation 1695 State St, East Petersburg, PA 17520 +1 (800) 752 - 9580
Kish Bank 109 E Main St, Allensville, PA 17002 +1 (717) 483 - 6001
The Farmers National Bank of Emlenton 612 Main St, Emlenton, PA 16373 +1 (877) 862 - 9270
Citizens Bank Supermarket Branch 20111 Rte 19, Cranberry Twp, PA 16066 +1 (724) 553 - 7256
First Peoples Community Federal Credit Union 1514 N Center Ave, Somerset, PA 15501 +1 (301) 784 - 3000
Advantage Cash Systems Inc 1745 S Easton Rd, Doylestown, PA 18901 +1 (215) 343 - 5079
Raymond James 1339 Freedom Rd, Cranberry Twp, PA 16066 +1 (724) 742 - 0100
Citizens Bank 202 W Ridge Pike, Conshohocken, PA 19428 +1 (610) 260 - 2270
GardaWorld Industrial Estates, 147 Stewart Rd, Wilkes-Barre, PA 18706 +1 (570) 824 - 4070
M&T Bank 4301 N George Street Extension, Manchester, PA 17345 +1 (717) 266 - 3637

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in South Gibson, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Chester, PA, Short-term Loans in Erie, PA, Emergency Loan in Harrisburg, PA, Payday Loan Without a Credit Check in Haverford, PA, Payday Loan Companies in Lancaster, PA, Payday Loans in Levittown, PA, Payday Loan for Norristown, PA and 24-Hour Loan in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in South Gibson, PA.

Payday Loans Available in South Gibson, PA By The Following ZIP Codes:

18842

Are Payday Loans Legal In South Gibson, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

South Gibson, PA payday loan calculator

Payday Loans in South Gibson, PA: What You Need to Know

Payday loans are a popular source of short-term credit in many states. However, in Pennsylvania, these loans are strictly prohibited. Despite this, some lenders may advertise online loans in the state, leaving consumers confused about their options.

What Are Payday Loans?

Payday loans are a type of short-term loan that is typically due on the borrower’s next payday. These loans come with high interest rates and fees, making them an expensive form of credit.

Borrowers usually secure payday loans by writing a post-dated check to the lender, or by providing the lender with electronic access to their bank account. When the loan comes due, the lender can cash the check or withdraw the funds from the borrower’s account.

Payday Loan Regulations in Pennsylvania

In Pennsylvania, payday loans are prohibited under the Check Cashing Licensing Act of 1998. Under this law, lenders are prohibited from charging interest rates higher than 6% per year on small loans, which includes payday loans.

Despite the state’s strict regulations, some lenders may try to offer online loans to Pennsylvania residents. It is important to note that these loans are still illegal and should be avoided.

Alternatives to Payday Loans

While payday loans may seem like a quick fix for financial emergencies, they can quickly trap borrowers in a cycle of debt. In Pennsylvania, there are other options available for those in need of short-term credit.

  • Credit unions: Many credit unions offer small loans with lower interest rates than payday loans.
  • Credit counseling: Non-profit credit counseling agencies can work with individuals to create a budget and develop a plan to pay off debt.
  • Personal loans: Some online lenders offer personal loans with lower interest rates and longer repayment terms than payday loans.

Interesting Facts and Statistics About Payday Loans in South Gibson, Pennsylvania

  • The average payday loan in the United States is $350.
  • The average borrower takes out eight payday loans per year.
  • In 2018, payday lenders in the United States collected $9 billion in fees.

Apply Now

While payday loans are illegal in Pennsylvania, TheGuaranteedLoans can still help connect you with potential lenders for other types of short-term credit. Fill out our online application today to get started. Remember, we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

At TheGuaranteedLoans, we believe in providing our readers with valuable, accurate information. We hope this article has helped you understand the regulations surrounding payday loans in South Gibson, Pennsylvania.

F.A.Q.

Can a payday loan company report me to a credit bureau in South Gibson, Pennsylvania?

No, a payday loan company cannot report you to a credit bureau in South Gibson, Pennsylvania because these loans are illegal in the state.

Can a payday loan company take me to court in South Gibson, Pennsylvania?

No, a payday loan company cannot take you to court in South Gibson, Pennsylvania because these loans are illegal in the state.